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Medicaid
Watch:
State Medicaid and Health
Cuts & Expansions
By Thomas P. McCormack draft # 38, January 1, 2007
Alabama---
Has no spend down; allows only 12 doctor visits &
hospital days yearly and 4 brand name Rx’s monthly (plus
unlimited generics); but new SCHIP applications are again
allowed. There’s a very long ADAP
waiting list. The state plans to raise doctor payments.
Alabama Blue Cross now offers a discount plan ($167/mo/indiv;
$368/mo/fam) to the uninsured not on Medicare, but with a 12/mo
preexisting condition wait plus big deductibles ($1,000; $250
for Rx’s) & co-pays.
Alaska---this Title XVI state, with no spend down,
froze its nursing home income level; cut the CHIP level from
200% FPL to 175% (1,200 families lost children’s coverage);
tightened qualifications for home care; and created a SPAP (with
only token benefits) for the aged but not the
disabled. There’s an ADAP waiting list.
Arizona---has no spend down; a waiver gives AHCCES
(SCHIP & Medicaid) to all uninsured
parents & children under 200% & to all (even
non-disabled) childless adults under 100%. CMS agreed,
before the DRA’s passage, to let the state the state set
higher co-pays (e.g., $10 per brand name Rx, $5 per generic, $5
per doctor visit), but a court has- -at least so
far--blocked them. The state did raise parental premiums
on a sliding scale.
Arkansas---
Outgoing Gov. Huckabee’s (R) $100 million in higher tobacco &
income taxes saved the spend down, Katie Beckett waivers & adult
vision care & preserved nursing home rates.
Yet fees are still too low to attract enough doctors;
there’s an ADAP waiting list;
and a state board is studying ways to cut the Medicaid budget. A
HIFA Medicaid waiver funds barebones
health insurance for 50,000 workers & spouses with
incomes under 200% ($15/mo premium; 7 doctor visits & hospital
days a year & 2 Rx’s monthly; $100 deductible; 15% coinsurance);
the plan is also open to 30,000 “richer” families for $100
monthly. The state raised children’s dental fees to 95% of the
private Delta Dental rates;
seeks to fund most adult dental care (versus just
emergency extractions, like most states); and says its new
formulary saves $20 million yearly.
California---red tape & a lower income level have taken 200,000
parents off the rolls since 2004. Gov. Schwarzenegger (R) called
for premiums ($4 to $27) for those over 100% or the SSI level,
is forcing the aged & disabled into HMOs, proposed a
yearly patient dental care cap of $1,000, agreed with CMS & the
legislature on only $3.3 billion more in DSH federal funds for 5
years; made 5% doctor rate cuts; and stopped paying extra
Medicare HMO premiums for dual eligibles---but supported raising
SSP levels to $849 monthly ($1491/couple); spending $50 million
more to expand CHIP; starting 500 health clinics in low income
schools; banning patient balance billing for ER visits; and
making drug makers give discounts to the moderate income
uninsured. Yet he vetoed the Democratic legislature’s universal
coverage bill & his health reform board called for ending
mandated HMO coverage of contraception, mental health care &
cancer screening.
Colorado---has no spend down; a court voided a law
to deny benefits to legal aliens & once-blocked CHIP
applications are again accepted. An added $2 million in state
funds eased the ADAP waiting list. Cigarette taxes voted by
referendum will raise the CHIP level from 185% to 200% (covering
4,000 more children), open 600 more HCB and/or Katie Beckett
waiver slots to disabled children, raise funding for low income
clinics & raise the parents’ income level to 60% (covering
90,000 more). HIFA waiver plans were dropped, but the state will
save $59 million by shifting children into HMOs. The
legislature, opposed by both drug makers & some consumer groups
(but for quite different reasons), plans to adopt a drug
formulary to save even more than does the current prior
authorization system for some drugs & services. Denver’s Medical
Center & the Univ. of Col. Hospital cut their in-house indigent
care programs & raised their co-pays and the Colorado Indigent
Care plan for those not eligible for Medicaid, such as the
childless poor awaiting SSA disability decisions, raised
its co-pays too: $10 per Rx, $35 per doctor visit, $270
per hospital stay & $15 to $45 per ER visit. The legislature cut
rates 15% to the ColoradoAccess HMO, which then dumped its
65,000 patients into fee-for-service Medicaid; but it raised
funding for the risk pool (allowing premium discounts of 50% if
income is below $$40,000, and 40% if under $50,000); set up a
board to study health coverage expansion; and required the
Medicaid agency to adopt a consumer-run board’s care plans for
the disabled by 1/07 or no later than 6 months after any
required waiver approval.
Connecticut—a 209(b) state; Governor Rell (R ) added doctor
co-pays of $1 to $3; upped SPAP premiums to $30 & its co-pays to
$16.25; imposed a $100,000 SPAP asset test; required recoveries
of SPAP costs from the deceased’s estates; dropped legal
aliens from TANF, Medicaid, CHIP & SAGA (state-funded welfare &
medical programs); forced SAGA patients into HMOs; set up a
board to study Medicaid “reforms”;
ended Medicaid coverage of adult chiropractor,
naturopath, psychologist and occupational. physical & speech
therapy services; and introduced—but then dropped as
uncollectible-- $1 Medicaid Rx co-pays.
But the Democratic legislature raised the parents’ level
back up to 150% and repealed Rell’s earlier family & CHIP
premium hikes. Medicaid & CHIP specialist & dentist rates are
too low to attract enough providers-- so in 2007 the state will,
at least temporarily, raise most pediatric dental fees to 70% of
private insurers’ rates. The state offers Medicaid to the
working disabled and even the working “recovered/ex-disabled”.
Rell proposed
barebones
insurance with $250 monthly premiums &
$1,000 deductibles
for the uninsured between 18 and 64—but
failed to offer or budget state subsidies for the plan,
resulting so far in little insurance industry interest or
response.
Delaware---has no spend down, but a waiver covers
all adults (even if not parents or
disabled) under 100%, yet it caps yearly SPAP benefits. Gov.
Minner (D) created a Cancer Treatment Program for the uninsured
not on Medicare under 650% (!) and a state indigent health
program for those under 200%; added $5 million for caseload
growth; raised provider rates to 65% of private insurance
levels; and proposed funding Medicaid buy-in coverage for the
working disabled.
District of
Columbia---the locally-funded Health Alliance covers all
the uninsured under 200% except
Medicare & Medicaid eligibles. DC’s Medicaid levels are 100% for
the childless aged & disabled and 200% for parents & children. A
$240 million “DC Homes” plan will strengthen preventive health,
cancer screening, anti-smoking, ER & ambulance services; and
upgrade, expand & add more primary clinics. DC also raised its
home health & personal care aides’ pay; added coverage of
adult dental care; raised all its dental rates;
and will subsidize indigent dental care at Howard U. Dental
School & low income clinics. DC raised its QMB & SLMB income
levels up to $1809 monthly --not only making many more Medicare
patients eligible for payment of Medicare premiums &
cost-sharing, but thereby also for Part D’s full Extra
Help. Yet DC’s 2007 Medicaid & related budget is now short $87
million---mostly due to undeveloped eligibility workups (and
thus unclaimed matching) for DC wards with CMI, MR & DD-- that
will rise to $300 million thru 2008; and
a DC audit said it could have saved $38
million by better promoting HCB waivers instead of nursing home
care.
Florida---outgoing Gov. Bush (R ) began to outsource Medicaid,
welfare & food stamp eligibility to contractors; and his waiver
to privatize Medicaid & convert it, with premium support &
health savings accounts, into a “defined contribution” HMO-type
insurance was approved by CMS (see Understanding Florida’s
Medicaid Waiver Application at
www.wphf.org & http://theaidsinstitute.org/downloads/FloridaMedicaidreform.pdf
); a waiver pilot started in 2 counties in September. Even
sooner, 43,000 patients over 60 in northern & central counties
are being enrolled in a 2nd waiver that favors
home-based care over nursing homes. The state cut the
aged/disabled Medicaid income eligibility level from $719 to
$603 on 1/1/06 (77,000 lost coverage); set up a Medicaid
“reform” board and abolished its SPAP 1/1/06. A “fail
first” rule allows costly mental health drugs only if cheaper
ones don’t work (with Lamictal, Paxil, Wellbutrin, Lexapro,
Zoloft & Zyprexa exempted). The state again covers adult
dentures & hearing aids and takes SCHIP applications year-round.
Children’s, health , doctor & dentist groups sued to raise
children’s care fees and made the state drop a prior approval
rule for nutrition supplements; and
pediatricians objected to slow Medicaid prior approvals for flu
vaccine dose prescriptions. Dade County launched a $40
million plan for school nurses’ routine care & to enroll
students in Medicaid & SCHIP.
Georgia---ended CHIP coverage of oral surgery & other dental
work and cut the Medicaid & WIC level for pregnant women (7,500
lost coverage) & infants from 235% to 200%; raised CHIP premiums
to range from $10 to $35 monthly per child; ended adult coverage
of emergency dental care & artificial limbs; is moving 1 million
patients (including 100,000 aged & disabled and 200,000 on CHIP)
into HMOs that doctors & clinics say have obstructive prior
authorization rules & lack specialists (while red tape snafus
also left some without proper transfer forms to go without any
coverage at all); ended spend down eligibility for nursing home
care (but attorneys using complex trusts can still get
eligibility for some); dropped adult dental care, orthotics,
prosthetics & hospice care; set up still another health
insurance & Medicaid “reform” board; capped HCB care costs; and
tightened medical eligibility for Katie Beckett waiver care
(which a 2006 supplemental budget shifts into a public-private
body that proponents say bolsters funding).
Gov. Perdue (R ) is renewing his only
briefly postponed Medicaid “reform” plan to further cut nursing
home access, raise co-pays (even for children & nursing home
patients) and add more managed care & health savings account
features to Medicaid. A state health board voted to
eliminate the 90 day coverage suspensions for children with
parents delinquent in paying CHIP premiums, but
the state’s ADAP may have to take some
cost-containment steps. CMS forbade further use of the
accounting gimmicks that have brought in $300 million yearly in
federal funds & questioned $70 million in foster children’s
mental health costs. The rolls dropped by 60,000 in 2006 due to
stricter eligibility re-determination & document verification
procedures.
Guam—this
territory’s Medicaid matching rate is capped by law far below
what a state would get. The local medically indigent plan pays
less than Medicaid & attracts fewer providers. Private managed
care firms want contracts which they say can save enough to pay
providers more. Funds for off-island specialty care, and air
transportation to it, are exhausted.
Hawaii—a
209(b) state; a “Quest” waiver gives Medicaid to parents &
uninsured, childless adults not on Medicare under 200%,
except for the childless aged & disabled, who must be under
100% to get it. The state requires employers to offer health
coverage to employees & dependents and
created a token SPAP for aged and disabled
patients, with a mere 100% income level. Gov. Lingle (R) raised
the child & parent level to 250% (covering 29,000 more); lowered
CHIP premiums; restored some adult dental care through both
Medicaid & dental charity programs and expanded substance abuse
care.
Idaho---this Title XVI state, with no spend down,
raised the CHIP level from 150% to 185% (but with less benefits
& more co-pays than for poorer patients); funded a pilot
barebones health plan for 1,000
adults; and covered the working disabled. But it cut funds for
non-federal medical aid for the temporarily disabled & those
awaiting SSA disability decisions; ended mandates for private
health insurance coverage of breast & prostate cancer screening
& mental health; and got CMS approval to set up 3 patient
classes: Parents & children (with a $13 million lower yearly
care budget & more cost-sharing and/or coverage cuts) ; the
disabled & chronically ill; and the aged. The first (but later
the others too) will face more cost-sharing & there’ll be
different (perhaps lesser) benefits for each class, but with
more preventive care & incentives.
See
http://healthandwelfare.idaho.gov/site/3629/default.aspx
for a description. There’s an ADAP
waiting list.
Illinois---this 209(b) state’s main SPAP (funded as a Medicaid
Pharmacy Plus waiver) excludes the disabled, who
get only a limited formulary from a 2nd, separate
Circuit Breaker SPAP. Gov. Blagjoievich (D) added HIV drugs to
the 2nd formulary (but only for those on Medicare);
raised the family income level to 185%; and signed a hospital
tax to fund healthcare. Then he
authorized “universal” SCHIP coverage, with more cost-sharing
for “richer” families; accepted a court order raising children’s
doctor, specialist & EPSDT rates; and
offered subsidized health insurance to uninsured veterans
left uncovered by Administration VA cuts.
The state is considering adopting a
PCCM primary physician plan, letting anyone under
300% buy-in to Medicaid & raising its provider rates. A
legislative health reform task force proposed a Mass.-like
expansion plan: Medicaid for parents & children under 200%
(but only 100% for childless
adults, including aged & disabled);
a health insurance mandate for all residents & employers;
sliding scale premium subsidies; tax & other incentives for
small firms--to cost the state $3.5 billion & employers $1.5
billion. HMO enrollment is still voluntary.
Indiana---this 209(b) state’s SPAP still excludes
the disabled; and, despite court suits, it still has
a much-stricter-than-SSI “209(b)” Medicaid disability rule (one
must be fatally or incurably ill). Gov.
Daniels (R ) and the GOP legislature will double CHIP premiums &
cut the HCB waiver budget by $14 million yet will let Medicare
patients into the risk pool for secondary coverage at discounted
rates & add 500 more HCB waiver slots (although a KPMG audit
found many waiver problems). There’s
now an ADAP waiting list; and the ACLU filed suit
challenging an only-once-every-6-years limit on dentures &
relinings. Plans to spend $1 billion on
privatizing food stamp, welfare & Medicaid eligibility that will
shrink 107 welfare offices by up to 2,500 workers
face growing public opposition,
possibly critical hearings by the incoming Democratic state
House and more delay in getting federal approval. The
state tightened its lax spend down procedures (too much &
too soon, it turned out, after a class action suit
forced it to accept a consent order reinstating 12,606 aged &
disabled dropped without even hearing rights); funded service
plans for 650 more disabled clients; and is enrolling patients
in managed care plans that, doctors say, will pay even
less than regular Medicaid now does --further cutting
provider participation & access to primary & specialist care and
thus generating more costly ER visits (the
state then said it will raise doctor fees). Daniels,
supported by HHS, plans an expansion
(probably with a HIFA waiver)
to subsidize barebones
coverage for parents under 200% & all--even
non-disabled--childless adults (under 100%),
using HMOs, health savings accounts
& preventive care measures;
see
http://www.in.gov/serv/presscal?PF=gov2&Clist=196&Elist=87673.
Iowa---the
state has a waiver to give watered-down
Medicaid (with premiums up to 5% of income) to up to
30,000 uninsured adults not on Medicare--whether they’re aged,
disabled, a parent or not--with incomes under 200% but only at 2
public hospitals---but with no uniform statewide
waiver drug benefit: Those who are also prior
U. of IA hospital “state papers” indigent program patients are
nominally grandfathered-in, only for a year & with high co-pays,
for its free drug formulary; while Des Moines-area waiver
patients can also access a Polk County public hospital’s
indigent drug formulary; but drug coverage for other
waiver eligibles is sketchy or non-existent. The ADAP waiting
list, at least for now, has been alleviated by now-expired extra
emergency federal funding and some added state funds. A
legislative committee began to study ways to cut Medicaid,
but incoming Gov. Culver (D)
supports a $1-a-pack cigarette tax hike to expand insurance
subsidies for more families; while Democratic legislators
propose covering 20,000 more children & 9,000 parents in SCHIP,
raising Medicaid income levels and expanding health insurance
subsidies for the working poor.
Kansas---this Title XVI state’s SPAP was abolished 1/1/06.
Spurning Gov. Sibelius’ (D) call for more health coverage,
the GOP legislature passed a limited tax credit to expand small
firm coverage, health savings account measures, a health care
re-organization & called for more anti-fraud efforts—but did
raise provider fees from 65% to 83% of Medicare’s rate. Blue
Cross & a foundation subsidize
barebones insurance for Kansas City-area families making
under $30,000. The state may have to
impose ADAP cost containments; is considering higher
co-pays for smokers & the obese
and stricter motorcycle helmet
laws & other preventive health steps; and offers Medicaid to the
working disabled, the working “pre-disabled” (only if they’re in
the state risk pool & have severe impairments) and the working
“medically improved”/ex- disabled”. Because the state plan
limited coverage of disabled institutionalized children to
140/180 days—even though longer stays are allowed by federal
law—CMS questioned matching for over 500 of them, making the
state send them to regular foster care, small group homes or
state hospitals. A federal audit disallowed $5 million &
questioned $127 million more in old Medicaid matching claims for
special needs students; and the state had to refund $14 million
in another audit.
Kentucky---
the state raised Rx co-pays to $1 per generic, $2 per preferred
brand name & $3 per non-preferred brand name drug. But it
dropped earlier-tightened nursing home & HCB care medical
qualification rules; raised the cigarette tax by 30 cents-a-pack
(to fund education & Medicaid)
with a further 10-cent raise under study;
reinstated 2,500 formerly-dropped mentally ill clients;
and enrolled all those once on its ADAP waiting list. A $215
million 2006 state funds shortfall, and CMS’ decision to
disallow county hospital, clinic & nursing home budgets as state
matching funds, which will cost the state $100 million, led it
to get CMS approval for: limits of 4-Rx’s-a-month, 15
occupational/physical/speech therapy visits-a-year & 12 x-rays/MRIs-a-year
(with appeals allowed), $2 to $10 co-pays for doctor visits, $2
to $20 co-pays for other outpatient care, $10 to $20 co-pays for
non-emergency ER visits, a whopping $20 to $50 co-pay per
hospital stay ; annual cost-sharing caps of $225 a
person & $350 a family (except for non-Louisville-area patients,
who’ll be put into an HMO with a $450
cost-sharing cap); and co-pays of $3 per generic,
$10 for “preferred” & $22 for
“non-preferred” brand name Rx’s for spend downers. There
will be 4 Medicaid groups: “healthy” adults; children; aged &
disabled adults (including LTC & HCB patients); and the mentally
retarded & developmentally disabled—each with its own benefits &
different, but higher, cost-sharing. See
http://www.kff.org/7530.cfm
for details. The state settled a lawsuit by starting to move
2,500 disabled into HCB care and raised children’s dental rates
by 30% to keep & attract providers.
Louisiana---the state cut allowed Rx’s to 8 monthly
(over-ride-able if a doctor certifies medical necessity),
cut its Charity Hospital & school health services, adopted a
formulary and had to take ADAP
cost-containment steps. CMS dropped its claim for a
return of $340 million in past matching funds due to
questionable accounting. Hurricanes Katrina & Rita cut state
revenues ($1 billion+ for 2005-06 in a state study; $1 to $3
billion+ in a federal estimate); and left the Charity Hospitals
without sure funding. The Budget Reconciliation bill offers $2.1
billion to pay LA’s & MS’ Medicaid & uncompensated care at a
100% match; but the state still had to cut its doctor rates by
10%. A state healthcare recovery & expansion board
is planning a Medicaid
“re-design”; asked for
$400 million in federal funds to restore New Orleans healthcare
(see http://www.dhh.louisiana.gov/offices/page.asp?ID=288&Detail=7198
for the state health director’s comments);
aims to expand coverage (Gov.
Blanco [D] favors the MA plan);
yet also to raise cost-sharing. But, estimating just the
added state costs at $200 million, CMS
won’t approve or encourage plans for even more federal funds.
The state offers Medicaid to the working “pre-disabled”
with mental illnesses (as well as all the working “fully”
disabled)
Maine---the
state subsidizes health insurance for small employers’ workers &
dependents; raised the Medicaid level for the childless--aged,
disabled or not--to 125% (but then barred new childless,
non-disabled, non-aged applicants) & for parents
to 200%; planned coverage of the working disabled; has a waiver
to offer limited Medicaid benefits to HIV+ persons (including
the “pre-disabled”) under 250%; and adopted a formulary (with
physician over-rides allowed). When the health budget faced
shortages, the state raised taxes on the rich, tobacco, alcohol,
hotels, car rentals & restaurants to fund health care; caught up
on backlogged provider payments; but set up a board to study
ways to cut Medicaid costs.
Maryland---outgoing Governor Ehrlich (R ) closed CHIP to new
patients with incomes over 200% ; raised its premiums; and tried
to end Medicaid & CHIP for legal immigrant
children & pregnant women here less than 5 years (but the state
supreme court upheld a lower court order secured by Legal Aid
banning the cut under the state constitution’s
equal protection clause). An AARP/Legal Aid suit claims the
state’s HCB waiver medical admission rules are too strict. The
higher income SPAP excludes the disabled & now
covers only Part D premiums; while the lower income SPAP—and a
prior state program offering only outpatient primary clinic
care--were re-packaged as a Medicaid waiver covering any
adult not on Medicare under 116%. Specialist &
dentist rates are too low to attract enough providers. The state
started a risk pool (with premium discounts for the poor) &
offered Medicaid to the working disabled. But in 2005 a state
insurance board let small firm health plans covering 450,000
persons drop meaningful drug coverage. The Democratic
legislature overrode Ehrlich’s veto of a tax on firms spending
les than 8% of revenue on workers’ health insurance (the state
is appealing its voiding by a federal court).
A state study board & incoming Gov.
O’Malley (D) are considering a “MA-lite” coverage expansion
(wider Medicaid eligibility plus an “individual” insurance
mandate & small employer incentives).
Massachusetts---almost all of outgoing Gov. Romney’s (R ) health
cuts (see
http://www.kff.org/medicaid/7378.cfm
&
http://www.kff.org/medicaid/7314.cfm for details) were
killed by the Democratic legislature. He restored dental care
for women who are pregnant or have children under 3, but called
for tougher work rules even for disabled
welfare clients awaiting SSA disability decisions; limited
state-funded “Free Care” patients to low income clinics; and
imposed $3 clinic & generic drug and $5 ER & brand name drug
co-pays on them. Yet he signed
a bill to expand Medicaid; require all residents to be insured;
enact incentives & subsidies to foster employer coverage;
subsidize health insurance for those under 300% (sliding scale
premiums per adult will be $18 to $106 monthly); raise the CHIP
level from 200% to 300% (open, with higher premiums &
cost-sharing, to even “richer” families); restore adult Medicaid
dental & eyeglass benefits; raise the parents’ Medicaid level
from 133% to 200%; cover more
preventative services; offer premium & co-pay discounts to
non-smokers & preventive cancer screenees;
but the law fails to raise the childless aged
(100%) & disabled (133%) levels to equal the new 200% parental
levels. CMS approved expansions of Medicaid waivers for
the HIV+ (even the “pre-disabled”) & the childless,
non-disabled unemployed; and will continue a waiver for $385
million yearly in DSH funds. But an HHS IG audit says the state
wrongly claimed $86 million for children’s targeted case
management. See The
Massachusetts Health Reform at
www.communitycalatyst.org
on using the plan as a model for reform in other states.
Michigan---
the state, even with
raised tobacco & hospital taxes, still had to end almost all
Medicaid adult dental, hearing aid, podiatry & chiropractic care
and stopped enrolling new childless non-disabled
adults under 100% into its small Medicaid expansion waiver
(which doesn’t cover inpatient care). The House named a
committee to find more Medicaid cuts and the GOP House & Senate
passed bills with more & higher Medicaid & SCHIP premiums &
co-pays, which Gov. Granholm (D) called “unprecedented in
[their] cruelty”. But she signed a bi-partisan compromise to
grandfather-in current recipients; adopt some GOP
cost-sharing; impose some stricter eligibility rules for some
new applicants only; and even require patient urine
tests for smoking & sugary/fatty diets (violators face $10
penalty premiums)--while restoring adult dental care, raising
children’s dental rates to private-pay levels & vetoing a 4 year
welfare time limit. The SPAP was abolished but
Granholm asked CMS for $600 million more in federal funds for a
Medicaid waiver to fund subsidized, sliding-scale-premium
insurance for the working poor & small firm workers under 200%
(to be open at cost to “richer” persons); and the state
raised child wellness & adult preventive care rates 30%. The
Detroit/Wayne County health agency launched a project to enroll
100,000 new Medicaid & SCHIP patients and Genesee County (Flint)
voted to fund a 200% income level for county-subsidized coverage
for workers & families not eligible for Medicaid or Medicare
(Ingram [Lansing], Muskegon and Wayne [Detroit] Counties already
fund similar programs). A court voided a pre-DRA state law to
let providers make patients actually pay co-pays, but the GOP
state Senate voted to raise cost-sharing still higher.
Minnesota---this 209(b) state raised premiums & co-pays for
Medicaid, CHIP & MinnesotaCare (state-subsidized health
insurance), cut the latter’s income levels and denied Medicaid &
CHIP to legal aliens. While GOP plans to abolish state
medical assistance for the childless unemployed & the disabled
awaiting SSA disability decisions failed, nearly 30,000 still
lost MinnesotaCare. Other previous MinnesotaCare cuts were
restored when Gov. Pawlenty (R
) & the Democratic Senate adopted a 75-cents-a-pack cigarette
“impact fee”. A court voided a state law letting Medicaid
providers deny care or Rx’s to those who don’t make co-pays, yet
the state’s ADAP moved to drop patients
who don’t make its co-pays . The SPAP was
abolished on 1/1/06. But
Pawlenty funded a $2.5 million Rx discount plan for uninsured &
Part D donut hole patients;
$4.5 million more for the state SHIP; and Medicaid for some
diagnoses of the working “pre-disabled” and all diagnoses
of the “recovered/ex-disabled” and fully disabled.
He also
called for expanding S-CHIP to 90,000
more children; and will even consider a health insurance mandate
(like that of Massachusetts) if part of a larger reform package.
Mississippi---has no spend down; Gov. Barbour (R )
cut the monthly aged/disabled income level from over $1,000 to
$603 on 1/1/06 (65,000 lost Medicaid) & cut CHIP eligibility (up
to 2,500 children were dropped); and a state board began
studying more Medicaid “reforms”. Brand name drugs were cut to
2 monthly plus 3 generics (but HIV patients get
5 brand name drugs; there’s a suit challenging
the limits); and, using prior authorization & utilization rules,
physical, speech & occupational therapy were cut. While the
Budget Reconciliation bill offers $2.1 billion for MS’ & LA’s
Medicaid & uncompensated care costs at a 100% match,
CMS banned further use of a dubious state funding scheme,
forcing Barbour to seek $360 million—later revised to $45
million, then $90 million & finally dropped to zero at least
until the 1/07 legislative session-- in new hospital taxes.
Newly-required face-to-face interviews for both initial &
re-determination applications and stricter document
verifications caused the rolls to drop by at least 50,000.
Missouri---a 209(b) state; Gov. Blunt (R ) & the GOP legislature
cut the aged/disabled income level from 100% to 85%; ended state
medical aid & welfare for those awaiting SSA disability
decisions; dropped coverage of the working disabled; cut the
parents’ level to 23% from 75% (but a court reinstated those who
also qualify in other categories); ended adult dental, podiatry,
hearing aid, appliance & eyeglass benefits (but an appeals court
let a suit against the denial of catheters, bedrails & other
equipment proceed); enacted new & bigger Medicaid co-pays;
raised CHIP premiums; made 46,000 more children pay them; denied
CHIP to those “able” to get “affordable” work coverage, no
matter how costly (20,000 lost CHIP; but then the state exempted
families with work plan premiums over 5% of income); and
tightened medical rules to get nursing home, HCB & home health
care. Yet CHIP co-pays were ended, doctor & nursing homes rates
were raised & the SPAP was expanded to cover the
disabled (only after their 2 year waits).
Blue Cross & a foundation subsidize insurance for Kansas
City-area families earning under $30,000.
The state’s ADAP had to adopt
cost-containments but it restored coverage of eyeglasses
& wheelchair items. An 11/06 referendum to raise tobacco taxes
to restore some Medicaid cuts & raise the income level toward
200% narrowly failed to pass. Blunt’s
staff proposed $38 million in new Medicaid “reforms”:
hiring MDs, RNs & “health coaches” as “health care home
coordinators”; a pilot program
to have 5,000+ recipients sign “independence agreements” to get
jobs & go off public health care;
a $20 million health insurance subsidy
program for low income workers in firms employing 50 or less;
re-instating
only some
disabled who lost Medicaid in 2005;
continued benefits for foster children after age 18; raising
doctor fees; and somehow covering more poor children.
See the critique at
www.mobudget.org
.
(Also, media had reported there’d be more use of
assigned primary care
physicians, managed care,
preventive care incentives
& “rewards” of dental & vision
care for “compliant” patients).
The GOP legislature’s
token
working disabled Medicaid restoration bill
still
excludes most SSDI recipients.
Montana---former Gov. Martz (R ) added more & bigger co-pays,
restricted nursing home eligibility, cut doctor visits for the
aged & disabled to 10 yearly, dropped coverage of some hospice &
home health care. But Gov. Schweitzer (D) and the Democratic
legislature ended the CHIP waiting list; covered 2,000 more
children; created tax breaks & buying pools to help small firms
insure workers; want a
HIFA waiver to fund a higher
CHIP income level to cover 10,000 more children & give
barebones Medicaid to 3,000
more adults; raised Medicaid’s family asset level to
$15,000 (letting it switch 3,800 children from SCHIP, which has
a capped budget, to Medicaid, which doesn’t-- freeing SCHIP
slots to cover more uninsured children); and
created a SPAP to pay up to $33.11 in Part D premiums for
aged and disabled Medicare patients under
200% (but it won’t pay for deductibles, co-pays,
coinsurance or drugs not on Part D formularies, nor
will it cover the disabled’s 2 year waiting period). The state’s
“Passport to Health” & Team Care programs save over $20 million
yearly by assigning primary care doctors to patients to reduce
ER & hospital costs There’s an ADAP
waiting list.
Nebraska----this Title XVI state
ended coverage for 15,000 welfare-to-work parents (but a US
District Court order voiding much of the cut was upheld in 5/06
by the Circuit Court of Appeals) & childless, non-disabled 19 &
20-year-olds. There’s an ADAP waiting
list. The state
will pay Part D co-pays for dual eligibles in HCB waiver
programs and board & care and group homes. A state board seeks
to save Medicaid $72 million a year by making it a “defined
contribution” plan & promoting
assisted living & HCB waivers over nursing home care (see
http://www.hhs.state.ne.us/med/reform/ ).
Nevada---this Title XVI state, with no spend down,
raised $1 billion in new taxes to fund Medicaid;
added coverage of the
working disabled; boosted the pregnant women’s level from 133%
to 185%; raised the income level & covered the
disabled (including those in the 2 year wait) for
its SPAP; will use DSH & CHIP funds,
with a HIFA waiver
& a CMS risk pool grant, for
barebones
insurance for small firm workers & families (employers would pay
50% of costs & workers would get a $100/mo premium subsidy);
added limited adult dental & vision care;
boosted state ADAP funding; raised CHIP premiums; rejected
adding Medicaid co-pays for Rx’s & other care; and set up a
board to study more reforms.
New
Hampshire---a 209(b) state; Governor Lynch (D) expanded SCHIP;
added more state funds to ADAP; signed a tobacco tax increase
for health care; seeks a $2 million boost in home care rates;
will hire case managers to economize on costly cases; and
will offer the new HPV vaccine free to
all girls under 19. The state still has
a stricter-than-SSI “209(b)” Medicaid disability rule (inability
to work for at least 4 years) and
its ADAP had to adopt cost-containment
measures.
New
Jersey---in 2001-04 the state had to cut the parents’ income
level, drop legal aliens, stop paying hospital bills in
its state-only program for those awaiting SSA disability
decisions and privatize eligibility determinations for CHIP,
FamilyHealth & Medicaid. But by 2005 it began moving the
parental level back up to 133% (covering 80,000 more parents),
sought a waiver to cover all (even non-disabled) adults
under 100%; and will offer at-home/in-the-community care as
alternatives to nursing homes. The legislature & Gov. Corzine
(both Democratic) passed a compromise budget with a 1% sales tax
raise to help bolster Medicaid. A federal audit said $52 million
claimed by the state for school health care for special needs
students was inadequately documented.
Democratic legislative leaders broadly outlined early a future
“Massachusetts-lite” health coverage expansion plan to cover the
uninsured at a cost of $1.7 billion the first year.
New
Mexico—has no spend down; its
barebones Medicaid waiver-funded
health insurance for uninsured adults under 200% excludes
Medicare patients. The state seems to have quietly dropped
proposed plan changes & waivers to impose co-pays of $2 per Rx,
$5 per office visit, $15 per ER visit & $25 per hospital stay,
an “enrollment fee” of $25 & a $10 annual premium; cut coverage
of rural transport costs to get Rx’s; end coverage of adult
eyeglasses & other medical equipment; and stop coverage for
illegal aliens. And Gov. Richardson changed eligibility
re-certifications to once instead of twice yearly; raised income
levels enough (to 235%) to cover 7,800 more children & 1,200
more pregnant women; and chose a task
force to plan expanding coverage (modeled on the MA reforms);
raising the Medicaid waiver level to 300% to cover more modest
income workers; and giving Medicaid to all (even
childless & non-disabled) adults under 100%.
New
York---a “Family Health” Medicaid waiver covers parents under
150% & all childless (even non-disabled) adults
under 100% except Medicare patients (who
must be under the lower SSI/SSP level to get it).
State-subsidized “Healthy NY” insurance for workers under 250%
excludes part timers & Medicare patients & caps yearly Rx’s
at $3,000. The state still
excludes the disabled from its SPAP, even though Part D
now saves it at least $113 million yearly; began forcing
SSI recipients into HMOs; raised FamilyHealth co-pays to $5 for
doctors & dentists & to $3 for generic & $6 for brand name Rx’s;
raised other Medicaid Rx co-pays to $1 per generic
& $3 for brands; capped yearly Medicaid co-pays at $200; set up
a formulary allowing doctor over-rides; is starting & seeking a
waiver for Medicaid assisted living, chore aide & adult day care
instead of costlier nursing homes; requested a waiver extension
to keep letting HMOs & clinics enroll patients; but cut the
aged/disabled couple income level by $75 monthly. The state
makes the City & its counties pay half of non-federal Medicaid
costs, but it capped those costs to a 3.5% increase. It raised
Family Health ER co-pays to $25; let providers deny services to
those who don’t meet co-pays); enacted slightly tighter nursing
home rules for asset transfers (but did not
tighten living allowances, spousal support & asset rules for
home-based & HCB waiver care); funded AIDS day care health
centers; set up a foundation to spend $250 million it got from a
Blue Cross’ charity-to-profit conversion on access for the poor
& preventive care, diabetes, diet & fitness programs; and gave
Medicaid to the uninsured (disabled or not!) with colon or
prostate cancer under 250% (state-funded for those not
“federally”-eligible & open even to patients on Medicare).
State law requires hospital bill discounts for those under 300%
& bans taking homes for delinquent bills.
North
Carolina---covered the working disabled (effective 7/1/07); and
increased covered Rx’s from 6 to 8 monthly (with
exceptions for 3 or even more additional ones). It abolished
(1/1/06) but then resurrected (1/1/07)
a SPAP – which again
excludes the disabled under 65--for
those not eligible for Extra Help with incomes under 175%.
CMS forced cuts of $80 million in HCB care & home aides for
5,000 disabled persons. The state will make up $30 million of
that with school funds; reorganize financing of public
behavioral health; and giver $75 million more to community
health centers. The UNC hospital system eased some rules for
free indigent care, but now forces up-front cash co-pays on
them. Children’s orthodonture & dental rates are too low to
attract enough providers. The state makes its counties pay 15%
of Medicaid costs but Gov. Easley & the legislature (both
Democratic) froze county costs for 2006-07. It increased the
ADAP income level from 125% to 200% with $4 million in added
state funds; but cut money for kindergarteners’ eye exams by
75%. A federal audit requires the state to refund $15.5 million
(plus $90 million more from hospitals) in over-claimed DSH
funds.
North
Dakota---this 209(b) state set up a Medicaid “reform”
commission. Dentists are demanding a
raise in rates, which are now so
low that few accept Medicaid patients (e.g., only one in the
Bismark area).
Ohio---this
209(b) state’s GOP legislature cut the parental income level
from 100% to 90% (27,000 lost Medicaid 1/1/06); raised Rx
co-pays to $3; slashed the adult dental care budget by 50%;
ended adult vision, podiatry & psychologist care; cut secondary
payments for dual eligibles; herded all non-Medicare patients
into HMOs; slashed $80 million from non-federal Disability
Medical Assistance (DMA) for the 15,000+ indigent disabled
awaiting SSA eligibility decisions; and
let providers refuse service to those who don’t meet co-pays.
Yet it created over 2,000 new HCB waiver slots; beefed up its
home care programs (which cost one-fifth of nursing homes); and
moved 700+ patients into that care.
Some GOP legislators even proposed covering the working disabled,
but the monthly aged/disabled level
is still only $504 (the nation’s lowest); no
new DMA applications are being taken; current DMA patients must
“prove” they need medical care or lose coverage; and a state
audit said $400 million—plus $40 million in overpayments-- could
be saved by streamlining and management reforms.
Yet the legislature passed a mental
health parity bill, which outgoing Gov. Taft may--
but incoming Gov. Strickland will—sign into law;
and yearly Medicaid spending dropped
over $300 million, bringing calls for restoration of prior cuts
and encouraging Srtickland’s plan to subsidize job health plan
premiums for the working poor.
Oklahoma---this 209(b) state cut the Medicaid level from 185% to
100% for children over 1 & from 100% to the much lower SSI/SSP
level for the aged & disabled, ended the family spend down,
re-imposed a “3-Rx’s-a-month” limit and cut the nursing
home & HCB waiver income level---but Gov. Henry (D) added
coverage of the breast & cervical cancer and working disabled
groups. Higher tobacco taxes fund a
HIFA waiver to subsidize
barebones insurance for 50,000+ workers & spouses, with
incomes under 185%, in firms with under 50 workers (Henry hopes
to expand the program) ; and
the state mental health agency coordinates early intervention &
treatment services for at-risk school pupils in 30 counties.
The state plans to cut $100 million in fraud & abuse;
change Medicaid into a defined contribution plan with a 2nd
(Florida-type) HIFA waiver; offer
fewer, “customized”, cheaper benefits; pay premium support
instead of secondary, wraparound Medicaid if patients can get
work coverage; promote health savings accounts; end private
insurance benefits mandates; cut ER & nursing home costs
by promoting home, primary, community & clinic care; raise
provider fees; and further expand mental health care (with some
help from a federal grant). But the
state ADAP had to adopt cost-containments.
Oregon---a
Title XVI state with no spend down; an anti-tax
referendum caused 70,000+ adults to lose coverage via income
level cuts & premium raises & ended spend down eligibility for
all but transplant & HIV patients (Oregon Health Plan enrollment
fell over 50%). The state limited adult dental care; ended adult
vision care; limited urban non-HMO hospital days to 18 yearly;
created, then expanded, a drug
discount plan; but adopted more
ADAP cost containment steps.
Pennsylvania---funding shortages limit enrollment for
state-subsidized barebones
“AdultBasic” health insurance for uninsured adults under 200%
(it excludes Medicare patients & has no
drug benefit). The state’s SPAP
still fails to cover the disabled under age 65, even
though Part D may now save it $170 million a year. The
state finalized plans for the SPAP to wraparound Part D and pay
its premiums & cost-sharing for joint eligibles; proposed---but
then chose not to impose--imposed $40+
monthly premiums & more & higher co-pays on Katie Becket waiver
children whose families make over $40,000; cut covered inpatient
hospital stays to twice a year (but only once yearly for General
Assistance patients), inpatient rehabilitation stays to once a
year and doctor & clinic visits to 18 a year for men; rejected
higher co-pays & monthly numerical drug limits; but
may have to adopt ADAP cost
containments. Gov.
Rendell (D) got $85 million more from state Blue Cross plans for
the AdultBasic budget to cover 30,000 of the 120,000+ on its
waiting list; but those plans (which are CHIP contractors) were
caught wrongly enrolling children in their own costlier
$50-premium “Special” plans (which don’t have dental, vision,
hearing or drug coverage) instead. The 2007 budget raises
hospital, nursing home & HMO contractor rates 4%; gives $5
million to hospital burn units; and funds “universal” SCHIP
coverage, with more cost-sharing for “richer” families.
Rendell in 1/07 will offer a
subsidized coverage plan, with sliding scale premiums, to cover
one million more persons. The state offers Medicaid to
the working disabled & the working “recovered/ex-disabled”.
Rhode
Island---the state has an 185% parental/family income level;
added limited coverage of the disabled over 55 to its
limited-formulary SPAP and offered Medicaid to the working
disabled. Gov. Carcieri (R ) set up a Medicaid “reform” board;
proposed dropping 3,000 alien children, tightening eligibility &
cutting benefits; yet signed a bill to
subsidize insurance for some low-paid workers in small firms
(but which also weakened the state’s health insurance mandated
benefits law). A state court voided his introduction of $1 & $3
Medicaid drug co-pays without legislative approval.
South
Carolina---has no spend down. The state cut
Medicaid Rx’s from 4 to 3 monthly;
added $40 co-pays for inpatient hospitalizations, $25 for ER
visits, $2 for doctor visits, $3 for dentists, $3 for
medical equipment & $1 for other providers (Rx co-pays were
already $3); and seeks CMS waivers to
introduce Medicaid health savings accounts and raise co-pays
more (e.g., $5 per Rx, $100 per hospital stay, $25 per
outpatient surgery). The
SPAP has a 200% income limit; is funded as a Pharmacy Plus
Medicaid waiver; excludes
the disabled; and now
covers all but 5% coinsurance of drug costs for Part D patients
after they reach the donut hole (10% coinsurance for those with
incomes from 135% to 150%). But its
ADAP---which gets only token state funding—now has a growing
waiting list (on which 4 patients died in 2006)
and is $3 million short. The state will re-impose asset
tests for families & children (1 vehicle & 1 home of any value +
$20,000) and delayed Medicaid/SCHIP coverage of the new HPV
vaccine, although the federal children’s vaccine program can
offer it.
South
Dakota---has no spend down; plans a high risk
health insurance pool & its ADAP had to
adopt cost-containments.
Tennessee----ended its Tenncare waiver expansion, dropping
191,000+ aged, disabled, parents & “uninsurable” adults; but no
children. Except for pregnant women, children & HIV+ persons,
doctor’s visits are limited to 10 yearly, hospital days to 20 &
Rx’s to 5 (2 brand names + 3 generics monthly),with $3 or $5
co-pays but with exceptions to the limit for HIV & Hepatitis C &
drugs--and now for many
but not all
drugs to prevent death or hospitalization). The state
adopted a formulary; set Medicaid ER co-pays at $5; covered
Weight Watchers; and ended methadone coverage. It budgeted $20
million more for low income & county clinics ($5 co-pays) but
adopted some ADAP economies.
With these savings & $50 million in now-re-programmed federal
DSH money, the state will raise
Medicaid levels for pregnant women & infants; add hundreds of
HCB waiver slots; raise the CHIP income level to 250%;
subsidize
barebones
health insurance (at first only for the working
poor, but to be open later to the unemployed aged & disabled--with
plan startup delayed until 3/07 & temporarily closed to poor
workers with uncooperative employers);
revive a high risk pool,
with priority for the chronically ill
dropped by Tenncare (premiums
are $5,700 yearly, with a
discount for those under 200%
that will still cost the poorest a steep $160 monthly);
and sponsor Rx discounts on generics & some
but not all brand name drugs for
those under 250%. But the new CHIP co-pays are $5 for generic &
$20 for brand name drugs; $15 per doctor visit; $50 per ER
visit; and $100 per hospital stay---with a 5 Rx monthly limit
(except for insulin, diabetic supplies, some mental health
drugs--and now for many
but not all
drugs to prevent death or hospitalization). See
www.tenncare.org for
details. The state ended coverage of benzodiazepines &
barbiturates (even for anxiety, epilepsy, seizures
& mental illnesses, over-riding its own Rx board). A Tenncare
cut impact study was due in 11/06 at
www.researchcouncil.net .
Texas—The
state ended its family-only spend down & CHIP coverage of
prostheses, physical therapy & private duty nursing; tightened
CHIP asset rules; imposed $10 to $20 co-pays for CHIP doctor
visits & Rx’s; raised CHIP premiums; imposed a 90 day wait to
enroll in CHIP; cut Medicaid home health care; and ended adult
chiropractic & podiatry coverage. But a state law denying
Medicaid to parents who abuse drugs or alcohol or whose children
miss school or checkups was voided by a court. The state set up
a Medicaid “reform” board & wants a waiver to force TANF
children & families in 8 large counties into HMOs that will
spend $109 million less on their care each 2 years, but
there are delays in similar HMO startups for the aged, disabled
& institutionalized . The eligibility privatization contractor’s
service was so poor (122,000 children lost coverage, even though
a study said 50%+ of applicants had proper documentation), that
the state suspended the contract, asked some of the 2,900
laid-off state eligibility workers to return and gave 28,000
CHIP cases more time to complete forms.
The ADAP had to take cost-containment measures, but eased
access to Fuzeon; and the legislature restored Medicaid & CHIP
mental health, vision & hearing aid coverage & CHIP dental care.
A federal court said the state was violating its order for
better EPSDT outreach, while the state revoked its family
planning contract with Planned Parenthood (because it uses
private funds for abortions), and is using inexperienced
general clinics instead—even as it got
a waiver to offer Medicaid family planning services to all
women with incomes under 185%.
Utah---this
Title XVI state, with a HIFA
waiver, gives
barebones Medicaid (no hospital,
specialists’, nursing home or home health care; high drug &
other co-pays; see
http://www.kff.org/medicaid/kcmu030706pkg.cfm for a
critique) to all uninsured adults
(at first only parents, but now even
the childless) under 150% & not on Medicare
(but only if they apply during
infrequent open application periods); offers regular,
full Medicaid to the aged & disabled under 100%; but ended
adult coverage of podiatry; audiology; speech, occupational &
physical therapy; and vision & dental care. Even with a $1
billion state surplus, the GOP legislature still
won’t re-fund the dental and vision benefits (for which Gov.
Huntsman [R] then actually had to solicit private
donations!); and the legislature also won’t raise doctor fees
(now too low to attract enough providers) or add more supportive
care for the severely disabled.
Huntsman began subsidizing up to $150/mo (plus $100 per child)
of the employee share of job health plan premiums for low income
workers (beginning with 1,000 cases & possibly expanding to
4,000-9,000), and a study board he set up is considering
other—even “Massachusetts-’lite” type-- health coverage
expansions, but—contrarily--a legislative committee is
again considering further Medicaid cuts (i.e.,
consolidating eligibility staffing; imposing a budget cap) .The
state’s ADAP had to take cost-containment steps and the state is
considering adopting a preferred drug list..
Vermont—The
Democratic legislature reversed Gov. Douglas’ (R ) elimination
of adult dental care. But CMS & the legislature approved
his HIFA waiver which, in
exchange for $400 million extra to meet a 5 year deficit, forces
patients into HMOs, promotes HCB care over nursing homes &
tightens up asset transfer bans-- but also caps future federal
funds. See
http://www.kff.org/medicaid/7540.cfm for details. A new,
bi-partisan law cuts family premiums by 50%, raises tobacco
taxes and charges $365 to employers that don’t offer health
insurance to fund state-subsidized, comprehensive,
private health insurance for those under 300% starting in
2007. The state also dropped its former, low unearned income
threshold level, which had effectively barred most of the
working disabled with SSDI & VA checks from Medicaid.
Virginia---a 209(b) state; in 2004 $1.3 billion in new business
& tobacco taxes prevented CHIP & Medicaid cuts; raised hospital,
nursing home & dental rates; funded 850 more HCB waiver slots;
and covered 100,000 more children. Gov. Kaine (D) authorized
Medicaid for the working disabled & a SPAP to pay for
cost-sharing & drugs uncovered by Part D plans for HIV+ Medicare
patients with incomes under 300%;
proposed raising the nursing home PNA by $10, the pregnant woman
level from 166% to 200% and pediatric fees by 15%; and
named a board to strengthen Medicaid & plan coverage expansion
(see
http://www.dmas.virginia.gov/ab-mrc_home.htm ). But
the GOP legislature still wants to create Medicaid health
savings accounts, force more patients into HMOs and raise their
cost-sharing. Yet both parties’
legislative leaders & state Medicaid staff want further
increases added to recent 30%+ dental & OB/GYN (plus other
smaller) fee boosts to keep & attract providers; and the
legislature’s separate Medicaid study board called for extra
“rewards” (e.g., adult dental services, gym fees) for
patients who utilize preventive care or are otherwise
“compliant”.
Washington---the state returned to yearly eligibility for
children (with required re-determinations thus half as often as
before); reinstated legal alien children who’d been
dropped in 2002; and expanded Basic Health (state-subsidized
barebones insurance for those
not on Medicare or Medicaid) by 6,500.
The state set up a health access board; dropped plans for
children’s Medicaid premiums; restored limited adult dental
care; and is using a $14 million federal funds windfall to pay
co-pays for Part D Extra Help patients
into 2007. Facing a $500 million budget increase for
Medicaid & related programs in 2007-09, and a state audit
(which the federal IG said was
at least partially incorrect) finding $1 billion in past
improper Medicaid spending (including $9.5 million in federal
funds wrongly spent on illegal aliens’ non-emergency
care), Gov. Gregoire (D) will reform administrative &
prescription controls; adopt case management for chronic, costly
cases; and, with a facility development grant from RWJ &
presumably a CMS waiver, soon cover assisted living facility
care through Medicaid. King County found $2.4 million to keep 4
money-short low income clinics open, at least until mid-2007,
and the state & Group Health
Cooperative will significantly lower Basic Health premiums in
2007.
West
Virginia---the state adopted a monthly limit of 4 brand name
drugs and there’s an ADAP waiting list.
The state started a health insurance risk pool yet cut medical
equipment, transport, incontinence, & wheelchair supply funds
and tightened admission criteria –which it later rescinded—for
HCB waiver care (slots dropped from 5,000 to 3,500). Gov.
Manchin (D) signed bills passed by the Democratic legislature to
offer primary care only (no specialist or hospital coverage) to
the uninsured working (but not
unemployed) poor for 3 years (but only with employer support)
for $1 co-pays at 8 clinics, sponsor cheap,
barebones subsidized health
insurance for the working poor; and raise the CHIP
income level from 200% to 300%--all to be effective in 2007 (yet
then sought to delay the CHIP income liberalization for at least
a year). The state got CMS approval to assign primary physicians
to patients, place them in managed care and offer them an extra
“bonus” Medicaid package (“emergent” adult
dental care; uncapped drug coverage; preventive,
anti-smoking, diabetes, fitness & diet services; etc.). At first
enrollment in the extra bonus component will be “voluntary”, and
just for non-disabled parents & children (but it might later
cover the disabled & aged too) who sign “personal
responsibility” contracts--with bonus services denied to
non-signers & contract breakers (who’d then face more
cost-sharing). See
http://www.kff.org/medicaid/7529.cfm ,
http://www.georgetown.edu
,
http://www.cbpp.org/5/31-06health.htm ,
http://content.nejm.org/cgi/content/full/355/8/753 &
http://content.nejm.org/cgi/content/full/355/8/756 on plan
changes.
Wisconsin---the state began covering illegal aliens’ prenatal &
childbirth costs; got its Pharmacy Plus waiver funding its SPAP
(it has a 240% income level but
still excludes the disabled) extended to 6/30/07;
but CMS now wants more proof of its cost neutrality. The state
is moving 25% of nursing home patients into cheaper “Family
Care” (at-home & HCB waiver care). Gov. Doyle (D) vetoed the GOP
legislature’s health savings account bill and
wants to raise the parent income level
from 185% to 200% (with premiums
for those over 150%); let
“richer” families enroll at full cost; set up
state-sponsored reinsurance to lower premiums & costs (by
assuming catastrophic expenses) of small employers’ insurers;
and enroll those on SSI
(except MR & HCB waiver patients)
in managed care unless they individually & expressly seek
exemption.
Wyoming---has no spend down and its SPAP is open
to anyone under 100% who’s not
Medicare-eligible. A state board is considering Medicaid reforms
(its interim report, due 10/10/06, is at
www.wyominghealthcarecommission.org ). The GOP
legislature cut the mental health (including children’s hospital
care) and substance abuse budget by nearly half (even though
there’s a $1 billion surplus & a Healthy Together chronic case
management program saves $30 million yearly);
authorized a waiver to give
watered-down
coverage to CHIP parents under 200% (with
higher co-pays but premium-free
for those under 133%); and a Katie Beckett waiver for
limited services for
some mentally ill middle income
children.
SOURCES AND
RESOURCES:
For
the 48 states & DC, the 2006
federal poverty level (FPL)
is $9800 yearly ($817 monthly) for one
plus $3400 yearly ($283 monthly) for each additional person;
see the Asst. Secy. for Plan. & Eval. pages at
www.dhhs.gov for AK & HI.
See
“State Assistance Programs for
SSI Recipients, 2006” (email
sherry.barber@ssa.gov for a
copy) for states’
Medicaid eligibility rules for SSI recipients and their Section
1616, 1634 or 209(b) arrangements; if they offer--and the
amounts of and who administers—SSPs, or State Supplementary
Payments (including those for residents of licensed board & care
homes); and state-SSA welfare interim assistance reimbursement
agreements for indigents
awaiting SSI.
See
“Medicaid and SCHIP
Eligibility for Immigrants” (4/06) at
http://www.kff.org/medicaid/upload/7492.pdf
on limits for federally-matched
Medicaid and SCHIP coverage of both legal and illegal aliens.
See
www.kff.org/medicaidbenefits
for states’ 2003-04 “optional”
coverage of chiropractors,
podiatry, dentistry,
dentures, orthodonture, eyeglasses, optometry, hearing aids,
audiologists, psychologists,
prosthetics, medical equipment, hospices and physical,
occupational, speech & other therapy,
which some states later cut in 2004-05.
See
“Outline on State
Medicaid Cutbacks & Responsive Advocacy” at
www.healthlaw.org for
legal rules states must meet to make cuts & legal arguments
against them. Guides & arguments to oppose cuts
appear at www.familiesusa.org
, www.cbpp.org ,
www.communitycatalyst.org &
www.TAEP.org ; and
www.communitycatalyst.org has a study on the consumer role
in health advocacy & expansion in 16 states and advice for
consumer reform advocacy in
all
states.
See these
DRA advocacy guides,
at
www.healthlaw.org
: “The Role of State
Law in Limiting Medicaid Changes” for
a state-by-state analysis of state
statutes on who can change state Medicaid plans (i.e., to raise
cost-sharing or reduce benefits), “Q and A: State
Medicaid Plans” on preparation &
submission rules and procedures for state plan amendments
and ”The Deficit
Reduction Act of 2005: Implications for State Advocacy”
for tips to prevent such plan
amendments. See
http://www.nachc.com/advocacy/Files/state-policy/model520state520legislationh.pdf
and
http://www.nachc.com/advocacy/Files/ModelStateLegislation-AppropriationsRiderssr031406_RS-.pdf
for a model statute requiring that plan changes/waivers be
approved by legislatures & not just by Governors or Medicaid
agencies.
See
“Waiver Watch” at
www.healthlaw.org , “Waiver Tool Box” at
www.familiesusa.org, “Coverage Gains Under Recent Section
1115 Waivers” 8/05 at
www.kff.org & materials at
www.cbpp.org for news &
details on state waivers.
See
“ADAP Watch” at
www.NASTAD.org for
the latest details on state waiting
lists, cost containment measures & state websites.
The “National ADAP Monitoring Report, 2006: Key ADAP
Highlights”, Chart 1, pp.1-2, at
www.kff.org lists
state income levels. See
the adjacent full Report
for state
cost sharing rules& medical criteria and/or prior authorization
needed for special or costly
drugs. State ADAP
formularies are in a 2nd adjacent document.
Email
alefert@nastad.org for a chart
of state ADAPs’ policies & procedures to coordinate with
/wraparound Part D .
States’ August, 2003 cost-sharing,
premium & co-pay rules & amounts are in
“Medicaid and SCHIP: States’
Premium and Cost Sharing” (03/04) at
http://www.GAO.gov/new.items/d04491.pdf ;
but there’s more
recent
drug co-pay
data in
the “State Medicaid Prescription Drug Reimbursement Chart–
March, 2005” at
www.ascp.com .
See
“Pharmaceutical
Benefits Under State Medical Assistance Programs, 2004” (Section
4, pp. 24-46) under “Resources” at
www.npcnow.org on state
formularies, payments, over-the-counter coverage, prior
authorization, prescribing/dispensing limits & drug co-pay
amounts & any cumulative co-pay amount caps.
See
http://www.ncsl.org/programs/health/SPAPCoordination.htm &
http://www.medicare.gov/spap.asp on
State Pharmacy Assistance Programs’
(SPAP) eligibility & coverage and
how they coordinate with/supplement
Part D.
See http://www.medicareadvocacy.org/AlertPDFs/07.21.05.PartDSpeak.full.pdf
for a Glossary on Part D;
“The New Medicare
Drug Benefit: How Much Will You Pay?” at
http://www.familiesusa.org/issues/medicare/rx-drug-center/benefit-basics.html
for charts on its premiums,
deductibles & co-pays/coinsurance--plus income & asset
levels--for Extra Help; and
http://www.nsclc.org/news/06/08/advexcept_081706.doc for a
guide to its exceptions & appeals.
See
http://www.epocrates.com (subscription required) for
regularly updated formularies for
each Part D drug plan.
While Part D
displaces Medicaid for most drugs for dual eligibles,
those 6 narrow classes of drugs that
are specifically excluded by the Part D law can still be
covered for them by Medicaid; such state coverage is
re-tabulated from CMS surveys at
www.medicareadvocacy.org/Part D_ExcludedDrugsbyState.htm
(12/1/05 report under
“News” icon).
See
“Individual Budget-Based Models of LTC’ (1/06) at
www.statehealthfacts.org for
states’ coverage of HCB waiver, home health, personal care aide
& patient-directed home-based care as alternatives to
institutionalization.
A list of current
(2006) state-set personal needs allowance (PNA) amounts for
Medicaid patients in skilled nursing facilities (SNFs) and
intermediate care facilities (ICFs) and for residents in
state-licensed, State Supplementary Payment (SSP)-funded board
and care supervised group homes is available from
lsmetanka@nccnhr.org .
See www.healthlaw.org
for “
Painless
Ways To Deal With State Medicaid Shortfalls”
(without cutting
eligibility or benefits); state eligibility income levels and
rules in “States With..High Aged/Disabled ..Income
Levels” and “States
With High Parental..Income Levels”;
a health and Medicaid
policy
“Glossary”;
State Pharmacy Assistance Programs’
coverage of the disabled & their income levels in
“SPAPs, Part D and...the Disabled”; “How States Can Make More
Patients Eligible for Pt. D Extra Help at Little or No Net State
Cost …”; and an introduction to
eligibility for “VA Health..Benefits”.
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