|
Medicaid Watch:
State Medicaid and Health
Cuts & Expansions
By Thomas P. McCormack [draft # 23, July 31, 2006;
please discard any earlier version]
See pages 12
& 13 for resources to oppose state health cutbacks.
Deficit
Reduction Act of 2005 (DRA) state Medicaid plan amendments
raising cost-sharing and
cutting benefits were approved for
ID, KY & WV and are being sought by IN,
LA,
MT,
NE, NV, OH,
OK,
RI,
SC &
WY; HIFA waivers for FL & VT
were approved.
State committees are studying ways
to reform (either cut
or expand)
Medicaid in AR, CT, FL, GA, ID,
IA, KS,
LA, MD, ME,
MI, MS, MO,
NE,
NV, NH,
NM, ND, NY,
OH,
OK, SC, TN , TX,
VA, WA,
WI &
WY.
States
expanded coverage in AK, AR, CO, CT, DE,
DC, HI, ID, IA, IL, KS,
MD, ME, MA, MO,
MT,
NC,NV,NJ,NY,OH,OK,PA,RI,TN,VT,WV
& WY.
States cut
coverage or benefits in AK,
AZ, CA, CO, DE, FL, ID, KS,
KY, MD, ME, MI, MS, MO,
NY, NC, OH, OR, TN, WA,
WV & WY.
States have
monthly numerical limits on Medicaid prescriptions--in
AL, AR, GA, KY, LA, MS, NC, OK, SC, TN, TX and WV.
Many states
raised Rx & other cost-sharing.
Medicaid,
food stamp & welfare eligibility privatization
began in FL, IN & NJ, but TX cancelled its faltering
privatization contract.
Extra
emergency federal
ADAP funds ran out
3/06
for 1,500+ HIV patients
& many have joined 100s of others on
ADAP
“waiting lists” in at least 8
states.
SPAPs
were created by AK, HI & MT; SPAPs added
the disabled in MO & NV; SPAPs in AK, IL, IN, MD,
MO, MT, NY, PA, RI, SC & WI still deny
the disabled full equal coverage; FL, KS, MI, MN & NC
abolished SPAPs.
Alabama---
Has no spend down; allows only 12 doctor visits &
hospital days yearly and 4 brand name Rx’s monthly (plus
unlimited generics); but new SCHIP applications are again
allowed. The 2007 Medicaid budget will be short $200 million.
There’s a very long ADAP waiting list.
For more 2003-05 details see
http://www.kff.org/medicaid/7314.cfm
.The state plans to raise doctor payments.
Alaska---this Title XVI state, with no spend down,
froze its nursing home income level; cut the CHIP level from
200% to 175% FPL (1,200 families lost children’s care);
tightened qualifications for home care & created a SPAP for the
aged but not the disabled.
There’s an ADAP waiting list.
Arizona---a
referendum & waiver gives AHCCES (SCHIP & Medicaid) to all
uninsured parents & children with incomes under 200% & to
all (even non-disabled) childless adults under 100%.
CMS agreed, before the DRA’s passage, to let the
state set the state set higher co-pays (e.g., $10 per brand name
Rx, $5 per generic, $5 per doctor visit), but a court has--at
least so far--blocked them. The state
did raise parental premiums, on a sliding scale depending
on income range (but only for
those with family incomes over 100% FPL)
from $45/$85 to $75/$167 monthly.
Arkansas---
Gov. Huckabee (R ) raised $100 million in tobacco & income taxes
to save the spend down, Katie Beckett waivers & adult vision
care & preserve nursing home rates.
Yet rates are too low to attract enough doctors &
dentists; there’s an ADAP waiting list;
and a state committee began studying ways to cut the Medicaid
budget. The state got a HIFA waiver to offer
barebones, Medicaid-funded
health insurance to 50,000 workers & spouses with incomes under
200% ($15 monthly premium; 7 doctor visits & hospital days a
year & 2 Rx’s a month; $100 deductible; 15% coinsurance), and
also offers the plan for a $100 monthly premium to 30,000 more
with higher incomes.
California---red tape & a lower income level has been taking
200,000 parents off the rolls since 2004. Gov. Schwarzenegger (
R ) called for premiums ($4 to $27) for those with incomes over
100% or the SSI level, is
forcing the aged & disabled into HMOs, proposed a yearly patient
dental care cap of $1,000 & got legislative consent to a deal
with CMS on DSH funding for $3.3 billion more in federal funds
for 5 years (but some advocates say it’s too little & doesn’t
offer enough state funds). He made 5% doctor rate cuts &
stopped paying extra Medicare HMO premiums for dual eligibles;
but supported raising SSP levels to $849 monthly ($1491 a
couple); spending $50 million more to expand CHIP;
establishing 500 health clinics in
targeted low income schools; and banning balance billing to
patients for ER visits. A glitch briefly denied Part D
benefits to many Kaiser HMO patients and a lower court upheld a
San Diego county rule denying spend downs to “over income” cases
seeking state/county medically indigent coverage. For more
2003-05 details, see
http://www.kff.org/medicaid/7314.cfm
.
Colorado---has no spend down; a court voided a
law to deny benefits to legal aliens & once-blocked CHIP
applications are again accepted. Denver’s Medical Center & the
University of Colorado Hospital cut their in-house indigent care
programs & raised their co-pays. Still, an added $2 million in
state funds eased the ADAP waiting list. Cigarette taxes voted
by referendum will raise the CHIP level from 185% to 200%
(enough to cover 4,000 more children), open 600 more HCB and/or
Katie Beckett waiver slots to disabled children, raise funding
for low income clinics & raise the parents’ income level to 60%
(enough to cover 90,000 more). HIFA waiver plans were dropped,
but the state will save $59 million by shifting Medicaid
children into HMOs. The legislature, opposed by drug makers &
some consumer groups, plans to adopt a drug formulary to save
even more. The Colorado Indigent Care plan--which covers those
not eligible for Medicaid, such as those awaiting SSA
disability decisions--raised its co-pays: $10 per Rx, $35 per
doctor visit, $270 per hospital stay & $15 to $45 per ER visit.
The state cut its rates 15% to the
ColoradoAccess HMO, which then dumped 65,000 patients into
fee-for-service Medicaid. For more 2003-05 details see
http://www.kff.org/medicaid/7314.cfm
Connecticut—a 209(b) state; Governor Rell (R ) raised family
Medicaid & CHIP premiums up to $10 to $75 monthly; added doctor
co-pays of $1 to $3; raised Medicaid’s $1 Rx co-pays to $1.50 &
$3; upped SPAP premiums to $30 & its co-pays to $16.25; imposed
a $100,000 SPAP asset test; required recoveries of SPAP costs
from the deceased’s estates; dropped legal aliens from
TANF, Medicaid, CHIP & SAGA (state-funded welfare & medical
programs); cut SAGA grants from $350 a month to $200 & forced
its patients into HMOs; set up a board to study Medicaid
“reforms”; and ended Medicaid
coverage of adults’ chiropractic; naturopathy, occupational,
physical/ speech therapy & psychology care.
But the Democratic legislature raised the parents’ level
back up to 150% & repealed the family & CHIP premium increases.
Since Medicaid & CHIP specialist & dentist rates are too low to
attract enough providers, the state raised (starting only in
2007 & then just for its 1st 6 months) most pediatric dental
rates to 70% of private insurers’ payments.
Delaware---has no spend down, ended
its waiver to cover all adults under 100% and caps
yearly SPAP benefits. Yet Gov. Minner (D) created a Cancer
Treatment Program for the uninsured not on
Medicare with incomes under 650% (!) & a “CHAP/VIP” state
indigent health program for uninsured adults not
on Medicare with incomes under 200%. A $5 million+ 2007 budget
increase will fund caseload growth and raise provider rates to
65% of private insurance levels.
District of
Columbia---the locally-funded Health Alliance covers all
the uninsured under 200% except
Medicare & Medicaid eligibles. DC’s Medicaid levels are 100% for
the aged & disabled and 200% for families & children. A “DC
Homes” plan, with $145 million in DC, federal & private funds,
will expand low income clinic care;
Mayor Williams (D) proposed raising the child income level to
250%. DC will boost its home health & personal care aide
pay rates and will finally cover
adult dental care, raise all its dental rates & subsidize
indigent dental care at Howard U. Dental College & low income
clinics. CMS let DC raised its QMB & SLMB income levels
from 100% & 120% FPL to $1809 monthly, not only making many more
Medicare patients eligible for payment of their Part B premiums
(plus all Medicare deductibles & coinsurance for those made
eligible for QMB), but thereby also for
Part D full subsidy Extra Help, with co-pays of only $2 / $5 &
no deductibles, premiums or donut hole.
DC will spend $250,000 training &
paying 75 parents to counsel its public & charter school
students about HIV prevention, smoking, obesity, nutrition and
fitness.
Florida---Gov. Bush (R ) began to outsource Medicaid, welfare &
food stamp eligibility to private firms; and his waiver to
privatize Medicaid & convert it, with premium support & health
savings accounts, into a “defined contribution” HMO-type
insurance was approved by CMS (see Understanding Florida’s
Medicaid Waiver Application at
www.wphf.org; its
progress will be followed by the Georgetown U. Health Policy
Institute); a waiver pilot starts in 2 counties in September.
Even sooner, 43,000 patients over 60 in northern & central
counties are being enrolled in a 2nd waiver that
favors home-based care over nursing homes. The state cut
the aged/disabled level from $719 to $603 on 1/1/06 (77,000 lost
coverage); set up a Medicaid “reform” board and
abolished its SPAP 1/1/06. A “fail first” rule allows costly
mental health drugs only if cheaper ones don’t work (with
Lamictal, Paxil, Wellbutrin, Lexapro, Zoloft & Zyprexa
exempted). The state again covers adult dentures &
hearing aids & takes SCHIP
applications anytime instead of only 2 months a year.
Children’s, health , doctor & dentist groups demanded & then
sued to raise children’s care fees and made the state drop a
prior approval rule for nutrition supplements.
The state let a $12 million contract for a private firm to help
patients navigate the Medicaid changes’ complex HMO & other
choices in 5 counties and now plans CHIP cuts of $169 to $219
million.
Georgia---the state ended CHIP coverage of oral surgery & other
dental work. It cut the Medicaid & WIC level for pregnant women
(7,500 lost coverage) & infants from 235% to 200%; raised CHIP
premiums to range from $10 to $35 monthly per child; ended adult
coverage of emergency dental care & artificial limbs; is moving
1 million patients (including 100,000 aged & disabled and
200,000 on CHIP) into HMOs; ended spend down eligibility for
nursing home care (but use of complex trusts can still retain or
gain eligibility for some); will start more aggressive disease
management for chronic cases & enroll all patients in “Care
Management Organizations”; dropped adult dental care, orthotics,
prosthetics & hospice care; may even time limit eligibility for
breast/cervical cancer category patients;
set up a Medicaid “reform” board; capped HCB care costs;
and tightened medical
eligibility for Katie Beckett waiver care (which a 2006
supplemental budget shifts into a public-private body that
proponents say bolsters funding). Gov. Perdue (R ) first sought,
then postponed for at least a year a HIFA waiver to further cut
nursing home access, raise co-pays (even for children & nursing
home patients) and add more managed care & health savings
account features to Medicaid. A state health board did vote to
eliminate the 90 day coverage suspensions for children with
parents delinquent in paying CHIP premiums, but
the state’s ADAP may have to take some
cost-containment steps. CMS forbade further use of the
accounting gimmicks that have brought in $300 million yearly in
federal funds & questioned $70 million in mental health costs
for foster children; the state, CMS & hospitals were
re-negotiating DSH funding; but rising tax revenues may let the
state cut less than the $269 to $388 million first projected.
Guam—this
US territory’s Medicaid matching funds are capped by federal law
far below what a state would get. The under-funded non-federal
medically indigent program pays even less than Medicaid &
attracts even fewer providers. Advocates for private managed
care firms claim that letting such contracts with them would
save enough money to pay providers more; and funds for
off-island specialty care, and air transportation to it, are
exhausted.
Hawaii—a
209(b) state; a “Quest” waiver gives Medicaid to families &
all the uninsured under 200%, except for the aged &
disabled, who must be under 100% to get it. The state
requires that employers offer health coverage to employees &
dependents and just created a
SPAP to supplement Part D for aged and disabled
patients, but with an income level of only 100%. Gov. Lingle (R)
raised the parent income level from 200% to 250% (covering
29,000 more); lowered CHIP premiums; restored some adult dental
care through both Medicaid & dental charity programs (but
offered dentures only at one Honolulu/Oahu site, with no
transport funding for Neighbor Islanders); and expanded
substance abuse treatment.
Idaho---this Title XVI state, with no spend down,
raised the CHIP level from 150% to 185% (but with less benefits
& more co-pays than for poorer patients); funded a pilot
barebones health plan for 1,000
adults; and covered the working disabled. But it cut funds for
non-federal medical aid for the temporarily disabled & those
awaiting SSA disability decisions; ended mandates for private
health insurance coverage of breast & prostate cancer screening
& mental health; and got CMS approval to set up 3 Medicaid/CHIP
caseload classes: Parents & children
(their care budget will be cut over $13 million yearly, by more
cost-sharing or coverage cuts) ; the disabled &
chronically ill; and the aged. The
first class (but eventually the others too) will face more
cost-sharing & there will be different (perhaps lesser)
benefits for each group, albeit with more preventive care
& incentives. See
http://healthandwelfare.idaho.gov/site/3629/default.aspx for
a state description. There’s an ADAP
waiting list.
Illinois---this 209(b) state’s main SPAP (funded as a Medicaid
Pharmacy Plus waiver) excludes the disabled, who
get only a limited formulary from a separate Circuit Breaker
SPAP, The state did add HIV drugs to that 2nd
formulary (but only for those disabled already on Medicare);
raised the family income level to 185%; cut eligibility red
tape; and passed a hospital tax to fund Medicaid. Then it
raised income levels even higher to cover
253,000 more children ; agreed to a court order
raising doctors’, specialists’ & EPSDT rates for children; cut
HMO rates by $70 million; and offered
subsidized health insurance, for $40 a month, to uninsured
veterans who are now ineligible due to Administration VA cuts
but are within 25% FPL of the VA’s Priority Group 8 income
level. After a Lewin study projected 5 year savings of $1.5
billion, the state began shifting patients into HMOs to fund the
expansions (HMO enrollment had been voluntary).
Indiana---this 209(b) state’s SPAP still excludes
the disabled; and, despite court suits, it still has
a much-stricter-than-SSI “209(b)” Medicaid disability rule (one
must be fatally or incurably ill). Gov.
Daniels (R ) and the GOP legislature will double CHIP premiums &
cut the HCB waiver budget by $14 million yet will let Medicare
patients into the risk pool for secondary coverage at discounted
rates & add 500 more HCB waiver slots (even though a KPMG audit
found many waiver problems). There’s
now an ADAP waiting list; and the ACLU filed suit
challenging a once-every-6-years-only limit on dentures &
relinings. The state plans to spend $1 billion privatizing food
stamp, welfare & Medicaid eligibility that will close 107
welfare offices with 2,500 workers
(now delayed many more months to allow further federal review);
tightened its lax spend down procedures
(too much & too soon, it
turned out, after a class action suit forced the state to accept
a court’s consent order reinstating 10,000 aged & disabled who
were cut off without even the right to hearings); funded
service plans for 650 more disabled clients;
launched a Back to School program,
with help from insurers & HMOs, to boost children’s Medicaid &
SCHIP enrollment; and planned a Medicaid expansion
or HIFA waiver
to subsidize (barebones)
health insurance for some uninsured adults, using Massachusetts,
Iowa, Michigan or
Florida
plans as models.
Iowa---the
state has a waiver to give watered-down
Medicaid (with premiums up to 5% of income) to up to
30,000 persons--whether they’re aged, disabled, a parent or
not--with incomes under 200% but only at two public hospitals.
Yet there’s actually no uniform statewide waiver
outpatient drug benefit: Waiver patients who are
also prior U. of Ia. hospital “state papers” indigent
program patients are nominally grandfathered-in, only for a year
& with high co-pays, for its free drug formulary; while Des
Moines-area waiver patients can also access a Polk County public
hospital’s indigent drug formulary; but drug coverage for
other waiver eligibles is sketchy or non-existent. The
ADAP waiting list was only partially & temporarily served by
now-expired extra emergency federal funding and some added state
funds. A legislative committee began to study ways to cut
Medicaid, but
Gov.Vilsack proposed an 80-cent
cigarette tax hike to subsidize
barebones insurance for even
more patients--workers with incomes under 200% who are employed
in firms of 25 or less.
Kansas---this Title XVI state’s SPAP was abolished 1/1/06.
Spurning Gov. Sibelius’ (D) call for more health coverage,
the GOP legislature passed only a limited tax credit to expand
small employer coverage, health savings account measures, a
health care re-organization & called for more anti-fraud
efforts—but did raise provider fees from 65% to 83% of the
Medicare rate. Blue Cross & a foundation subsidize
barebones insurance for Kansas
City-area families making under $30,000.
The state may have to take ADAP cost
containment steps, and is
considering higher Medicaid co-pays for smokers & the obese
&
stricter motorcycle helmet law
enforcement and other preventive health measures. Because
the state plan limited coverage of disabled institutionalized
children to 140/180 days—even though longer stays might be
allowed under federal rules—CMS questioned matching for over 500
of them, making the state send them to regular foster care,
small group homes or state hospitals; a
federal audit disallowed $5 million and questioned $127 million
more in past state Medicaid matching claims for special needs
students; and the state had to refund $14 million in another
audit.
Kentucky---
the state raised Rx co-pays to $1 per generic, $2 per preferred
brand name & $3 per non-preferred brand name drug. But it
dropped earlier-tightened nursing home & HCB care medical
qualification rules; raised the cigarette tax by 30 cents-a-pack
(to fund education & Medicaid)
with a further 10-cent raise under study;
and even reinstated 2,500 formerly-dropped mentally ill
clients. There’s a very long ADAP
waiting list. A $215 million state funds Medicaid
shortfall for fiscal 2006, and CMS’ decision to disallow county
hospital, clinic & nursing home budgets as state matching funds
,which will cost the state $100 million, led it to
get CMS approval for: limits of
4-Rx’s-a-month, 15 occupational/physical/speech therapy
visits-a-year & 12 x-rays/MRIs-a-year
(with appeals allowed),
$2 to $10 co-pays for doctor visits, $2 to $20 co-pays for other
outpatient care, $10 to $20 co-pays for non-emergency ER visits,
a whopping $20 to $50 co-pay per hospital stay
; annual cost-sharing caps of
$225 a person & $350 a family
(except for non-Louisville-area patients, who’ll be put into an
HMO with a $450 cost-sharing cap);
reduced or no Rx co-pays for children
& for preventive care; and
co-pays of $3 per generic, $10 for
“preferred” & $22 for “non-preferred” brand
name Rx’s for spend downers.
There will be 4 Medicaid groups:
“healthy” adults; children; aged & disabled adults (including
LTC & HCB patients); and the mentally retarded & developmentally
disabled—each with different benefits & different (but higher)
cost-sharing. The state
settled a class action suit by starting to move 2,500 disabled
patients into HCB care.
Louisiana---the state cut allowed Rx’s to 5
monthly, cut Charity Hospital and school health services,
adopted a formulary and had to take
ADAP cost-containment steps. CMS dropped its claim to get
back $340 million in past matching funds due to questionable
accounting. Hurricanes Katrina and Rita cut state revenues ($1
billion+ for 2005-06 in a legislative study; $1 to $3 billion+
in a federal CBO estimate); and left the state Charity Hospitals
without sure funding. The Budget Reconciliation bill offers $2.1
billion to pay all LA’s & MS’ Medicaid & uncompensated care
costs at a 100% match; but the state still had to cut its
already-low doctor rates by 10%. The state is preparing to pick
a stakeholder board to begin to plan a
Medicaid “re-design”
or “waiver”;
to rebuild & modernize the Charity Hospitals; to reform long
term care; to expand coverage (Gov. Blanco [D] favors the
Massachusetts plan); but
also to raise cost-sharing. It
indefinitely postponed 183,000 cases’ overdue Medicaid
eligibility re-determinations and will continue their coverage
(unless other states report that they’ve made clients eligible
there) until CMS gives it clear guidance.
The VA is building a new $1.2 billion New Orleans
hospital that also will somehow take on much of the city’s
destroyed Charity Hospital workload.
Maine---the
state subsidizes health insurance for small employers’ workers &
their families; raised the Medicaid level for the
childless--aged, disabled or not--to 125% (but then barred
new childless, non-disabled adults) & for parents to
200%; planned coverage of the working disabled; and adopted a
formulary (with physician over-rides allowed). When the health
budget faced shortages, the state raised income taxes on the
rich & on tobacco, alcohol, hotels, restaurants, car rentals &
soft drinks to fund health care but also appointed a commission
to study ways to cut Medicaid expenses.
Maryland---Governor Ehrlich (R ) banned new CHIP patients
with incomes over 200% ; raised CHIP premiums; and dropped
coverage for legal immigrant children & pregnant
women here less than 5 years. (which the Democratic legislature
reversed---but only effective in 2008). The AARP filed suit
saying the state’s HCB waiver medical admission rules are too
strict. The higher income SPAP excludes the
disabled & now only covers Part D premiums; while the lower
income SPAP—and a previous
state-funded program offering only outpatient primary clinic
care to non-Medicare-eligible adults under 116%--were
re-packaged as a Medicaid waiver. Specialist & dentist
rates are too low to attract enough providers. The state started
a health insurance risk pool (with premium subsidies for the
poor) & added Medicaid coverage of the working disabled.
But in 2005 a state insurance board let small firm health
plans covering 450,000 persons drop meaningful drug coverage.
The legislature overrode Ehrlich’s
veto of a “WalMart” tax on big firms that don’t spend at least
8% of revenues on workers’ health insurance—only
to have it voided by a federal court
(the state is appealing).
Massachusetts---almost all of Gov. Romney’s (R ) health cut
proposals (see
http://www.kff.org/medicaid/7378.cfm
&
http://www.kff.org/medicaid/7314.cfm for details) failed in
or were reversed by the Democratic legislature. He restored
dental care for women who are pregnant or have children under 3,
but called for tougher work rules even for
disabled welfare clients awaiting SSA disability
decisions; limited state-funded “Free Care” patients to low
income clinics; and imposed $3 clinic & generic drug and $5 ER &
brand name drug co-pays on them.
Yet he signed a bill to expand Medicaid; require all
residents to be insured; enact incentives & subsidies to foster
employer coverage; subsidize insurance (benefits aren’t yet
fully detailed), with sliding scales for those under 300%
(premiums range from $0 to $285 monthly); raise the CHIP level
from 200% to 300%; again offer adult Medicaid dental & eyeglass
benefits; raise the parents’ Medicaid level from 133% to 200%;
cover stop-smoking, diet & fitness programs; offer
premium & co-pay discounts to non-smokers & preventive cancer
screenees; but not raise
the childless aged (100%) & disabled (133%) levels. To
help fund the plan CMS approved
expansions of Medicaid waivers for the HIV+ (even the
“pre-disabled”) & the childless, non-disabled unemployed;
and will continue a waiver for $385 million yearly in DSH funds
for two or more years. But an HHS IG audit says the state
wrongly claimed $86 million for children’s targeted case
management. See The
Massachusetts Health Reform at
www.communitycalatyst.org
on using the plan as a model for reform in other states.
Michigan---
the state, even with raised tobacco & hospital taxes, still
had to end almost all Medicaid adult dental, hearing aid,
podiatry & chiropractic care and stopped enrolling new
childless non-disabled adults under 100% into its small Medicaid
expansion waiver (which doesn’t cover inpatient care). The House
named a committee to find more Medicaid cuts and the GOP House &
Senate passed bills with more & higher Medicaid & SCHIP premiums
& co-pays, which Gov. Granholm (D) called “unprecedented in
[their] cruelty”. But she signed a bi-partisan compromise to
grandfather-in current recipients; adopt some GOP
cost-sharing; impose some stricter eligibility rules for some
new applicants only; and even require patient urine
tests for smoking & sugary/fatty diets (violators face $10
penalty premiums)--while restoring adult dental care, raising
children’s dental rates to private-pay levels & vetoing a 4 year
welfare time limit. The SPAP was abolished but Granholm asked
CMS for $600 million more in federal funds for a Medicaid waiver
to fund subsidized, sliding-scale-premium insurance for the
working poor & small firm workers under 200% (to be available at
cost to higher income persons). The
Detroit/Wayne County Health Authority began an initiative to
enroll over 100,000 new Medicaid & SCHIP eligibles. A
court voided a pre-DRA state law to let providers make patients
actually pay Rx co-pays, but the Senate voted to raise
cost-sharing still higher. For more 2003-05 details, see
http://www.kff.org/medicaid/7314.cfm
Minnesota---this 209(b) state raised premiums & co-pays for
Medicaid, CHIP & MinnesotaCare (state-subsidized health
insurance), cut the latter’s income levels and denied Medicaid &
CHIP to legal aliens. But GOP plans to abolish state
medical assistance for the childless unemployed--plus the
disabled awaiting SSA disability decisions--and cut 30,000 from
MinnesotaCare failed. And some previous MinnesotaCare cuts were
restored when Gov. Pawlenty (R
) & the Democratic Senate agreed on a 75-cents-a-pack cigarette
“impact fee”. A court, using pre-DRA federal
Medicaid law, voided a state law letting Medicaid
providers deny care or Rx’s to those who don’t make co-pays, yet
the state’s ADAP began to drop patients
who don’t make its co-pays . The SPAP was
abolished on 1/1/06. But the
Governor proposed a $2.5 million Rx discount plan for the
uninsured & Part D donut hole patients and
$4.5 million more for the state SHIP.
Mississippi---has no spend down; Gov. Barbour (R )
cut the monthly aged/disabled income level from over $1,000 to
$603 on 1/1/06 (65,000 lost Medicaid) & cut CHIP eligibility
(800 to 2,500 children were dropped); and a state board began
studying more Medicaid “reforms”. Brand name drugs were cut to
2 monthly (plus 3 generics), but with an informal,
perhaps temporary, exception to allow HIV patients 5
brand name drugs (there’s a suit challenging the limits); and,
using prior authorization & utilization rules, physical, speech
& occupational therapy were cut. A state study put its Katrina
tax losses at $213 to $272 million+ just for 2005’s last
quarter. While the Budget Reconciliation bill offers $2.1
billion for MS’ & LA’s Medicaid & uncompensated care costs at a
100% match, CMS banned further use of a
doubtful state funding scheme, forcing Barbour to propose $360
million—later revised to $45 million-- in new hospital taxes.
Missouri---a 209(b) state; Gov. Blunt (R ) & the GOP legislature
cut the aged/disabled income level from 100% to 85%; ended state
medical aid & welfare for those awaiting SSA disability
decisions; dropped coverage of the working disabled; cut the
parents’ level to 23% from 75% (but a court reinstated those who
also qualify in the welfare-to-work, disabled or aged
categories); ended adult dental, podiatry, hearing aid,
crutches, wheelchair maintenance, walker & eyeglass benefits
(but a federal appeals court let a suit proceed challenging the
denial of catheters, bedrails & other medical equipment to the
disabled); enacted new & bigger Medicaid co-pays; raised CHIP
premiums, made 46,000 more children pay them; denied CHIP to
those seemingly able to get “affordable” work coverage, even if
it’s really too costly (20,,000 lost CHIP; but a public outcry
got the state to exempt families with work plan premiums over
8%-- later cut to 5%-- of income); and tightened medical
rules to get nursing home, HCB & home health care. But CHIP
co-pays were ended, doctor & nursing homes rates were raised &
the SPAP was expanded to cover the disabled
(except those in the 2 year waiting period).
Blue Cross & a foundation subsidize insurance for Kansas
City-area families earning under $30,000.
The state’s ADAP had to take
cost-containment steps. A state Medicaid “reform”
committee called for different benefit packages for families &
children, the disabled and the aged; more cost-sharing; and more
preventive care The state Senate---but
not the House—voted to restore
coverage of the working disabled
(but with a very low extra unearned
income test that severely limits eligibility);
and the state did restore coverage of eyeglasses &
wheelchair supplies. A state poll
reports 66% support for a
referendum (see
www.peoplesagendafund.org &
www.gromo.org ) to raise tobacco taxes to restore all
the Medicaid cuts. Blunt opposes
that, and he agreed to call a
special session to complete House action on the Senate working
disabled restoration bill
only if legislative leaders agree on a Medicaid
anti-fraud bill too. A
documentary, Out of Sight, Out of Mind, shows the cuts’
effects on patients; contact
paul@RagTagFilm.com (573)
443-4359 for availability.
Montana---the state added more & bigger co-pays, restricted
nursing home eligibility, cut doctor visits for the aged &
disabled to 10 yearly, dropped coverage of some hospice & home
health care --but found money to end the CHIP waiting list &
cover 2,000 more children. The state’s “Passport to Health” &
Team Care programs save over $20 million yearly by assigning
primary care doctors to patients to reduce ER & hospital costs;
and it created tax breaks & buying pools to help small firms
insure workers. The state wants a
HIFA waiver to fund a higher
CHIP income level to cover 10,000 more children & give
barebones Medicaid to 3,000
more adults; raised Medicaid’s family & children non-home asset
level to $15,000 (letting it switch 3,800 children from SCHIP,
which has a capped budget, to Medicaid, which doesn’t), and thus
free those SCHIP slots to cover more uninsured children);
and created a SPAP to pay up to
$33.11 in Part D premiums for aged and disabled
Medicare patients under 200% (but it won’t pay any
deductibles, co-pays or coinsurance or for drugs uncovered by
Part D plans, nor cover the disabled in the 2
year waiting period). There’s an ADAP
waiting list.
Nebraska----this Title XVI state
ended coverage for 15,000 welfare-to-work parents (but a US
District Court order voiding much of the cut was upheld in 5/06
by the Circuit Court of Appeals) & childless, non-disabled 19 &
20-year-olds. There’s an ADAP waiting
list. A state board suggested Medicaid savings (by making
it a “defined contribution” plan
& promoting assisted living & HCB waivers over nursing home
care) of $72 million a year (see
http://www.hhs.state.ne.us/med/reform/ ). But, while
not creating a full-fledged SPAP,
the state will pay Part D co-pays for dual
eligibles in HCB waiver programs and board & care and group
homes.
Nevada---this Title XVI state, with no spend down,
dropped a disregard of unemployment benefits & its plans to end
the asset test for pregnant women & children. Yet it raised $1
billion in new taxes to fund Medicaid;
added coverage of the
working disabled; boosted the pregnant women’s level from 133%
to 185%; raised the income level & covered the
disabled (including those in the 2 year wait) in
its SPAP; will use DSH & CHIP
funds (with a HIFA waiver) & a
CMS risk pool grant for barebones
insurance for small firm workers & families (employers would pay
50% of costs & workers would get a $100/mo premium subsidy);
added limited adult dental & vision care; boosted state ADAP
funding; raised CHIP premiums; rejected adding Medicaid co-pays
for Rx’s & other care; and set up a board to study more reforms.
New
Hampshire---a 209(b) state; Governor Lynch (D) promoted CHIP
enrollment; added $180,000 to ADAP; signed a tobacco tax
increase to fund health costs; is considering a $2 million boost
in home care rates; and plans to hire a contractor to
‘coordinate” & foster cheaper, better care for costly cases.
The state still has a stricter-than-SSI “209(b)” Medicaid
disability rule (inability to work for at least 4
years) and its ADAP had to adopt
cost-containment measures.
New
Jersey---in 2001-04 the state was forced to cut the parents’
income level, drop legal aliens, stop paying hospital
bills in its state-only program for those awaiting SSA
disability decisions and privatize eligibility determinations
for CHIP, FamilyHealth & Medicaid. But by 2005 it streamlined
eligibility red tape, began moving the parental level back up to
133% (covering 80,000 more parents), sought a waiver to cover
all (even non-disabled) adults under 100%; rejected
co-pays for Rx’s & doctor visits; planned to offer
at-home/in-the-community care as alternatives to nursing homes
by 2008; and set up a state Medicaid Inspector General’s office
(which, it’s claimed, could save 10% of program costs).
The legislature & Gov. Corzine (both Democratic) passed
a compromise bill with a 1% sales tax increase---but
apparently not with the $620-per-bed hospital tax
he wanted to bolster Medicaid. A federal audit found that $52
million in federal money which the state claimed in school
health services billings for special needs students was
inadequately documented.
New
Mexico—has no spend down; its
barebones Medicaid waiver-funded
health insurance for uninsured adults under 200% excludes
Medicare patients. The state seems
to have quietly dropped proposed plan changes and waivers to
impose co-pays of $2 per Rx, $5 per office visit, $15 per ER
visit & $25 per hospital stay, an “enrollment fee” of $25 and a
$10 annual premium; cut coverage of rural transport costs to get
Rx’s; end coverage of adult eyeglasses & other medical
equipment; and stop non-emergency coverage for illegal aliens.
But Gov. Richardson changed eligibility re-certifications to
once instead of twice yearly; raised income levels enough to
cover 7,800 more children & 1,200 more pregnant women; and
chose a task force to plan even more
subsidized health insurance (modeled on Mass.’ reforms); raising
the Medicaid level to cover more working poor parents; and
giving Medicaid to all (even childless &
non-disabled) adults under 100%.
New
York---a “Family Health” waiver covers parents under 150% & all
childless (even non-disabled) adults under 100%
except childless Medicare patients (who must
be under the lower SSI/SSP level to get Medicaid).
State-subsidized “Healthy NY” insurance for workers under 250%
excludes part timers & Medicare patients & caps yearly Rx’s
at $3,000. The state still
excludes the disabled from its SPAP, even though Part D
will save it over $113 million yearly; began forcing SSI
recipients into HMOs; raised FamilyHealth co-pays to $5 for
doctors & dentists & to $3 for generic & $6 for brand name Rx’s;
raised other Medicaid Rx co-pays to $1 per generic
& $3 for brands; capped yearly Medicaid co-pays at $200; set up
a formulary allowing doctor over-rides; is starting & seeking a
waiver for Medicaid assisted living, chore aide & adult day care
instead of costlier nursing homes; requested a waiver extension
to keep letting HMOs & clinics enroll patients; but cut the
aged/disabled couple Medicaid income level by $75 monthly. The
state makes the City & its counties pay half of non-federal
Medicaid costs, but it capped those
local costs to a 3.5% increase (to be funded by cutting
hospital & nursing home rates, raising Family Health ER co-pays
to $25 & letting providers deny services to those who don’t meet
co-pays). It also enacted slightly tighter nursing home rules
for asset transfers (with a $750,000 home equity ceiling).
Yet it did not tighten
living allowances, spousal support & asset rules for home-based
& HCB waiver care; even funded AIDS day care health centers;
set up a new health foundation
to spend $250 million the state got from Empire Blue Cross’
charity-to-profit conversion on promoting access for the poor &
uninsured, supporting community clinics, and preventive
medicine, diabetes, diet & fitness programs; and created a new
Medicaid coverage category for the uninsured with colon or
prostate cancer with incomes under 250% (fully state-funded for
those over 150% or otherwise not federally-matchable and
reportedly even available secondarily to Medicare patients).
State law now requires sliding scale hospital bill discounts for
those with incomes under 300% & bans taking homes for delinquent
hospital bills. An Assembly study said
obstructive Medicaid prior authorization procedures wrongly
deny/delay patients’ access to needed walkers, wheelchairs &
other medical equipment. For more 2003-05 details see
http://www.kff.org/medicaid/7314.cfm
North
Carolina---cut the pregnant women & infant level from 185% to
151%; added coverage of the working disabled; cut
Rx’s to 5 brand names a month (with unlimited generics); and
abolished its SPAP 1/1/06. CMS forced cuts of $80 million in HCB
care & home aides for 5,000 disabled persons; the state will
make up $30 million of that with school funds and reorganize &
fiscally reform public behavioral health
(with $75 million more for community
health centers). The state makes
its counties pay 15% of Medicaid costs
but Gov. Easley (D) & the Democratic
legislature froze county costs for 2006-07; apparently funded a
doubling of the ADAP income level to 250%;
but did not (as
proposed) revive the SPAP to wraparound Part D or set up a risk
pool--and cut funds for kindergarteners’ eye exams by 75%.
North
Dakota---this 209(b) state established a Medicaid “reform”
commission.
Ohio---this
209(b) state cut the parental income level from 100% to 90%
(27,000 lost Medicaid 1/1/06); raised Rx co-pays to $3; slashed
the adult dental care budget by 50%; ended adult vision,
podiatry & psychologist care; cut secondary payments for dual
eligibles; herded all non-Medicare patients into HMOs; slashed
$80 million from the non-federal Disability Medical Assistance
(DMA) program for 15,000+ disabled persons awaiting SSA
eligibility decisions; and let
providers refuse service to those who don’t meet co-pays.
Yet it created over 2,000 new HCB waiver slots; beefed up its
home care programs (which cost one-fifth of nursing home prices)
and moved 700+ patients into that care; says it got a CMS waiver
for Medicaid-funded assisted living facilities for those already
in nursing homes or HCB waivers; and covered the working
disabled. Ohio’s $504 monthly aged/disabled level is
already the nation’s lowest, yet outgoing
Gov. Taft (R ) still wants $2 billion
more in cuts (e.g., $8 million just in home nursing cuts).
He transferred $200 million+ in left-over TANF funds to day
care, home energy assistance & other low income programs,
but nothing to Medicaid.
No new DMA applications are being taken; and current DMA
patients must “prove” they need medical care or lose coverage.
Oklahoma---this 209(b) state cut the Medicaid level from 185% to
100% for children over 1 & from 100% to the much lower SSI/SSP
level for the aged & disabled, ended the family spend down,
re-imposed a “3-Rx’s-a-month” limit and cut the nursing
home & HCB waiver income level---but Gov. Henry (D) added
coverage of the breast & cervical cancer and working disabled
groups. Higher tobacco taxes fund a
HIFA waiver to subsidize
barebones insurance for 50,000+ workers & spouses, with
incomes under 185%, in firms with under 50 workers
and the state mental health agency coordinates early
intervention & treatment services for at-risk school pupils in
30 counties. Henry signed the GOP legislature’s bills to
cut $100 million in fraud & abuse;
change Medicaid into a defined contribution plan with a 2nd
(Florida-type) HIFA waiver; offer
fewer, “customized”, cheaper benefits; pay premium support
instead of secondary, wraparound Medicaid if patients can get
work coverage; promote health savings accounts; end private
insurance benefits mandates;
cut ER & nursing home costs by promoting primary care &
community care; raise provider
fees; allow & fund more nurse practitioner care; and cover
students to age 23. The state
ADAP had to adopt severe cost-containments.
Oregon---a
Title XVI state with no spend down; an anti-tax
referendum caused 70,000+ childless, non-SSI adults to lose
coverage via income level cuts & premium raises & ended spend
down eligibility for all but transplant & HIV patients (Oregon
Health Plan enrollment fell over 50%). In 2004-05, the state
limited adult dental care; ended adult vision coverage; limited
urban non-HMO in-hospital days to 18 yearly; and adopted more
ADAP cost containment steps.
Pennsylvania---funding shortages limit enrollment for
state-subsidized barebones
“AdultBasic” health insurance for uninsured adults under 200%
(it excludes Medicare patients & has no
drug benefit). The state’s SPAP
still fails to cover the disabled under age 65--even
though Part D could save it $170 million a year (the
state is finalizing legislation for the SPAP to wraparound Part
D & pay its premiums & cost-sharing for joint eligibles). The
state imposed premiums of $40+
monthly plus more & higher co-pays on Katie Becket waiver
children whose families make over $40,000. It cut covered
inpatient hospital stays to twice a year (but only once yearly
for General Assistance patients), inpatient rehabilitation stays
to once a year and doctor & clinic visits to 18 a year for male
adults; rejected higher co-pays & monthly numerical limits for
prescriptions; but may have to take
ADAP cost containment steps.
Gov. Rendell (D) got $85 million more from state Blue
Cross plans for the AdultBasic budget to cover 30,000 of the
120,000+ on its waiting list; but those plans (which are CHIP
contractors) were caught wrongly enrolling children in their
own $50-premium “Special” plans--which, unlike CHIP, have no
dental, vision, hearing or drug coverage—instead of CHIP.
The 2007 budget raises hospital,
nursing home & HMO contractor rates 4%; gives $5 million to
hospital burn units; and funds SCHIP coverage for 15,000 more
children—but does not
finance proposed expansions of the AdultBasic and
at-home/in-the-community care programs.
Rhode
Island---the state resisted calls to close enrollment or cut the
185% parental income level for RIghtCare (a waivered
Medicaid/CHIP expansion); instead it added limited
coverage of the disabled over 55 to its formerly aged-only,
limited-formulary SPAP & offered Ticket to Work Medicaid to the
working disabled. Gov. Carcieri (R )
proposed dropping 3,000 alien children, tightening eligibility,
raising cost-sharing & cutting benefits
yet also signed a bill to subsidize
health insurance for some small firms with low-paid workers
(but which pared mandated
insurance benefits).
South
Carolina---has no spend down. The state raised
co-pays for some families on Medicaid & CHIP; cut Medicaid Rx’s
from 4 to 3 monthly; added $2 co-pays for doctor visits, $3 for
dentists, $3 for medical equipment & $1 for other providers (Rx
co-pays were already $3); and seeks CMS
waivers to introduce Medicaid health savings accounts and raise
co-pays more (e.g., $5 per Rx, $100 per hospital stay, $25 per
outpatient surgery). The
SPAP has a 200% income limit; is funded as a Pharmacy Plus
Medicaid waiver; excludes
the disabled; and now
covers all but 5% coinsurance of drug costs for Part D patients
under 200% after they reach the donut hole (10% for those with
incomes between 135% to 150%). But its
ADAP---which gets only 4% of its funds from the state—now has a
growing waiting list and faces a $3 million shortfall.
The state
plans to re-impose asset tests for
families & children (1 car, 1 home + $20,000).
South
Dakota---has no spend down; plans a high risk
health insurance pool & its ADAP had to
adopt cost-containments.
Tennessee----the state ended its Tenncare waiver expansion,
dropping 191,000+ aged, disabled & parents with incomes over SSI
or TANF levels & “uninsurable” adults; but children are exempt
from cuts. Except for pregnant women, children & HIV+ persons,
doctor’s visits are limited to 10 yearly, hospital days to 20 &
Rx’s to 2 brand names plus 3 generics monthly (with $3 co-pays &
exceptions for HIV & Hepatitis C drugs). The state adopted a
formulary; will set ER co-pays at $5 (and even $5 for some brand
name Rx’s if CMS agrees); and end methadone coverage. It did
offer aged/disabled ex-patients temporary Rx discount cards for
up to 55 free generics (plus one brand-name anti-psychotic a
month for the mentally ill); budgeted $20 million more for low
income & county clinics (with co-pays of only $5) and even
covered Weight Watchers. It had to
adopt ADAP cost containment steps. But with savings from
the cuts & $50 million in former, now re-programmed, federal DSH
money, the state will raise
income levels for pregnant women & infants; add hundreds of HCB
waiver slots; raise the CHIP income
level to 250% (to cover 150,00 more children); subsidize
barebones
health insurance for the working poor (yet
most aged & disabled who lost Tenncare can’t
work); revive a high risk pool (with premiums of $5,700+ yearly—with
further subsidized premium discounts for those under 200%
but not for “richer” Medicare patients);
and sponsor Rx discounts on generics & some but not all brand
drugs for those under 250%. See
www.tenncare.org for
details & critiques. Yet it ended coverage of benzodiazepines &
barbiturates (even for anxiety, epilepsy, seizure
& mental illnesses, over-riding its own pharmacy committee).
Photos &
bios of disabled patients who lost Tenncare are at
http://www.joonpowell.info/tenncare.html . See
www.HealthAffairs.org
(4/25/06) for
an “Interview
With a Tenncare Advocate” for the real reasons for
Tenncare’s “failure” & the cuts. And see a National Public
Radio story on the cuts’ impact in one county at
http://www.npr.org/templates/story/story.php?storyid=5491337
.
Texas—The
state ended its family-only spend down & CHIP coverage of
prostheses, physical therapy & private duty nursing; tightened
CHIP asset rules; imposed $10 to $20 co-pays for CHIP doctor
visits & Rx’s; raised CHIP premiums; imposed a 90 day wait to
enroll in CHIP; cut Medicaid home health care; and ended adult
chiropractic & podiatry coverage. But a state law denying
Medicaid to parents who abuse drugs or alcohol or whose children
miss school or checkups was voided by a court. For more 2003-05
details, see
http://www.kff.org/medicaid/7314.cfm.
The state set up a Medicaid “reform” board & wants a waiver to
force TANF children & families in 8 large counties into HMOs
that will spend $109 million less on their care each 2
years, but complex hospital rate issues delayed similar HMO
contracts for the aged & disabled. Texas began privatizing food
stamp, TANF & Medicaid eligibility work, laying off 2,900 state
eligibility workers & closing 100 welfare offices.
But contractor red tape & service was so poor (100,000
children lost Medicaid or SCHIP since 11/05), that the state
cancelled the contract, asked some state workers to return and
gave 30,000 CHIP cases more time to finish applications &
re-certifications. Texas ADAP had to
take cost-containment measures, but eased access to
Fuzeon; and the legislature restored Medicaid & CHIP mental
health, vision & hearing aid coverage & CHIP dental care. After
a court originally found the state in violation of an order for
better EPSDT outreach, A federal
appeals court refused to kill a suit that has already led a
lower court to find the state in violation of an order for
better EPSDT outreach.
Utah---this
Title XVI state, with a HIFA
waiver, gives
barebones Medicaid (no hospital,
specialists’, nursing home or home health care; high drug &
other co-pays; see
http://www.kff.org/medicaid/kcmu030706pkg.cfm for a
critique) to all uninsured adults under 150% & not
on Medicare; offers regular, full Medicaid to the aged &
disabled under 100%; but ended adult coverage of podiatry,
audiology, speech, occupational & physical therapy and vision &
dental care. Even with a $1 billion
state surplus, the GOP legislature still won’t
restore the dental and vision benefits
(Gov. Huntsman [R] had to solicit
private donations to re-fund them);
and the legislature also won’t raise doctor fees (now too
low to attract enough providers) or add more special services
for the severely disabled. The state’s
ADAP had to take cost-containment steps.
Vermont—The
Democratic legislature reversed Gov. Douglas’ (R ) elimination
of adult dental care. But CMS & the legislature approved
his HIFA waiver which, in
exchange for $400 million extra to meet a 5 year deficit, forces
patients into HMOs, promotes HCB care over nursing homes &
tightens up asset transfer bans-- but also caps future federal
funds. A new, bi-partisan law cuts family premiums by 50%,
raises tobacco taxes and charges $365 to employers that don’t
offer health insurance to fund state-subsidized,
non-barebones, private health
insurance for those under 300% starting in 2007.
Virginia---a 209(b) state; former Gov. Warner (D) got $1.3
billion in new sales, tobacco & business taxes to prevent CHIP &
Medicaid cuts; raised hospital, nursing home & dental rates;
funded 850 more HCB waiver slots; covered 100,000 more children;
and added heart, diabetes & asthma programs. Despite Gov.Tim
Kaine’s (D) election, the GOP
legislature seeks to create Medicaid health savings accounts,
force more patients into HMOs (half are already) and raise
cost-sharing.
Washington---the state reinstated 12 month Medicaid eligibility
for children after over 20,000 lost coverage; dropped legal
aliens from Medicaid & CHIP (but later began reinstating many);
cut Basic Health (state-subsidized
barebones insurance for those not on Medicare or
Medicaid) enrollment by 30,000 & raised its premiums & co-pays.
Eligibility tightening removed 63,000 patients from Medicaid &
CHIP and the state set up a
Medicaid “reform” board; but it dropped plans for children’s
Medicaid premiums; restored limited adult dental care; and will
use a $14 million federal funds windfall to pay co-pays for Part
D Extra Help patients through 12/06. Facing a $500 million
budget increase for Medicaid & related programs in 2007-09, and
a state audit finding $1 billion in past improper
Medicaid spending (including $95 million in federal funds
wrongly spent on illegal aliens’ non-emergency
care, but which federal auditors later
found to really be only 10% of that), Gov. Gregoire (D)
will tighten administrative & prescription controls; adopt case
management for chronic, costly cases; and, with an assisted
living facility development grant from RWJ & presumably a CMS
waiver, soon cover such care via Medicaid. For more 2003-05
details, see
http://www.kff.org/medicaid/7314.cfm
.
West
Virginia---State officials called for $3 ER visit co-pays,
“health investment accounts” & incentives to deter smoking &
reward healthy lifestyles; and adopted a monthly limit of 4
brand name drugs. There’s an ADAP
waiting list. A state health insurance risk pool was
started but the state cut medical transport, incontinence,
medical equipment & wheelchair supply funding & reduced HCB
waiver slots from 5,000 to 3,500. Gov. Manchin (D) signed bills
to offer primary care only (no specialist or hospital coverage)
to the uninsured working (but not to
the unemployed aged & disabled) poor for 3 years (but only with
employer support) for $1 co-pays at 8 clinics, sponsor an
Appalachian Health Plan with cheap,
barebones coverage for the working (but
not aged & disabled) poor; and raise the CHIP income
level from 200% to 300%--all to be effective in 2007.
Yet in July, 2006 he sought to delay
the CHIP income liberalization for at least a year
and a new rule requires prior authorization even for
oxygen & breathing machines, as is already true for adult
diapers. The state got CMS approval to assign primary physicians
to patients, place them in managed care and offer them an extra
“bonus” Medicaid package (“emergent” adult
dental care; uncapped drug coverage; some extra ancillary
services; preventive, anti-smoking, diabetes, fitness & diet
services; etc.). At first the extra bonus feature will be
“voluntary”, just for non-disabled parents & children (but might
later apply to the disabled & aged too) who sign “personal
responsibility” contracts--with bonus services denied to
non-signers & contract breakers (who’d then face more
cost-sharing). See
http://www.georgetown.edu
and
http://www.cbpp.org/5/31-06health.htm for advocates’
analyses of children’s provisions.
Wisconsin---the state made few health program cuts (except small
co-pay increases); began covering prenatal & childbirth costs of
illegal aliens; and got its Pharmacy Plus waiver funding the
Senior Care SPAP (with a 240% income level but which still fails
to cover the disabled) extended to 6/30/07, but
CMS has now demanded stronger proof of
the waiver’s “cost neutrality” on Medicaid costs alone & won’t
allow Part D savings resulting from Medicaid’s lower prices to
be figured in. The state is moving 25% of nursing home
patients into cheaper “Family Care” at home (11,000 are on its
waiting list) & HCB waiver care; and letting dental hygienists
be independent providers. Gov. Doyle
(D) vetoed a GOP health savings account bill and his Healthy
Wisconsin plan would raise the family income level from
185% to 200% (but
with new sliding scale premiums for incomes over 150%
to negate net added costs) and cut the
numbers of uninsured.
Wyoming---has no spend down; the state SPAP (once
open to anyone--aged, disabled or not) now covers
only non-Medicare eligibles (including
those disabled still in their 2 year waiting periods) under an
income level of only 100%. A state committee began to study ways
to cut Medicaid. In 2006 the GOP legislature cut the mental
health (including children’s hospital care) and substance abuse
budget by nearly half (even though the state has a $1 billion
surplus & its Healthy Together chronic case management program
saves $30 million yearly); authorized
a waiver to give watered-down
coverage to parents of CHIP children under 200% (with
higher co-pays & premium-free
for those under 133%); and a Katie Beckett waiver to offer
limited services to mentally ill children in working poor &
lower middle income families.
SOURCES AND
RESOURCES:
For
the 48 states & DC, the 2006
federal poverty level (FPL)
is $9800 yearly ($817 monthly) for one
plus $3400 yearly ($283 monthly) for each additional person;
see the Asst. Secy. for Plan. & Eval. pages at
www.dhhs.gov for AK & HI.
See
“State Assistance
Programs for SSI Recipients, 2005” at
www.ssa.gov/policy for
states’ Medicaid eligibility rules for SSI recipients; 209(b)
status; whether states have (and the amounts of and who
administers) any SSPs; medically needy coverage; and state-SSA
welfare interim assistance reimbursement agreements
for indigents awaiting SSI.
See
“Medicaid and SCHIP
Eligibility for Immigrants” (4/06) at
http://www.kff.org/medicaid/upload/7492.pdf
on limits for federally-matched
Medicaid and SCHIP coverage of both legal and illegal aliens.
See
www.kff.org/medicaidbenefits
for states’ 2003-04 “optional”
coverage of chiropractors,
podiatry, dentistry, dentures, orthodonture, eyeglasses,
optometry, hearing aids, audiologists, psychologists,
prosthetics, medical equipment, hospices and physical,
occupational, speech & other therapy,
which some states later cut in 2004-05.
See
“Outline on State
Medicaid Cutbacks & Responsive Advocacy” at
www.healthlaw.org for
legal rules states must meet to make cuts and legal arguments to
oppose them. Guides and policy arguments for opposing state cuts
appear at www.familiesusa.org
, www.cbpp.org ,
www.communitycatalyst.org &
www.TAEP.org
. And
see especially
“Painless Ways To
Deal With State Medicaid Shortfalls”
(without cutting eligibility
or benefits!) at
www.healthlaw.org .
See these
new DRA advocacy guides,
at
www.healthlaw.org : “The Role of State Law in Limiting
Medicaid Changes” for a
state-by-state analysis of state statutes on who can change
state Medicaid plans (i.e., to raise cost-sharing or reduce
benefits), “Q and A: State Medicaid Plans”
on preparation & submission rules &
procedures for state plan amendments and
”The Deficit Reduction Act of 2005: Implications for
State Advocacy”
for
tips to prevent such plan amendments See
http://www.nachc.com/advocacy/Files/state-policy/model520state520legislationh.pdf
and
http://www.nachc.com/advocacy/Files/ModelStateLegislation-AppropriationsRiderssr031406_RS-.pdf
for a model statute requiring that plan changes/waivers be
approved by legislatures & not just by Governors or Medicaid
agencies.
See
http://www.cbo.gov/showdoc.cfm?index=7033&sequence=0 for
Congressional Budget Office
estimates of patients to be affected by the 2005 Deficit
Reduction Act’s Medicaid cost-sharing & reduced benefit package
measures and
“Health Centers”
under
“May News Summary” at
www.hrsa.gov on the DRA
impact on low income health centers
See
“Waiver Watch” at
www.healthlaw.org , “Waiver Tool Box” at
www.familiesusa.org & “Coverage Gains Under Recent Section
1115 Waivers” 8/05 at
www.kff.org for news & details
on state waivers; and www.HealthAffairs.org
( Vol. 25/No. 2; 4/25/06) for
“Ten Medicaid Waivers: HIFA Demonstrations in Ten States” [AZ,
CA, CO, ID, IL, ME, MI, NJ, NM & OR] on
eligibility expansions with fewer
benefits & more cost-sharing for the added patients.
See
“ADAP Watch” at
www.NASTAD.org for
the latest details on state ADAP
waiting lists, cost containment measures & state ADAP websites.
The “National ADAP Monitoring Report, 2006: Key ADAP
Highlights”, Chart 1, pp.1-2, at
www.kff.org lists
all
state ADAP income levels. See
the adjacent full Report
for their
Part D coordination & cost sharing measures and medical criteria
or prior authorization needed
for special or costly drugs.
State ADAP formularies are in a 2nd adjacent document.
See
http://www.kff.org/hivaids/upload/7531.pdf
for a side-by-side
comparing the current
Ryan White Comprehensive AIDS Resources Emergency (CARE) Act to
proposed reauthorization
bills;
and email
weaids@ticann.org
for
“A Beginner’s Guide to the ADAP Program Crisis.”.
States’ August, 2003 cost-sharing,
premium & co-pay rules & amounts appear in
“Medicaid and SCHIP: States’
Premium and Cost Sharing” (03/04) at
http://www.GAO.gov/new.items/d04491.pdf ;
but there’s
more recent
drug
co-pay data
in the “State Medicaid Prescription Drug Reimbursement Chart–
March, 2005” at
www.ascp.com .
“Cost-Sharing and Premiums: Shifting Costs to Those Who Can
Afford It Least” (2006) at
www.familiesusa.org is a
good, concise advocates’ guide for opposing excessive state
cost-sharing, especially as now allowed by the DRA.
See
“Pharmaceutical
Benefits Under State Medical Assistance Programs, 2004” (Section
4, pp. 24-46) under “Resources” at
www.npcnow.org on state
formularies, payments, over-the-counter coverage, prior
authorization, prescribing/dispensing limits & drug co-pay
amounts & any cumulative co-pay caps.
See
http://www.ncsl.org/programs/health/SPAPCoordination.htm for
details about State Pharmacy
Assistance Programs (SPAPs)
and their adaptations to & arrangements to coordinate with
Medicare Part D drug plans.
See
http://www.medicareadvocacy.org/AlertPDFs/07.21.05.PartDSpeak.full.pdf
for a Glossary of Medicare Part D
words, terms and acronyms;
“The New Medicare Drug Benefit:
How Much Will You Pay?” at
http://www.familiesusa.org/issues/medicare/rx-drug-center/benefit-basics.html
for charts on Part D premiums,
deductibles and co-pays & coinsurance---plus income & asset
levels---for Low Income Subsidies/Extra Help; and
http://www.ucp.org/ucp_generaldoc.cfm/1/9/10020/10020-10020/6655#top
for a guide to Part D access &
coverage (except
Low Income Subsidy/Extra Help eligibility) for the disabled
.
See
www.medicare.gov &
www.cms.hhs.gov for CMS’ Part D
data, enrollment & consumer tools;
www.medicarerights.org ,
www.medicareadvocacy.org ,
www.healthlaw.org &
www.TAEP.org on Part D advocacy;
See
http://www.epocrates.com (subscription required) for
regularly updated formularies for
each Part D drug plan;
and
http://www.cms.hhs.gov/center/provider.asp for the
CMS-recommended form for physicians to use for Part D plan
formulary exception & prior authorization requests (but it can’t
be used for high cost “specialty tier” drugs).
While Part D
displaces Medicaid for most drugs for dual eligibles,
those classes of drugs that are
specifically excluded by Part D can still be covered for them by
Medicaid; such state coverage is re-tabulated from CMS surveys
at
www.medicareadvocacy.org/Part D_ExcludedDrugsbyState.htm
(12/1/05 report under
“News” icon).
See
www.ncsl.org/programs/health/PartDPatch.htm ,
“States With Stopgap Measures”
at
www.healthassistancepartnership.org and
http://www.kff.org/medicaid/7467.cfm
on states’ emergency drug coverage
for dual eligibles whose Part D plans don’t cover their drugs or
who have other transition problems.
See
“Individual Budget-Based Models of LTC’ (1/06) at
www.statehealthfacts.org for
states’ coverage of HCB waiver, home health, personal care aide
& patient-directed home-based care as alternatives to
institutionalization.
See
www.healthlaw.org for “
Painless
Ways To Deal With State Medicaid Shortfalls”
(without cutting
eligibility or benefits); state eligibility income levels and
rules in “States With..High Aged/Disabled ..Income
Levels” and “States With High Parental..Income Levels”;
a
health and Medicaid policy
“Glossary”;
State Pharmacy Assistance Programs’
coverage of the disabled & state income levels in
“SPAPs, Part D & Coverage of the Disabled”;
and an introduction to eligibility
for “VA Health..Benefits”.
|