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Medicaid
Watch:
State Medicaid and Health
Cuts & Expansions
By Thomas P. McCormack [draft # 7, April 1, 2007]
See pp. 12-13
for data & resources to deal with state health cuts.
Deficit
Reduction Act (DRA) state Medicaid plan changes
raising cost-sharing & cutting
benefits were made by ID, KY
& WV and are sought by GA,
IN, NE, NV, OK, RI,
SC, TX & WY; and FL & VT got
HIFA waivers.
States are considering
cutting or
expanding coverage
in AR, CA, CO,
CT, FL,
GA, ID,
IL,
IN,
IA,
LA,
MD,
MI,
MT, NE, NV, NH,
NJ, NM,
NY,
NC,
OH,
OK,
PA,
RI,
SC,
TX,
UT,
VA,
WA,
WI &
WY--but
almost all state expansions exclude
aged & disabled & most un- & under-insured
adults.
Coverage_expanded_in_CO,
DE, DC, HI, IA, IL, KS, LA,
MD, ME, MA, MN, MT, NM, NC,
NV, NJ, NY, OK, PA, TN, TX, UT, VT, VA,
WA & WY.
Many
states are/are considering provider fee raises
(or being urged or forced by courts to) for doctors,
dentists, specialists, children’s & EPSDT services.
States have
strict monthly numerical limits on Medicaid Rx’s--in
AL, AR, GA, KY, MS, OK, SC, TX & WV; but LA, NC & TN
eased their Rx limits.
ADAP
“waiting
lists”
and other care-limiting
economies are in effect in 8 or more states and
at least 4 HIV patients died while on a
waiting list in 2006.
State
Pharmaceutical Assistance Programs (SPAPs)
in AK,
HI, IL, IN, MD, MO, MT, NC, NY, PA, RI, SC & WI
still don’t fully cover all
the disabled.
Alabama---Has no spend down; covers only 12 doctor
visits & hospital days yearly and 4 brand name Rx’s monthly (but
unlimited generics); and adopted ADAP
cost containments; but it again accepts SCHIP
applications & plans to raise doctor fees. The risk pool offers
no low income premium discount & no
Medicare supplement.
Alaska---this Title XVI state has an aged/disabled income level
of about 100%; has no spend down; froze its
nursing home income level; cut the CHIP level from 200% to 175%
(1,200 families lost children’s coverage); tightened home care
access rules; has a risk pool with a Medicare
supplement but no low income premium discount; and
created a token SPAP that excludes the disabled.
There’s an ADAP waiting list. A
legislative study proposes segregationally shifting Natives’
Medicaid services & funding onto IHS/tribal plans, paying their
added costs with a 100% federal match from a Medicaid waiver.
Arizona—has
no spend down & no risk pool, yet
covers all families under 200%, but only100% for
uninsured childless (and even non-disabled) adults. The
legislature (R) raised premiums; but Gov. Napolitano (D) called
for increased SCHIP enrollment, but the
GOP House voted to weaken health insurance minimum benefits
mandates.
Arkansas---
$100 million in new taxes saved the spend down, Katie Becket
waiver & adult care & bolstered nursing home rates; but other
fees are still to low to attract enough providers. A HIFA waiver
funds barebones, subsidized insurance for workers under 200%
(open to “richer” families @ $100/mo). The state raised
children’s dental fees to 95% of Delta Dental’s rates;
plans to fund most adult dental care; and
has a risk pool with no low income premium
discount & no Medicare supplement. Gov. Beebe &
the legislature (both D) aim for more home-based & HCB care over
nursing homes & more coverage expansion.
California---red tape & a lower income level have taken 200,000
parents off the rolls since 2004; and the risk pool offers
no low income premium discount & no
Medicare supplement. Gov. Schwarzenegger (R) is forcing the aged
& disabled into HMOs, proposed a $1,000 yearly patient dental
care cap, made 5% doctor fee cuts; stopped paying extra Medicare
HMO premiums for dual eligibles; but
will forward federal funds to counties--$228 million over 3
years just for the Bay Area counties—to serve & cover the
uninsured; raise SSP levels to $849 monthly
($1491/couple); spend $50 million more to expand CHIP; start 500
health clinics in low income schools; ban patient balance
billing for ER visits; and require prescription discounts for
the moderate income uninsured. He
proposed to cover all uninsured
children (even illegals) under 300%, extend MediCal to all
(even childless, non-disabled) adults under 100% and subsidize
insurance for others under 250% (but illegal alien
adults’ care will stay county-funded), using DSH funds,
already-available federal matching and new provider “fees” on
doctors (2%) & hospitals (4%)--
though not raising the aged/disabled income level
up to the new 250% subsidy level
(it’s now 135%).
Hospitals, doctors & GOP legislators
oppose the plan & see its “fees” as unfair taxes.
See
http://gov.ca.gov/index.php?/press-release/5057/ &
http://gov.ca.gov/pdf/press/Governors_HC_Proposal.pdf .His
health reform board aims to end mandated HMO coverage of
contraception, mental health care & cancer screening.
Colorado---has no spend down; a court voided a law
to deny benefits to legal aliens & once-blocked CHIP
applications are again accepted. New referendum-voted cigarette
taxes will raise the CHIP level from 185% to 200% (covering
4,000 more children), open 600 more HCB and/or Katie Beckett
waiver slots, boost funding for low income clinics & raise the
parents’ income level. The state is shifting children into HMOs.
Denver’s Medical Center & the Univ. of Col. Hospital cut their
indigent care & raised their co-pays; and the state’s
Indigent Care program for those not eligible for Medicaid (e.g.,
the childless poor awaiting SSA disability decisions), raised
its co-pays: $10 per Rx, $35 per doctor visit, $270
(!) per hospital stay & $15 to $45 per ER visit. The state cut
rates 15% to the ColoradoAccess HMO, so it then dumped its
65,000 patients into fee-for-service Medicaid; but it
increased funding for its risk
pool (which still has no Medicare supplement) to
even further discount premiums for low income patients;
set up a board to study coverage expansion; and ordered the
Medicaid agency to adopt a consumer-run board’s care plans for
the disabled. Gov. Ritter, bypassing the legislature (both D),
will adopt a formulary & join a multi-state drug buyers’
alliance with advice from a patient, pharmacist & doctor board;
but signed the legislature’s bill creating a drug discount plan
for the uninsured under 300%. Health
advocacy groups, supported by the Senate leadership, plan to
train 2,000 volunteers to enroll 115,000 children.
Connecticut—a 209(b) state; its risk pool has a
low income premium discount but no Medicare
supplement. Gov.Rell (R ) added doctor co-pays of $1 to $3;
upped SPAP premiums to $30 & its co-pays to $16.25; imposed a
$100,000 SPAP asset test; required recoveries of SPAP costs from
the deceased’s estates; dropped legal aliens from TANF,
Medicaid, CHIP & SAGA (state welfare & medical programs); forced
SAGA patients into HMOs; ended coverage of adult chiropractor,
naturopath, psychologist and occupational. physical & speech
therapy services; but dropped planned Rx co-pays as
uncollectible. The legislature
(D) raised the parents’ level back up to 150% is raising most
pediatric dental fees to 70% of private insurers’ rates for
2007; and offered Medicaid to the working disabled &
“recovered/ex-disabled”. Rell proposed a disease management
plan for high risk patients; expanding SCHIP; requiring parents
to insure children; and subsidized
barebones
insurance for uninsured adults—yet
offered no funding. Democratic
legislative leaders countered with a $900 million plan to raise
the Medicaid level for all adults to 185%; cover
all children; otherwise subsidize coverage for lower income
working families & small firms; and raise the state’s hospital &
individual provider rates to the Medicare level.
Delaware---has no spend down or risk pool; but it
covers all adults (even if not
parents or disabled) under 100%, yet caps yearly SPAP benefits.
Gov. Minner (D) & the split legislature (D Senate, R House)
created a Cancer Treatment Program for the uninsured not on
Medicare under 650% (!) & a state indigent health program for
the uninsured under 200%; raised the health budget; and boosted
provider fees to 65% of private insurance rates.
Both parties favor Minner’s proposal to cover the working
disabled, but the GOP House
leadership opposes funding it with a 45 cent tobacco tax
increase.
District of
Columbia---has no risk pool but a DC-funded Health
Alliance covers all the uninsured under 200% except
Medicare, Medicaid & SCHIP eligibles; Medicaid levels are
200% for parents but only 100% for the
childless aged & disabled; and the SCHIP level was just
raised to 300%. A $240 million
health access plan backed by Mayor Fenty (D) boosts preventive
health & cancer screening; anti-smoking, ER & ambulance
services; and upgrades, expands & adds primary clinics. DC also
increased its home health & personal care aides’ pay; is hiring
75 parents as preventive health counselors for school pupils;
added coverage of adult dental care; raised
all its dental fees; will also subsidize indigent
dental care at Howard U. Dental School & low income clinics;
raised its aged/disabled full Medicaid
liquid asset levels by $2,000; and increased its QMB &
SLMB income levels to 300% FPL –which not only made many more
Medicare patients eligible for DC to pay their Part A & B
premiums & cost-sharing: It thereby also made them
eligible for Part D’s full Extra Help. Yet the 2007
budget is short $87 million--mostly due to neglected eligibility
workups (and thus unclaimed federal matching) for CMI, MR & DD
clients; and this deficit is expected to rise to $300 million by
the end of 2008.
Florida---former Gov. Bush & the legislature (both R) outsourced
Medicaid, welfare & food stamp eligibility; failed to adequately
fund the risk pool (which thus remains closed to new patients,
although it nominally does have a
Medicare supplement but no low income premium
discount); and got a waiver to privatize Medicaid & convert it,
with premium support & health savings accounts, into a “defined
contribution” HMO-type plan. The state cut the
aged/disabled income level from $719 to $603 on 1/1/06 (77,000
lost coverage); set up a Medicaid “reform” board; and
abolished its SPAP 1/1/06. A “fail first” rule allows costly
mental health drugs only if cheaper ones don’t work (with
Lamictal, Paxil, Wellbutrin, Lexapro, Zoloft & Zyprexa
exempted). The state again covers adult dentures & hearing aids
and takes SCHIP applications year-round.
Provider & advocacy groups are
still suing to raise too-low fees for children’s care;
made the state drop a prior approval rule for nutrition
supplements; and opposed slow Medicaid prior approvals for flu
vaccinations. Dade County started a $40 million plan for school
nurses’ routine care & to enroll pupils in Medicaid & SCHIP; and
Gov. Crist (R) awarded a $36 million contract to Pfizer for case
management of 90,000 diabetics & other chronic disease cases.
Georgia---has no risk pool & ended CHIP coverage
of dental surgery & other care and cut the Medicaid & WIC levels
for pregnant women (7,500 lost coverage) & infants from 235% to
200%; raised CHIP premiums; ended adult coverage of emergency
dental care & artificial limbs; is moving non-aged, non-disabled
patients (including 200,000 on CHIP) into HMOs; ended spend
downs for nursing home care (but use of certain trusts can still
get or retain eligibility for some); capped HCB care costs; and
tightened medical criteria for Katie Beckett waivers (shifting
some costs to a foundation instead).
Gov. Perdue & the legislature (both R) plan to cut nursing home
access, raise co-pays & add more managed care & health savings
accounts to Medicaid; but offer the aged & disabled
disease management services.
The state ended 90 day coverage suspensions for children
delinquent in payment of CHIP premiums;
but a state board voted to bar new CHIP applications due to
uncertain federal funding
(although Perdue proposed using Medicaid funds for existing
CHIP patients while awaiting more federal funds).
The rolls fell 60,000 in 2006 due to stricter eligibility
procedures; and the GOP House voted to
cut the CHIP level from 235% to 200% and charge extra premiums
for dental & vision care (supporting the cuts, Speaker
Richardson [R] criticized language accommodations for Spanish
speaking immigrants & declared that arguments for the necessity
of health coverage for poor children---and its basis in
Christian teachings on charity---are “specious”) .
Guam—this &
all other US territories’ Medicaid matching funds
are capped by law far below what states get. The local medically
indigent plan pays less than Medicaid & attracts fewer
providers. Managed care firms are seeking contracts that they
say can save enough to pay providers more. Funds for off-island
specialty care, and air transport to it, are exhausted.
Hawaii—a
209(b) state with no risk pool; a waiver covers
parents & all uninsured adults not on Medicare
under 200%, (but the childless aged & disabled
must be under only 100%). The state makes
employers offer health coverage to employees & dependents and
created a token SPAP for aged and disabled
patients, but with a mere 100% income level. Gov. Lingle (R) &
the legislature (D) raised the child & parent level to 250%
(covering 29,000 more), lowered CHIP premiums, restored some
adult dental care through Medicaid & other programs and expanded
substance abuse care.
Idaho---a
Title XVI state, with no spend down & no
risk pool. Former Gov. Kempthorne & the legislature (both R)
raised the CHIP level from 150% to 185% (with less benefits &
more co-pays for the added patients); funded a pilot
barebones health plan for 1,000
adults; covered the working disabled; cut state funds for
medical care for the temporarily disabled & those awaiting SSA
disability decisions; ended mandates for health insurance
coverage of breast & prostate cancer screening & mental health;
and got CMS approval to set up 3 patient classes: Parents &
children (with a $13 million lower yearly budget, more
cost-sharing & coverage cuts); the disabled & chronically ill;
and the aged. The first (but later the others) will face more
cost-sharing, with differing & lesser benefits for each, and
more preventive care & incentives.
Illinois---this 209(b) state’s main SPAP (funded as a Medicaid
Pharmacy Plus waiver) excludes the disabled, who
get only a limited formulary from a 2nd, separate
SPAP. Gov. Blagjoievich & the legislature (both D) added HIV
drugs to the 2nd SPAP’s formulary (but only for
Medicare patients); raised the parent income level to 185%;
agreed to a court order raising children’s doctor, specialist &
EPSDT fees (but all state
fees are still far too
low--and paid much too late, with a backlog
of $100s of millions!--to keep & attract enough
providers, says State Comptroller Hynes); offered
subsidized insurance to veterans left uncovered by VA
eligibility cuts; increased SCHIP income levels; and plan to
offer a PCCM plan, to let anyone
under 300% buy-in to Medicaid &
to further raise provider rates. The risk pool,
with a closed waiting list, has a Medicare
supplement but no low income premium discount.
Blagjoievich & a legislative health reform board proposed a
higher parents’ level of 200%
(but leaving it at only 100% for childless adults, including the
aged & disabled); mandated
health insurance for residents & employers, premium subsidies
for those under 400% & tax incentives for small firms—costing
the state $3.5 billion & employers $1.5 billion. HMO enrollment
is still voluntary. Cook Co.’s
hospital system, serving the Chicago-area poor, has a $150
million deficit that now requires service cuts, facility
closures & denial of free indigent care to suburban county
residents---caused partly by not billing & collecting for
$250 million in services.
Indiana---this 209(b) state’s SPAP still excludes
the disabled; and, despite court suits, it still
has a much-stricter-than-SSI “209(b)” Medicaid disability rule
(one must be fatally or incurably ill).
Gov. Daniels (R ) & the then all-GOP Legislature doubled CHIP
premiums & cut the HCB waiver budget $14 million; yet let
Medicare patients enroll in the risk pool (which has no
low income premium discount) for secondary coverage & added 500
more HCB waiver slots. The state had to
adopt ADAP cost containments; and the ACLU sued
challenging an only-once-every-6-years limit on dentures &
relinings. Daniels’ $1 billion food stamp, welfare & Medicaid
eligibility privatization contract (that could shrink state
welfare jobs by 2,500) was limited to one year only by the new
House’s (now D) budget-–which,
he claims, also unaccountably “flat-lines’ Medicaid funding.
The state tightened its lax spend down procedures (but a class
action suit forced it to reinstate 12,606 aged & disabled
dropped with no hearing rights); and funded service plans for
650 more disabled clients. Doctors complained of the state’s
enrolling patients in managed care plans that pay even
less than regular Medicaid, so the state then agreed to
raise their fees. Daniels
plans an expansion
(via HIFA waiver and/or DRA-type plan
amendment) to subsidize
insurance for parents under 200% & for childless--even
non-disabled--adults under only
100%, funded by a higher
tobacco tax (that the House
rejected), relying on HMOs, health savings accounts
& preventive care.
Iowa---a
waiver gives watered-down
Medicaid to 30,000 uninsured adults—even if childless or
non-disabled--with incomes under 200% for care at 2 public
hospitals (but with outpatient drugs available only
there). The risk pool has no low income premium
discounts & no Medicare supplement; but extra
state funds & Part D’s advent ended an ADAP waiting list. The
old legislature (R ) had sought ways to cut Medicaid,
but Gov. Culver & the new
legislative majorities (all D) are considering a $1/pack
cigarette tax hike to fund more expansions; and plan to cover
20,000 more children & 9,000 parents; raise Medicaid income
levels; and offer further insurance subsidies to more of the
uninsured working poor.
Kansas---a
Title XVI state. The GOP legislature passed a limited tax
credit to expand small firm coverage, health savings account
measures & a health care re-organization; it abolished the SPAP
& called for more anti-fraud efforts—but did raise provider fees
to about 65% to 83% of Medicare’s rates. Blue Cross & a
foundation subsidize barebones insurance for Kansas City-area
families making under $30,000; but the state risk pool has
no low income premium discount & no
Medicare supplement. The state offers Medicaid to the working
disabled, the working “pre-disabled” (only if they’re in the
risk pool & are severely impaired) and the working “medically
improved”/”ex- disabled”. Because the state plan’s language
limited coverage of disabled institutionalized children to
140/180 days—even though longer stays are allowed by federal
law—CMS questioned matching for over 500 of them, forcing their
transfers to regular foster care, small group homes or state
hospitals. And even Gov. Sibelius’ (D)
modest budget provision to expand coverage for children under 5
was rejected by the GOP House,
while federal audits disallowed or questioned $146 million in
Medicaid matching claims.
Kentucky---
Gov. Fletcher (R) & the split legislature raised Rx co-pays to
$1 per generic, $2 per preferred brand name & $3 per
non-preferred brand name drug; but dropped earlier-tightened
nursing home & HCB care medical qualification rules; raised the
cigarette tax by 30 cents-a-pack with a further 10-cent raise
under study; reinstated 2,500
dropped CMI clients; and ended an ADAP waiting list. CMS
approved plan changes for: limits of 4-Rx’s-a-month, 15
occupational /physical/speech therapy visits-a-year & 12 x-rays/
MRIs-a-year, $2 to $10 co-pays for doctor visits, $2 to $20
co-pays for other outpatient care, $10 to $20 co-pays for
unneeded ER visits, a $20 to $50 co-pay per hospital stay
; annual cost-sharing caps of $225 a person & $350 a family
(except for non-Louisville-area patients, who’ll have a
$450 cap); and co-pays of $3 per generic,
$10 for “preferred” & $22 for
“non-preferred” brand name Rx’s for spend downers.
There’ll be 4 Medicaid groups: “healthy” adults; children; the
aged & disabled (including LTC & HCB patients); and MR & DD
patients--each with its own benefits & different, but higher,
cost-sharing: See
http://www.kff.org/7530.cfm
for details. The state settled a lawsuit by starting to move
2,500 disabled into HCB care; and raised children’s dental rates
by 30% to keep & attract providers; but its risk pool has
no low income premium discounts and no
Medicare supplement.
Louisiana---cut allowed Rx’s to 8 monthly (over-ride-able by
doctors) and its Charity Hospital & school health services,
adopted a formulary; may have to adopt
ADAP cost-containments; and its risk pool has no
low income discounts & no Medicare supplement.
Hurricanes cut state revenues $1 to $3 billion+ and forced a 10%
cut in doctor fees. A healthcare board
is planning a Medicaid “re-design”;
and seeks federal funds to restore healthcare.
But CMS instead is offering only
minimal funding--with even that contingent on privatizing the
Charity Hospitals (the business-oriented Public Affairs Research
Council wants to close all but the 3 of them needed to service
medical schools---which a “Collaborative” of doctors, hospitals
& insurance companies also suggests, along with subsidized
private insurance premium vouchers for 300,000 persons under
200%). Gov. Blanco & the legislature (both D) offered
Medicaid to the working disabled & mentally ill “pre-disabled”
and the Health Secretary wants to
cover more children & raise the disabled’s income level.
Maine---Gov. Balducci & the legislature (both D) subsidize
health insurance for workers & dependents under 300%; raised the
level for all childless adults to 125% (but then
barred new childless, non-disabled, non-aged
patients) & for parents to 200%; plan coverage of the working
disabled; give limited waiver coverage to HIV+ persons (even the
“pre-disabled”) under 250%; adopted a formulary; raised taxes on
the rich, tobacco & alcohol to fund it all; are getting caught
up on backlogged provider payments; and set up a board to study
more health reform. But the state has no risk
pool. The Medicaid agency proposed a
$74 million reduction in its state funds
budget---justified by projected savings from “cost controls” &
“standardization” of mental health fees; promoting
preventive health; and more chronic disease management.
Maryland---former Gov.Ehrlich (R) closed CHIP to new
patients with incomes over 200% & raised its premiums; but the
state supreme court upheld a ruling voiding his denial of
coverage to legal immigrants here less than 5
years under the state constitution’s equal
protection clause. An AARP/Legal Aid suit says the state’s HCB
waiver medical admission rules are too strict. The higher income
SPAP excludes the disabled & merely subsidizes
Part D premiums; while the lower income SPAP was merged with a
state clinic care program into a waiver for all
adults (even childless & non-disabled) not
on Medicare under 116%. Despite a recent dental fee raise,
specialist & dentist rates are still too low to
attract providers (one child with access barriers even died when
an untreated tooth infection spread to his brain). The
state has a risk pool with low income premium
discounts but no Medicare supplement
(it even offered to fund Medicaid
expansion with its $75 million surplus!); and it gives
Medicaid to the working disabled. But in 2005 a state insurance
board let small firm health plans covering 450,000 persons drop
meaningful Rx coverage. A tax on firms spending under 8% of
revenue on health insurance was voided by a federal court & a
state appeal to the 4th Circuit failed.
A House (D) -passed bill, using a new
$2-a-pack cigarette tax, raises the CHIP level to 300% & that
for all adults to 116%
and costs $500 million. But Gov.
O’Malley & Senate leaders (both also D) oppose the
tax & favor only a higher CHIP level & modest
insurance reforms.
Massachusetts---has no risk pool. Former Gov.
Romney’s (R) health cuts were killed by the legislature (D). He
restored dental care for women who are pregnant or have children
under 3---but called for tougher work rules even for
disabled welfare clients awaiting SSA decisions;
limited state “Free Care” patients to low income clinics; and
imposed $3 clinic & generic drug and $5 ER & brand name drug
co-pays on them. Yet he signed a bill
to expand Medicaid; require all residents to be insured
(which business & insurance industry
groups now call for postponing 18 months);
subsidize small employers & workers under 300% (adults will pay
$18-$106 of a $175-$380/mo premium); raise the CHIP level to
300%; restore all adults’ dental & eyeglass
benefits; and raise the parents’ level to 200%.
But it fails to raise
Medicaid’s childless aged (100%) & disabled (133%) levels to the
new, higher 200% parental level too. Some doubt its
fiscal stability (see
www.healthreformprogram.org
for critiques & details). CMS approved expansions & continuances
of waivers to cover HIV+ (including the “pre-disabled”) &
childless, non-disabled patients; and for DSH funds use. Gov.
Patrick (D) seeks $72 million for public health, preventive care
& immunizations; and pledges to carry out & refine the reforms.
Michigan---has no risk pool. It ended almost all
adult dental, hearing aid, podiatry & chiropractic care and
stopped enrolling new childless non-disabled
adults under 100% into its outpatient care-only waiver. The
then-all-GOP legislature passed bills with more & higher
premiums & co-pays, which Gov. Granholm (D) called
“unprecedented in [their] cruelty”. Yet she accepted compromises
to protect most current recipients; adopt some
cost-sharing; impose some stricter eligibility rules for some
new applicants only; abolish the SPAP; and even
require Orwellian patient urine tests for smoking & sugary/fatty
diets (violators face $10 penalty premiums). But she restored
adult dental care, raised children’s dental fees to private-pay
levels and child wellness & adult preventive care rates 30%;
asked CMS for $600 million more in
federal waiver funds to subsidize insurance for the working poor
& small firm employees under 200%.
Wayne Co.(Detroit) began an effort to enroll 100,000 new
Medicaid & SCHIP patients and Genesee Co.(Flint) voted to
subsidize coverage for uninsured workers & families under 200%
--while Ingram (Lansing), Muskegon & Wayne Counties already
do the same. A court voided a law letting providers make
patients actually pay co-pays. The Senate (still R; the House is
now D) voted to raise cost-sharing
still higher & even more
strictly compel patients to
treat obesity, smoking and high
cholesterol & blood pressure.
The state had to adopt ADAP cost containment measures.
Minnesota---this 209(b) state has a risk pool with
low income premium discounts and a Medicare
supplement; it raised premiums & co-pays for Medicaid, CHIP &
MinnesotaCare (state-subsidized insurance), cut the latter’s
income levels and denied Medicaid & CHIP to legal aliens
(nearly 30,000 lost coverage). Gov. Pawlenty, the House (then R)
& the Senate (then & now D) raised tobacco taxes to restore
previous cuts. A court voided a state law letting Medicaid
providers deny care or Rx’s to those who don’t make co-pays;
but the state’s ADAP proposed to drop
patients who don’t make its co-pays; and
the SPAP was abolished 1/1/06.
Yet Pawlenty funded a $2 million Rx discount plan for uninsured
& Part D donut hole patients;
$4.5 million more for the state SHIP; and Medicaid for some
diagnoses of the working “pre-disabled”, and the
“recovered/ex-disabled” & fully disabled.
He proposed expanding SCHIP by 90,000
& MinnesotaCare by 23,000,
create a 2nd barebones version of
MinnesotaCare; and raise
LTC fees by $92 million & the mental health budget by $20
million, The House (now D too)
countered with a $10.2 billion plan for “universal” coverage by
2010. Defying a federal proposal to lower Rx dispensing
fees, a state advisory board asked the legislature to triple
them to $10.
Mississippi---has no spend down; its risk pool has
no low income premium discounts & just
stopped offering a Medicare supplement. Gov. Barbour (R
) cut the aged/disabled level from $1,000+ to $603 on 1/1/06 &
slashed CHIP eligibility (65,000 aged & disabled & 2,500
children were dropped); reduced covered brand name drugs to
2 monthly plus 3 generics (but HIV patients get
5 brand names & there’s a suit challenging the
limits); and cut physical, speech & occupational therapy. CMS
forbade further use of a dubious state funding scheme, forcing
him to seek $90 million more for Medicaid from the legislature
(D) after his hospital tax plans fizzled. Greater eligibility
red tape forced 50,000 more off the rolls.
Missouri---a 209(b) state; its risk pool has no
Medicare supplement & no low income premium
discounts. Gov. Blunt & the legislature (both R) cut the
aged/disabled income level from 100% to 85%; ended state medical
aid & welfare for those awaiting SSA disability decisions;
dropped coverage of the working disabled; cut the parents’ level
to 23% from 75% (but a court reinstated those who qualify on
other bases); ended adult dental, podiatry, hearing aid,
appliance & eyeglass benefits (but a
federal court voided a denial of durable medical equipment);
enacted new & bigger Medicaid co-pays; raised CHIP premiums;
made 46,000 more children pay them; denied CHIP to those with
“affordable” work coverage, even if it’s really too costly
(20,000 lost CHIP; but then the state exempted families with
work plan premiums over 5% of income); and tightened medical
rules for nursing home, HCB & home health care. Yet CHIP co-pays
were ended; doctor & nursing homes rates were raised; and the
SPAP was expanded to cover the disabled (after
their 2 year Medicare waits).
Blue Cross & a foundation subsidize insurance for Kansas
City-area families earning under $30,000. The state restored
eyeglass & wheelchair items coverage. A 2006 referendum to raise
tobacco taxes to restore some Medicaid cuts & raise the income
level toward 200% only barely failed to pass.
Blunt condemned Medicaid as an “outdated relic”;
cut off funds for Planned Parenthood’s
women’s cancer screenings (because some of its clinics
use private funds for abortions); and
proposed hiring MDs, RNs & lay workers as health care
coordinators; getting 5,000+ patients
(even the disabled) to sign “independence” contracts” to find
jobs & give up Medicaid; an
insurance subsidy plan for low income workers in firms of 50 or
less (which he later weakened at
business groups’ behest);
possibly higher co-pays & use of
“premium support” to only buy private coverage in lieu of
keeping Medicaid as secondary payer;
benefits for foster children to age 21; again raising
doctor fees; covering more poor
children;
using
assigned primary care doctors &
more managed care; preventive
care;
and dental, vision & other extra care
“rewards” for the “compliant”.
Both parties’
token
working disabled Medicaid restoration bills
still
exclude most SSDI & VA recipients. See critiques at
www.mobudget.org
Montana---its risk pool offers both low income
premium discounts and a Medicare supplement.
Former Gov. Martz (R) added more & bigger co-pays, restricted
nursing home eligibility, cut doctor visits for the aged &
disabled to 10 yearly, dropped coverage of some hospice & home
health care. But Gov. Schweitzer (D) and the now-split
legislature ended the CHIP waiting list; covered 2,000 more
children; funded buying pools to help small firms insure workers
(which he now wants to expand to 1,000
more workers); want a
HIFA waiver to fund a higher
CHIP level to cover 10,000 more children & give
barebones Medicaid to 3,000
more adults; raised Medicaid’s family asset level to
$15,000 (thus switching 3,800 children from CHIP, which has a
capped budget, to Medicaid, which doesn’t) so as to cover more
children; and created a token
SPAP for aged and disabled Medicare patients under 200%
(but it doesn’t cover the disabled during the 2
year waiting period). State case & disease management programs
save over $20 million yearly. There’s
an ADAP waiting list.
Nebraska----a Title XVI state; its risk pool has no
Medicare supplement & no low income premium
discount. Former Gov. Johanns (R) & the nominally “non-partisan’
legislature ended coverage for 15,000 welfare-to-work parents (a
court order voiding/delaying much of the cut was upheld on
appeal).
The state pays Part D co-pays
for dual eligibles in HCB waivers and board & care homes. A
state reform study board seeks to save Medicaid $72 million
yearly by making it a “defined contribution” plan
& fostering assisted living & HCB waiver care over
nursing homes.
Nevada---a
Title XVI state with no spend down & no
risk pool. Gov. Gunn (R) & the split legislature raised taxes $1
billion for Medicaid; covered the working disabled; upped the
pregnant women’s level to 185%; raised the SPAP income level &
covered the disabled (even during the 2
year wait) in it; will use DSH
& SCHIP funds,
a HIFA waiver & a CMS risk pool
grant, for
barebones
insurance of small firm workers & families (with employers to
pay 50% of—and workers to get a $100/mo subsidy for--premiums);
added some adult dental & vision care;
boosted state ADAP funding; raised CHIP premiums; rejected
adding co-pays to Medicaid; and set up a board to study reforms.
But the health agency’s $28 million
proposal to raise Medicaid/CHIP doctor & dentist rates by at
least 24% is threatened by a
$50 million sales tax shortfall.
New
Hampshire---a 209(b) state with a risk pool that has no
Medicare supplement & no low income premium
discount. Gov.Lynch (D) expanded SCHIP; added state funds to
ADAP; signed a tobacco tax increase for health care; called for
a $2 million boost in home care rates & expanding home-based
care over nursing homes; proposed funding more SCHIP enrollment;
and plans better case/disease management. But the state
still has a stricter-than-SSI “209(b)” Medicaid disability rule
(inability to work for at least 4 years);
it is enrolling all non-aged patients into managed
care; and, despite a 65% fee
increase funded by the legislature (now D), children’s dental
rates are still too low to attract enough providers.
New
Jersey---has no risk pool & it privatized
eligibility determinations for SCHIP & Medicaid. But the
parental level is again being moved back up toward 133%
(covering 80,000 more); a waiver will cover all (even
childless & non-disabled) adults under 100%; and HCB care
is being promoted over nursing homes.
Gov. Corzine & the legislature (both D) plan a
“Massachusetts-lite” health coverage expansion to cover the
uninsured (costing $1.7 billion the 1st year),
but there’s a nearly $50 million state SCHIP deficit;
the proposed budget calls for $3-$6 Medicaid Rx co-pays
(apparently without even any cumulative cap on
cost-sharing); and an audit questioned $52 million in
school health spending.
New
Mexico—has no spend down, but has a risk pool
with a Medicare supplement and low
income premium discounts; its barebones
Medicaid waiver-funded insurance for adults under 200%
excludes Medicare patients. Gov. Richardson & the
legislature (both D) dropped some service cut & cost-sharing
proposals; changed eligibility re-certifications to once instead
of twice yearly; raised some income levels to 235% (covering
7,800 more children & 1,200 more pregnant women); and
chose a task force to plan coverage
expansions---including raising the Medicaid waiver level to 300%
to cover more modest income workers and giving Medicaid to
all (even childless & non-disabled) adults under
100%.
New
York---has no risk pool; a “Family Health” waiver
covers parents under 150% & all childless (even non-disabled)
adults under 100% except Medicare patients
(who must be under the lower SSI/SSP level).
State-subsidized “Healthy NY” insurance for workers under 250%
excludes part timers & Medicare patients & caps yearly Rx’s
at $3,000. The split
legislature (D House; R Senate) still
excludes the disabled from the SPAP, even though
Part D saves it $113 million yearly; began forcing SSI
recipients into HMOs; raised FamilyHealth co-pays to $5 for
doctors & dentists & to $3 for generic & $6 for brand name Rx’s;
raised other Medicaid Rx co-pays to $1 per generic
& $3 for brands; capped yearly Medicaid co-pays at $200; set up
a formulary allowing doctor over-rides; is covering assisted
living, chore aide & adult day care over nursing homes;
requested a waiver extension to keep letting HMOs & clinics do
eligibility enrollments; cut the aged/disabled couple level by
$75 monthly; makes the City & counties pay half of non-federal
Medicaid costs (but did cap their yearly increases at 3.5%);
raised Family Health ER co-pays to $25;
let providers deny services to those who don’t meet co-pays;
enacted slightly tighter nursing home rules for asset transfers
(but not for living allowances or spousal support,
or in asset rules for home health & HCB care); funded AIDS day
care health centers; set up a foundation to spend $250 million
it got from Blue Cross on access for the poor & preventive care;
gave Medicaid to uninsured colon & prostate cancer patients
under 250%; and required hospital bill discounts for those under
300% & banned taking homes from delinquent debtors. Outgoing
Gov. Pataki (R) signed a mental health parity bill. Gov. Spitzer
(D) pledged to add more outreach; enroll 900,000 more adults &
500,000 more children; raise the SCHIP
level from 250% to 400%; bargain better for lower Rx
prices; promote outpatient clinics &
HCB waiver care over ERs & nursing homes; and improve
case management--to be paid for by
hospital funding cuts, which hospitals, their employee unions &
some legislators oppose.
North
Carolina---has no risk pool; it covered the
working disabled (eff. 7/1/07); and increased
covered Rx’s from 6 to 8 monthly (with exceptions for 3 or even
more additional ones). It first abolished, but then resurrected,
a SPAP –
which again excludes the disabled—to
pay up to $18 of Pt. D premiums
for those not on full Extra Help with incomes
under 175%. CMS forced cuts of $80 million in HCB care & home
aides for 5,000 disabled. The state gave $75 million more to low
income health clinics and, while the UNC hospital system eased
some indigent assistance rules, it now makes patients pay
up-front cash co-pays. Children’s dental rates are too low to
attract providers. The state makes its counties pay 15% of
Medicaid costs So Gov. Easley & the legislature (both D) froze
their costs for 2007 (but state funding
to do so may now be $28 million too low); raised the
ADAP income level to 200% (adding millions in state funds to its
budget); are considering starting a
risk pool without
a low income premium discount; but cut money 75% for
kindergarteners’ eye exams. A federal audit says the state
should refund $15.5 million (plus $90 million more from
hospitals) in DSH funds.
North
Dakota---this 209(b) state has a risk pool with a
Medicare supplement but no low income premium
discount. Fees are now too low to attract providers & must be
raised $17 million, according to a GOP legislative study Yet
Gov. Hoeven (R) called for a $401 million Medicaid budget
without any fee increases, but for promoting HCB care
over nursing homes.
Ohio---a
209(b) state with no risk pool. Former Gov. Taft &
the legislature (both R) cut the parents’ income level from 100%
to 90% (27,000 lost Medicaid 1/1/06); raised Rx co-pays to $3;
slashed the adult dental budget by 50%; ended adults’
independent psychologist care; cut state secondary payments for
dual eligibles; herded patients—with some exceptions--into HMOs
(one plan then even cut transport to dialysis); took $80 million
from state Disability Medical Assistance (DMA) for 15,000
disabled awaiting SSA eligibility decisions; and
let providers refuse service to those
who don’t meet co-pays. Yet they created over 2,000 new
HCB waiver slots & moved 700+ patients into beefed-up home care
and Taft signed a mental health insurance parity bill. But they
kept the monthly aged/disabled level at
only $543 (the nation’s lowest) and
barred new DMA applications. A state audit said $400
million—plus $40 million in overpayments--can be saved by
Medicaid reforms. Yet Medicaid costs fell $300 million yearly,
bringing calls to reverse earlier cuts
& bolstering Gov. Srtickland’s (D) plan to raise the SCHIP level
to 300% (adding 100,000 children), have Medicaid subsidize
insurance for 300,000 working poor & let “over-income” adults
“buy-in” to Medicaid. He also
found funds to admit 1,100 more waiting list patients to HCB
waiver care and the Senate voted to give Medicaid to the working
disabled.
Oklahoma---this 209(b) state has a risk pool with no
Medicare supplement & no low income premium
discounts. It cut the Medicaid level from 185% to 100% for
children over 1 & from 100% to the much lower SSI/SSP level for
the aged & disabled, ended the family spend down,
re-imposed a “3-Rx’s-a-month” limit and cut the nursing
home & HCB waiver income level. But Gov. Henry (D) covered the
breast & cervical cancer and working disabled groups; got higher
tobacco taxes to fund a HIFA waiver
to subsidize barebones insurance
for 50,000+ workers & spouses 185%, in firms with under 50
workers---and in 2007 proposed the
plan’s further expansion. The split legislature plans to
cut $100 million in fraud & abuse;
change Medicaid into a defined contribution plan with a 2nd
HIFA waiver; offer fewer,
“customized”, cheaper benefits; offer only premium support
instead of secondary, wraparound Medicaid if patients can get
work coverage; promote health savings accounts; end private
insurance benefits mandates; cut ER & nursing home costs
by promoting home, primary & clinic care; raise provider fees;
and expand mental health care (with help from a federal grant).
A Senate panel voted to raise the
SCHIP level from 185% to 300%.
But the state ADAP had to adopt cost-containment measures.
Oregon---this Title XVI state has a risk pool that just
dropped offering a Medicare supplement but still
has low income premium discounts. An anti-tax referendum
cost 70,000+ adults their coverage via income level cuts &
premium raises; ended the spend down for all but transplant &
HIV patients (enrollment fell over 50%); limited adult dental
care; ended their vision care; and cut covered rural HMO
hospital days to 18 yearly. The state’s
ADAP reportedly had to adopt some patient cost-sharing.
Gov. Kungoloski & the legislature (both D) created and then
expanded a general drug discount plan.
Pennsylvania---has no risk pool, but it subsidizes
barebones “AdultBasic” insurance for adults under 200% that
excludes Medicare patients & has no drug
benefit. Its SPAP still
fails to cover the disabled under 65, even though Part D saves
it $170 million a year. Gov. Rendell (D) & the old
all-GOP legislature arranged for the SPAP to wraparound Part D &
pay its premiums & cost-sharing for joint eligibles; cut covered
inpatient hospital stays to twice a year (but only once yearly
for General Assistance patients), inpatient rehabilitation stays
to once a year and men’s doctor & clinic visits to 18 a year;
got $85 million more from Blue Cross plans for the AdultBasic
budget to cover 30,000 on its waiting list; funded “universal”
SCHIP; and offered Medicaid to the working disabled &
“recovered/ex-disabled”. Rendell’s
health expansion plan would use higher tobacco taxes,
re-directed AdultBasic & Community Health Reinvestment monies,
DSH funds, Medicaid waiver matching and a 3% payroll tax on
employers not offering insurance to subsidize coverage for those
making under 300% (with monthly premiums of $130 for firms of
under 50 employees & of $10-$70 per adult for workers), starting
1/08 & phasing-in some employer costs & mandates.
The plan does not seem
to raise the aged/disabled Medicaid level (now only 100% vs. a
new 300% subsidy level for workers) nor expand
SPAP coverage to the disabled. See
http://www.phlp.org/Website/alerts.asp for
details/critiques. The once all-GOP legislature now has split
party control.
Puerto
Rico----federal law caps its Medicaid matching funds far below
what states get and it has an ADAP
waiting list.
Rhode
Island---has no risk pool, but does have a 185%
parental/family income level. It added coverage of the
disabled over 55 to its limited-formulary SPAP; and offered
Medicaid to the working disabled. Gov. Carcieri (R) vainly
attempted some eligibility & benefit cuts, added $7 million+ in
state funds to ADAP, signed a bill to
subsidize insurance for some low-paid workers in small firms
(but it also weakened the health insurance mandated benefits
law) & proposed cutting outpatient fees
10%.; but a court voided his adoption of Medicaid drug
co-pays without the legislature’s (D) consent.
South
Carolina---has no spend down. Its risk pool
has a Medicare supplement but no low
income premium discounts. Gov. Sanford & the legislature (both
R) cut Medicaid Rx’s from 4 to 3 monthly;
added co-pays for hospitalizations
($40), ER visits ($25), doctor visits ($2), dentists
($3), prescriptions ($3) &, medical equipment ($3)and
seek CMS approval for Medicaid health
savings accounts, enrolling Medicaid patients in a form of the
state employee health plan & bigger co-pays (e.g., $5 per Rx,
$100 [!] per hospitalization, $25 per O/P surgery).
The SPAP has a 200% income limit; is funded as a Pharmacy
Plus waiver; but excludes
the disabled.
Four persons died on its ADAP waiting
list in 2006, when
ADAP got only token state funds,
but advocates seek at least $3 million
more this year & $4 million more next year in state money.
South
Dakota---has a risk pool with no low income
premium discount that excludes Medicare patients
and no spend down. Gov. Rounds & the legislature
(both R) boosted cigarette taxes $1-a-pack to fund a $17 million
Medicaid deficit.
Tennessee----Gov. Bredeson (D) & the split legislature ended the
Tenncare waiver expansion, dropping 191,000+ adults, but no
children. Except for pregnant women, children & HIV+ persons,
doctor visits are limited to 10 &, hospital days to 20 yearly;
Rx’s are capped at 5 (2 brand names + 3 generics) monthly, with
$3 or $5 co-pays except for HIV & Hepatitis C drugs--and for
many but not all drugs to prevent death or hospitalization. The
state adopted a formulary; set Medicaid ER co-pays at $5;
covered Weight Watchers; ended methadone coverage; gave $20
million more to low income & county clinics; raised Medicaid
levels for pregnant women & infants; added hundreds of HCB
waiver slots; raised the CHIP level to 250%;
subsidizes
barebones
insurance with high co-pays
(at first only for workers under 250%, but later
also for the aged & disabled & workers at non-participating
firms); revived a risk pool (with no Medicare
supplement, but with a premium discount for those under 200%
that still costs $160 monthly); and
created a SPAP—for which
enrollments have already been suspended due to
heavy demand--to cover generics & some but not all brand
name drugs for those under 250% (the generic co-pays
alone are $3 to $10). CHIP co-pays are $5 for generics & $20 (!)
for brand names; $15 per doctor visit; $50 (!) per ER visit;
$100 (!) per hospital stay; and, except for also exempting
insulin, diabetic supplies & some mental health drugs, CHIP has
the same Rx rules as Medicaid. See
www.tenncare.org &
www.researchcouncil.org
for details. The state stopped covering benzodiazepines &
barbiturates (even for anxiety, epilepsy, seizures
& mental health), over-riding its own Rx board.
Email
eyesmedia@mindspring.com
to arrange to see Julie Winokur’s documentary, Collateral
Damage: Bad Medicine in Tennessee; it portrays the
heartbreaking effect of the Tenncare cuts on poor patients.
Texas—has a
risk pool that just dropped offering a Medicare
supplement & has no low income premium discounts.
Gov. Perry & the legislature (both R) ended the family-only
spend down & CHIP coverage of prostheses, physical therapy &
private duty nursing; tightened CHIP asset rules
(but one GOP legislator now has a bill
to re-liberalize them); imposed $10 to $20 co-pays for
CHIP doctor visits & Rx’s; raised CHIP premiums; imposed a 90
day wait to enroll in CHIP; cut Medicaid home health care; and
ended adult chiropractic & podiatry coverage. A court voided a
law denying Medicaid to parents who abuse drugs or alcohol or
whose children miss school or checkups. The state wants a waiver
to force TANF families in 8 large counties into HMOs that will
spend $109 million less on their care each 2 years, but
there are delays in HMO plans for the aged, disabled &
institutionalized. The contractor’s service was so poor (122,000
children lost health coverage, even though a study found that
over 50% of applicants had proper documentation), that
the state cancelled its
eligibility privatization contract, asked some of its
2,900 laid-off workers to return and gave 28,000 CHIP cases more
time to complete forms. The
state ADAP eased access to Fuzeon. A federal court ruling
requiring better EPSDT outreach survived state appeals;
and the court’s final order for
redress, expected in 4/07, may require up to $3 to $5 billion
more in Medicaid expenditures & even increased provider fees
(the House voted to raise doctor, dentist & pharmacist fees).
The state restored Medicaid & CHIP mental health, vision &
hearing aid coverage & CHIP dental care, but
stopped covering day treatment &
revoked a Planned Parenthood birth control contract (because it
privately funds abortions), but now offers birth control
& preventive screening services to all women 18 to
44 under 175%. Perry is considering
using DSH funds to subsidize insurance for low income persons;
Medicaid health savings accounts;
a waiver to raise cost-sharing
even above DRA-allowed levels; offering premium
support instead of wraparound Medicaid if patients can get job
plans; and ”selling” the lottery
(using 20% of proceeds for a trust to
pay out $250 million yearly to cover some of the uninsured).
Utah---this
Title XVI state has a risk pool with no Medicare
supplement & no low income premium discounts. A
HIFA
waiver, gives barebones
Medicaid (no hospital, specialists’, nursing home or home health
care; high drug & other co-pays) to uninsured adults (at first
only parents, but now even the childless) under 150% & not on
Medicare (but only if they apply during rare application
periods). The state offers full Medicaid to the aged &
disabled under 100%; but the GOP legislature ended coverage of
adult podiatry (even for brittle diabetics); audiology; speech,
occupational & physical therapy; and vision and
dental care (one patient’s untreated tooth infection caused
fatal meningitis); and won’t raise doctor fees (now so
low they deter most providers) or offer more needed specialty
care to the severely disabled. Gov. Huntsman (R) even had to
solicit private donations for dental care, yet still
began subsidizing up to $150/mo (plus
$100 per child) of the employee share of job health plan
premiums for the working poor (eventually to cover 4,000 to
9,000), and a study board he appointed is considering more
expansions. Yet, even
with a $1.6 billion surplus, the GOP legislature
still wants more Medicaid cuts (i.e.,
“consolidating” eligibility staffing; a 5% budget increase cap).
The health agency’s formulary proposal was crippled when the
Senate added a mile-wide, “dispense-as-written”, automatic
formulary-override loophole.
Vermont—The
legislature (D) only partially reversed Gov. Douglas’ (R)
elimination of adult dental care (dentures aren’t covered &
there’s a $495 annual cap) and providers’ fees are too low to
keep & attract them. But CMS & the legislature approved
his HIFA waiver which, in
exchange for $400 million extra to meet a 5 year deficit, forces
patients into HMOs, promotes HCB care over nursing homes &
tightens up asset transfer bans-- but also caps future federal
funds. There’s no risk pool, but a bi-partisan law
cuts family premiums 50%, raises tobacco taxes and charges $365
to employers that don’t offer health insurance to fund
subsidized, sliding scale premium private insurance for those
under 300% starting in 2007.
Virginia---a 209(b) state with no risk pool. $1.3
billion in new taxes prevented cuts; raised hospital, nursing
home & dental rates; funded 850 more HCB waiver slots; raised
the aged/disabled income level to 80% FPL; and covered 100,000
more children. Gov. Kaine (D) authorized Medicaid for the
working disabled & a SPAP to pay for co-pays & drugs uncovered
by Pt. D plans for HIV+ Medicare patients under 300%
(for which the GOP legislature later
reduced funds, leaving many patients without full donut hole
coverage); raised the nursing home PNA by $10, the
pregnant woman level to 200% and pediatric fees by 15%; and
named a board to bolster Medicaid & plan coverage expansion. The
GOP legislature favors health savings accounts, forcing more
patients into HMOs & raising their cost-sharing. Yet both
parties’ leaders want to add to recent 30% dental & OB/GYN fee
increases to attract providers; and the legislature’s own
separate health study board favors offering “extras”
(e.g., adult dental care, gym fees) to patients who get
preventive care.
Washington---had a risk pool with a
Medicare supplement and low income premium
discounts, that somehow was morphed into a SPAP; restored
earlier children’s eligibility cuts; and expanded Basic Health
(state-subsidized, barebones
insurance) by 6,500. It set up a health access board; &
an Rx discount plan for the uninsured; restored some
adult dental care; and covered Part D Extra Help co-pays. A
state audit (which the federal IG said was partially
incorrect) found $1 billion in past improper Medicaid spending,
Gov. Gregoire & the legislature (both D) will reform
administrative & Rx controls; adopt a chronic case management
plan; cover assisted living facility care;
raise the SCHIP income level to 250%
(covering 32,000 more children); cover all
children by 2009 (with a 2nd increase to 300%); cover
foster children after age 18; and make health plans let children
be covered dependents until age 25. King Co. found $2.4
million to keep 4 low income clinics open;
the state & Group Health Cooperative lowered Basic Health
premiums; and a state hospital
association pledged to limit fees for those between 100% & 300%
(although state law already requires much the
same).
West
Virginia---covers only 4 brand name drugs monthly but Part D’s
advent & added state funds eliminated its ADAP waiting list. Its
risk pool has no Medicare supplement & no
low income premium discounts. It cut medical equipment,
transport, incontinence, & wheelchair supply funds;
but failed, in bungled & rigid
attempts, to tighten admission criteria for HCB waiver care:.
Concerned legislators &
advocates support a bill to require that the Medicaid advisory
board & the legislature be briefed on & agree to changes.
Gov. Manchin & the legislature (both D) passed bills to offer
primary clinic care to the uninsured employed poor
(but only with employer support),
subsidize $99-a-month private insurance for the working
poor and raise the CHIP level to 300%--all effective in
2007 (but he later sought to delay the CHIP liberalization for
at least a year). The state will assign primary physicians to
patients, put them in managed care & offer them extra “bonus”
services (e.g., “emergent” adult dental
care; uncapped drugs; preventive, anti-smoking, diabetes,
fitness & diet services; etc.). At first enrollment will be
“voluntary” & just for families (but it might later cover
the disabled & aged) who sign “personal responsibility”
contracts--with bonuses denied to non-signers & contract
breakers (who’d then face more cost-sharing).
A state plan amendment relying on an
“undue hardship” exemption in a 1993 federal statute mandating
estate recoveries --even against former homesteads-- for
Medicaid nursing home care to exempt & allow passing on of up to
$50,000 in home equity to heirs
was disapproved by CMS; by the US District Court and then on
appeal by a 4th Circuit panel when the state sued
CMS;
and the state has now appealed to the
full 4th Circuit.
Wisconsin---CMS plans to end its
Pharmacy Plus waiver-funded SPAP (which excludes
the disabled) 6/30/07 & the state is moving 25% of
nursing home patients into at-home & HCB waiver care. Its risk
pool has a Medicare supplement and
low income premium discounts. Gov. Doyle (D) vetoed the old GOP
legislature’s health savings account bill & proposed that the
new, split legislature raise the
parents’ level from 185% to 200%,;
set up state-sponsored reinsurance to cut premiums (by assuming
catastrophic costs) of small firm insurers: open the family
Medicaid/SCHIP expansion waiver (with its much higher
185%/200% income level) to the childless aged & disabled too;
raise tobacco & hospital taxes;
move those on SSI (except MR & HCB patients) into managed care;
and cut
red tape
that impedes children’s access.
Wyoming---has no spend down and its SPAP is open
to anyone under 100% who’s not
Medicare-eligible. The GOP legislature cut the mental health
budget by nearly half (even with a $1 billion surplus & a state
chronic case management plan saving $30 million yearly); but
seeks to give
barebones
coverage to CHIP parents under 200% (with
higher co-pays, but
premium-free for those under 133%) and to get a Katie
Beckett waiver for mentally ill children. Gov. Freudenthal (D)
requested $5 million more for the risk pool, which has
a Medicare supplement but no low income premium
discounts.
SOURCES AND
RESOURCES:
For the 48 states
& DC,
the
2007
federal poverty level (FPL)
is $10,210 yearly ($851 monthly) for one plus $3480
yearly ($290 monthly) for each add’l person;
see the Asst. Secy. for Plan. & Eval. pages at
www.dhhs.gov for AK & HI.
Email
sherry.barber@ssa.gov for a hard
copy of
“State Assistance Programs for SSI Recipients, 2006”
on
states’ Medicaid eligibility rules
for SSI recipients & their Section 1616, 1634 & 209(b)
arrangements; if they offer--plus amounts of & who administers—SSPs,
or State Supplementary Payments (including those for residents
of board & care homes); and state-SSA welfare interim
assistance reimbursement agreements
for indigents awaiting SSI.
See
“Medicaid & SCHIP…for
Immigrants” at
http://www.kff.org/medicaid/upload/7492.pdf
on limits for federal Medicaid/SCHIP
coverage of legal & illegal aliens. Email
adubard@schsr.unc.edu for recent demographics & data.
See
www.kff.org/medicaidbenefits
for states’ 2003-04 “optional”
coverage of chiropractors,
podiatry, dentistry,
dentures, orthodonture, eyeglasses, optometry, hearing aids,
audiologists, psychologists,
prosthetics, medical equipment, hospices and physical,
occupational, speech & other therapy,
which some states later cut in 2004-05.
See
“Outline on State
Medicaid Cutbacks & Responsive Advocacy”
at
www.healthlaw.org for legal
rules states must meet to make cuts & legal arguments against
them. Guides & arguments to oppose cuts
appear at www.familiesusa.org
, www.cbpp.org ,
www.communitycatalyst.org ,
www.TAEP.org and
www.communitycatalyst.org.
See these DRA
advocacy guides,
at
www.healthlaw.org : “The Role of State Law in Limiting
Medicaid Changes”; “Q
and A: State Medicaid Plans” on
preparation & submission rules and procedures for state plan
amendments; and ”The Deficit Reduction Act of 2005:
Implications for State Advocacy”
for tips to prevent bad plan amendments. For a model statute
requiring that plan changes/waivers be approved by legislatures
& not just by Governors or Medicaid agencies, see
http://www.nachc.com/advocacy/Files/state-policy/model520state520legislationh.pdf
and
http://www.nachc.com/advocacy/Files/ModelStateLegislation-AppropriationsRiderssr031406_RS-.pdf.
Legal research & support for challenging the permissibility of
state Medicaid numerical monthly prescription limits under
federal law [ 42USC1396r-8(d)(1)(B) ] is available from
perkins@healthlaw.org and
stoubman@nhlegal.org
.
See
“Waiver Watch” at
www.healthlaw.org , “Waiver Tool Box” at
www.familiesusa.org, “Coverage Gains Under Recent Sec. 1115
Waivers” (8/05) at
www.kff.org & materials at
www.cbpp.org for news &
details on state waivers.
See
“ADAP Watch” at
www.NASTAD.org for
the latest details on state waiting
lists, cost containment measures & state websites.
The “National ADAP Monitoring Report, 2006: Key ADAP
Highlights”, Chart 1, pp.1-2, at
www.kff.org lists
state income levels. See
the adjacent full Report
for state
cost sharing rules& medical criteria and/or prior authorization
needed for special or costly
drugs. State ADAP
formularies are in a 2nd adjacent document.
Email
alefert@nastad.org for a chart
of state ADAPs’ policies & procedures to coordinate with
/wraparound Part D. The “2007
ADAP Monitoring Report”
& related materials will be posted 4/11/07 at
www.kff.org &
www.NASTAD.org
States’ August, 2003 cost-sharing,
premium & co-pay rules & amounts are in
“Medicaid and SCHIP: States’
Premium and Cost Sharing” (03/04) at
http://www.GAO.gov/new.items/d04491.pdf ;
but see more recent
state drug
co-pay data in the “State Medicaid Prescription
Drug Reimbursement Chart– March, 2005” at
www.ascp.com .
See
“Pharmaceutical
Benefits Under State Medical Assistance Programs, 2004” (Section
4, pp. 24-46) under “Resources” at
www.npcnow.org on state
formularies, payments, any over-the-counter product coverage,
prior authorization, prescribing/dispensing limits & drug
co-pay amounts & any cumulative co-pay amount caps.
See
http://www.ncsl.org/programs/health/SPAPCoordination.htm &
http://www.medicare.gov/spap.asp on
State Pharmacy Assistance Programs
(SPAPs), their eligibility & coverage rules, and
how they coordinate with Part D.
See
http://www.cms.hhs.gov/partnerships/downloads/1126P.pdf
for
new, 2007
Part D LIS/Extra Help
premiums, deductibles,
co-pays/coinsurance, income & asset levels; and Special
Enrollment rights for those who lose LIS.
Email
jcoburn@hdadvocates.org for a chart on how drug makers’ own
corporate charity Patient Assistance Programs (PAPs) coordinate
with, supplement & interact with Part D:
“PAP
Eligibility Criteria & Medicare Part D” (12/06).
See
http://www.epocrates.com (subscription required) for
regularly updated formularies for
each Part D drug plan.
While Part D
displaces Medicaid for most drugs for dual eligibles,
those 6 narrow classes of drugs that
are specifically excluded by the Part D law can still be
covered for them by Medicaid; such state coverage is
re-tabulated from CMS surveys at
www.medicareadvocacy.org/Part D_ExcludedDrugsbyState.htm
(12/1/05 report under
“News” icon).
See
“Individual Budget-Based Models of LTC’ (1/06) at
www.statehealthfacts.org for
states’ coverage of HCB waiver, home health, personal care aide
& patient-directed home-based care as alternatives to
institutionalization.
A list of 2006
state-set personal needs allowances (PNAs) for patients in
Medicaid SNFs & ICFs and for residents in state-licensed, SSP-funded
board & care supervised group homes is available from
lsmetanka@nccnhr.org .
See
www.statecoverage.net/ for
“State of the States, 2007”
a survey of states’ Medicaid &
health insurance coverage expansions (not including CA &
PA) and “State Strategies to Expand Health Insurance
Coverage” at
www.cmwf.org .
See
www.naschip.org on state health
insurance risk pools and to order “Comprehensive Health
Insurance for High Risk Individuals: A State-by-State Analysis,
20th Ed.” ($39.95; hard
copy only) on state risk pools: websites, funding, eligibility,
benefits, any Medicare supplements, premium amounts & any
premium discounts for low income patients.
Email
asuchman@aphsa.org for Center on
Workers w/ Disabilities newsletter; federal & state eligibility
rules for their health coverage are in TIICANN’s “State
Medicaid Buy-in..” & “Returning to Work...”
guides at
www.healthlaw.org
See”
TIICANN materials” under the new
items listing at
www.healthlaw.org for “ Painless
Ways To Deal With State Medicaid Shortfalls”
without
harmful cuts; “State Aged/Disabled...Income
Levels” and “State...Parental...Income
Levels”; a
health & Medicaid “Glossary”;
“SPAPs , Part D and...the
Disabled”; “How States Can Make More Patients Eligible
for...Full Part D Extra Help at Little or No...State Cost…”;
and “2007 VA
Health...Benefits |