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Medicaid Watch:
State Medicaid and Health
Cuts & Expansions
By Thomas P. McCormack [draft # 35, November 30, 2006;
please discard any earlier version]
Alabama---
Has no spend down; allows only 12 doctor visits &
hospital days yearly and 4 brand name Rx’s monthly (plus
unlimited generics); but new SCHIP applications are again
allowed. There’s a very long ADAP
waiting list. The state plans to raise doctor payments.
Alabama Blue Cross now offers a discount plan ($167/mo/indiv;
$368/mo/fam) to the uninsured not on Medicare, but with a 12/mo
preexisting condition wait plus big deductibles ($1,000; $250
for Rx’s) & co-pays.
Alaska---this Title XVI state, with no spend down,
froze its nursing home income level; cut the CHIP level from
200% to 175% FPL (1,200 families lost children’s coverage);
tightened qualifications for home care; and created a SPAP (with
only token benefits) for the aged but not the
disabled. There’s an ADAP waiting list.
Arizona---has no spend down; a waiver gives AHCCES
(SCHIP & Medicaid) to all uninsured parents &
children under 200% & to all (even non-disabled)
childless adults under 100%. CMS agreed, before
the DRA’s passage, to let the state the state set higher co-pays
(e.g., $10 per brand name Rx, $5 per generic, $5 per doctor
visit), but a court has-at least so far--blocked them. The state
did raise parental premiums on a sliding
scale.
Arkansas---
$100 million in higher tobacco & income taxes saved the spend
down, Katie Beckett waivers & adult vision care & preserved
nursing home rates. Yet rates
are still too low to attract enough doctors;
there’s an ADAP waiting list;
and a state board is studying ways to cut the Medicaid budget. A
HIFA Medicaid waiver funds barebones
health insurance for 50,000 workers & spouses with
incomes under 200% ($15 monthly premium; 7 doctor visits &
hospital days a year & 2 Rx’s a month; $100 deductible; 15%
coinsurance); and also offers the same plan for $100 monthly to
30,000 “richer” families. The state raised children’s dental
fees to 95% of the private Delta Dental plan’s rates;
seeks to fund most adult dental care
(versus just emergency extractions, like most states); and says
its new formulary saves $20 million yearly.
California---red tape & a lower income level have taken 200,000
parents off the rolls since 2004. Gov. Schwarzenegger (R) called
for premiums ($4 to $27) for those over 100% or the SSI level,
is forcing the aged & disabled into HMOs, proposed a
yearly patient dental care cap of $1,000 agreed with CMS & the
legislature on only $3.3 billion more in DSH federal funds for 5
years; made 5% doctor rate cuts; and stopped paying extra
Medicare HMO premiums for dual eligibles---but supported raising
SSP levels to $849 monthly ($1491/couple); spending $50 million
more to expand CHIP; starting 500 health clinics in low income
schools; banning patient balance billing for ER visits; and
making drug makers give discounts to the moderate income
uninsured. Yet he vetoed the Democratic legislature’s universal
coverage bill & his health reform board
called for ending mandated HMO coverage of contraception, mental
health care & cancer screening.
Colorado---has no spend down; a court voided a law
to deny benefits to legal aliens & once-blocked CHIP
applications are again accepted. An added $2 million in state
funds eased the ADAP waiting list. Cigarette taxes voted by
referendum will raise the CHIP level from 185% to 200% (covering
4,000 more children), open 600 more HCB and/or Katie Beckett
waiver slots to disabled children, raise funding for low income
clinics & raise the parents’ income level to 60% (covering
90,000 more). HIFA waiver plans were dropped, but the state will
save $59 million by shifting children into HMOs. The
legislature, opposed by both drug makers & some consumer groups
(but for quite different reasons), plans to adopt a drug
formulary to save even more than does the current prior
authorization system for some drugs & services. Denver’s Medical
Center & the Univ. of Col. Hospital cut their in-house indigent
care programs & raised their co-pays and the Colorado Indigent
Care plan for those not eligible for Medicaid, such as the
childless poor awaiting SSA disability decisions, raised
its co-pays too: $10 per Rx, $35 per doctor visit, $270
per hospital stay & $15 to $45 per ER visit. The legislature cut
rates 15% to the ColoradoAccess HMO, which then dumped its
65,000 patients into fee-for-service Medicaid; but it
raised funding for the risk pool
(allowing premium discounts of 50% if income is below $$40,000,
and 40% if under $50,000); set up a board to study health
coverage expansion; and required the Medicaid agency to
adopt a consumer-run board’s care plans for the disabled by 1/07
or no later than 6 months after any required waiver approval.
Connecticut—a 209(b) state; Governor Rell (R ) added doctor
co-pays of $1 to $3; upped SPAP premiums to $30 & its co-pays to
$16.25; imposed a $100,000 SPAP asset test; required recoveries
of SPAP costs from the deceased’s estates; dropped legal
aliens from TANF, Medicaid, CHIP & SAGA (state-funded welfare &
medical programs) and forced SAGA patients into HMOs; set up a
board to study Medicaid “reforms”;
ended Medicaid coverage of adult chiropractor,
naturopath, psychologist and occupational. physical & speech
therapy services; and introduced—but then dropped as
uncollectible-- $1 Medicaid Rx co-pays.
But the Democratic legislature raised the parents’ level
back up to 150% & repealed Rell’s earlier family & CHIP premium
hikes. Medicaid & CHIP specialist & dentist rates are too low to
attract enough providers-- so in 2007 the state will, at least
temporarily, raise most pediatric dental fees to 70% of private
insurers’ rates. The state offers Medicaid to the working
disabled and even the working “recovered/ex-disabled”.
Delaware---has no spend down, but a waiver covers
all adults (even if not parents or
disabled) under 100% and it caps yearly SPAP benefits. Gov.
Minner (D) created a Cancer Treatment Program for the uninsured
not on Medicare under 650% (!) and a state indigent health
program for those under 200%; added $5 million for caseload
growth; raised provider rates to 65% of private insurance
levels; and proposed funding Medicaid
buy-in coverage for the working disabled.
District of
Columbia---the locally-funded Health Alliance covers all
the uninsured under 200% except
Medicare & Medicaid eligibles. DC’s Medicaid levels are 100% for
the childless aged & disabled and 200% for parents & children. A
“DC Homes” low income clinic expansion plan—now widened by
outgoing Mayor Williams (D) & Mayor-elect Fenty (D) to a bigger
$240 million proposal, with $33 million more in new tobacco
settlement money---will strengthen preventive health, cancer
screening, anti-smoking, ER & ambulance services; and upgrade,
expand & add more primary clinics. DC also boosted its home
health & personal care aide pay rates; added coverage of
adult dental care, raised
all its dental rates (so high that dental providers
have now begun to actually advertise for Medicaid
patients on TV!); will subsidize indigent dental
care at Howard U. Dental College & low income clinics; and seeks
a $7 million CMS grant (with $14 million in local money) to hire
more school nurses. CMS let DC raise its QMB & SLMB income
levels from 100% & 120% FPL to $1809 monthly each---not only
making many more Medicare patients eligible for payment of their
Medicare premiums, deductibles & coinsurance, but thereby also
for Part D full subsidy Extra Help. Yet
DC’s 2007 Medicaid & related budget is now short $87
million---mostly due to undeveloped/undocumented eligibility
workups (and thus unclaimed matching) for CMI, MR and DD
patients who are DC wards—and that will rise to $300 million
thru 2008.
Florida---outgoing Gov. Bush (R ) began to outsource Medicaid,
welfare & food stamp eligibility to contractors; and his waiver
to privatize Medicaid & convert it, with premium support &
health savings accounts, into a “defined contribution” HMO-type
insurance was approved by CMS (see Understanding Florida’s
Medicaid Waiver Application at
www.wphf.org & http://theaidsinstitute.org/downloads/FloridaMedicaidreform.pdf
); a waiver pilot started in 2 counties in September. Even
sooner, 43,000 patients over 60 in northern & central counties
are being enrolled in a 2nd waiver that favors
home-based care over nursing homes. The state cut the
aged/disabled Medicaid income eligibility level from $719 to
$603 on 1/1/06 (77,000 lost coverage); set up a Medicaid
“reform” board and abolished its SPAP 1/1/06. A “fail
first” rule allows costly mental health drugs only if cheaper
ones don’t work (with Lamictal, Paxil, Wellbutrin, Lexapro,
Zoloft & Zyprexa exempted). The state again covers adult
dentures & hearing aids and takes SCHIP applications year-round.
Children’s, health , doctor & dentist groups sued to raise
children’s care fees and made the state drop a prior approval
rule for nutrition supplements.
The state plans CHIP cuts of $169 to $219 million; but Dade
County launched a $40 million plan to fund school nurses &
social workers to offer preventive & routine care and enroll
students in Medicaid & SCHIP.
Georgia---ended CHIP coverage of oral surgery & other dental
work and cut the Medicaid & WIC level for pregnant women (7,500
lost coverage) & infants from 235% to 200%; raised CHIP premiums
to range from $10 to $35 monthly per child; ended adult coverage
of emergency dental care & artificial limbs; is moving 1 million
patients (including 100,000 aged & disabled and 200,000 on CHIP)
into HMOs that doctors & clinics say have obstructive prior
authorization rules & lack specialists (while red tape snafus
also left some without proper transfer forms to go without any
coverage at all); ended spend down eligibility for nursing home
care (but attorneys using complex trusts can still get
eligibility for some); dropped adult dental care, orthotics,
prosthetics & hospice care; set up still another health
insurance & Medicaid “reform” board; capped HCB care costs; and
tightened medical eligibility for Katie Beckett waiver care
(which a 2006 supplemental budget shifts into a public-private
body that proponents say bolsters funding). Gov. Perdue (R )
first sought, then postponed for at least a year, a HIFA waiver
to further cut nursing home access, raise co-pays (even for
children & nursing home patients) and add more managed care &
health savings account features to Medicaid. A state health
board voted to eliminate the 90 day coverage suspensions for
children with parents delinquent in paying CHIP premiums, but
the state’s ADAP may have to adopt some
cost-containment steps. CMS forbade further use of the
accounting gimmicks that have brought in $300 million yearly in
federal funds & questioned $70 million in foster children’s
mental health costs. The state, CMS & hospitals were
re-negotiating DSH costs; and---while rising tax revenues may
let the state cut less than the $269 to $388 million first
projected in 2005 for 2006-07---the rolls dropped by 60,000 in
early 2006 due to tighter eligibility re-determination &
document verification procedures. Yet CHIP may still face a $12
million deficit.
Guam—this
territory’s Medicaid matching rate is capped by law far below
what a state would get. The local medically indigent plan pays
less than Medicaid & attracts fewer providers. Private managed
care firms want contracts which they say can save enough to pay
providers more. Funds for off-island specialty care, and air
transportation to it, are exhausted.
Hawaii—a
209(b) state; a “Quest” waiver gives Medicaid to parents &
uninsured, childless adults not on Medicare under 200%,
except for the childless aged & disabled, who must be under
100% to get it. The state requires employers to offer health
coverage to employees & dependents and
created a token SPAP for aged and disabled
patients, with a mere 100% income level. Gov. Lingle (R) raised
the child & parent level to 250% (covering 29,000 more); lowered
CHIP premiums; restored some adult dental care through both
Medicaid & dental charity programs and expanded substance abuse
care.
Idaho---this Title XVI state, with no spend down,
raised the CHIP level from 150% to 185% (but with less benefits
& more co-pays than for poorer patients); funded a pilot
barebones health plan for 1,000
adults; and covered the working disabled. But it cut funds for
non-federal medical aid for the temporarily disabled & those
awaiting SSA disability decisions; ended mandates for private
health insurance coverage of breast & prostate cancer screening
& mental health; and got CMS approval to set up 3 patient
classes: Parents & children (with a $13 million lower yearly
care budget & more cost-sharing and/or coverage cuts) ; the
disabled & chronically ill; and the aged. The first (but later
the others too) will face more cost-sharing & there’ll be
different (perhaps lesser) benefits for each class, but with
more preventive care & incentives.
See
http://healthandwelfare.idaho.gov/site/3629/default.aspx
for a description. There’s an ADAP
waiting list.
Illinois---this 209(b) state’s main SPAP (funded as a Medicaid
Pharmacy Plus waiver) excludes the disabled, who
get only a limited formulary from a 2nd, separate
Circuit Breaker SPAP. Gov. Blagjoievich (D) added HIV drugs to
the 2nd formulary (but only for those on Medicare);
raised the family income level to 185%; and got the Democratic
Legislature to pass a hospital tax to fund healthcare. Then they
authorized “universal” SCHIP coverage, with more
cost-sharing for “richer” families; accepted a court order
raising children’s doctor, specialist & EPSDT rates; and
offered subsidized health
insurance to uninsured veterans left uncovered by Administration
VA cuts. With $1.5 billion in projected savings, the state
began shifting patients into HMOs to fund the expansions (HMO
enrollment had previously been voluntary).
Indiana---this 209(b) state’s SPAP still excludes
the disabled; and, despite court suits, it still has
a much-stricter-than-SSI “209(b)” Medicaid disability rule (one
must be fatally or incurably ill). Gov.
Daniels (R ) and the GOP legislature will double CHIP premiums &
cut the HCB waiver budget by $14 million yet will let Medicare
patients into the risk pool for secondary coverage at discounted
rates & add 500 more HCB waiver slots (even though a KPMG audit
found many waiver problems). There’s
now an ADAP waiting list; and the ACLU filed suit
challenging a once-every-6-years-only limit on dentures &
relinings. The state plans to spend $1 billion on a
privatization of food stamp, welfare & Medicaid eligibility that
will close 107 welfare offices with 2,500 workers (now delayed
to allow further federal review); tightened its lax spend down
procedures (too much & too soon, it turned out,
after a class action suit forced the state to accept a court’s
consent order reinstating 12,606 aged & disabled who were cut
off without even the right to hearings); funded service plans
for 650 more disabled clients; and is enrolling patients in
managed care plans that, doctors say, will pay even less
than the pittance Medicaid fee-for-service now does (further
discouraging provider participation & access to primary &
specialist care and inevitably generating costly ER visits).
Daniels, with preliminary support from HHS Sec. Leavitt,
plans an expansion
(probably with a Medicaid HIFA waiver)
to subsidize (barebones)
coverage for parents under 200% and all—even
non-disabled--childless adults (perhaps under 100%),
using managed care, health savings
accounts & preventive care
incentives; see
http://www.in.gov/serv/presscal?PF=gov2&Clist=196&Elist=87673
for details.
Iowa---the
state has a waiver to give watered-down
Medicaid (with premiums up to 5% of income) to up to
30,000 uninsured adults not on Medicare--whether they’re aged,
disabled, a parent or not--with incomes under 200% but only at 2
public hospitals---but with no uniform statewide
waiver drug benefit: Those who are also prior
U. of IA hospital “state papers” indigent program patients are
nominally grandfathered-in, only for a year & with high co-pays,
for its free drug formulary; while Des Moines-area waiver
patients can also access a Polk County public hospital’s
indigent drug formulary; but drug coverage for other
waiver eligibles is sketchy or non-existent. The ADAP waiting
list, at least for now, has been alleviated by now-expired extra
emergency federal funding and some added state funds. A
legislative committee began to study ways to cut Medicaid,
but outgoing Gov.Vilsack
proposed an 80-cent cigarette tax hike to subsidize
barebones
insurance for more patients with incomes under 200% (i.e., those
employed in firms of 25 or less).
Kansas---this Title XVI state’s SPAP was abolished 1/1/06.
Spurning Gov. Sibelius’ (D) call for more health coverage,
the GOP legislature passed a limited tax credit to expand small
firm coverage, health savings account measures, a health care
re-organization & called for more anti-fraud efforts—but did
raise provider fees from 65% to 83% of Medicare’s rate. Blue
Cross & a foundation subsidize
barebones insurance for Kansas City-area families making
under $30,000. The state may have to
impose ADAP cost containments; is considering higher
co-pays for smokers & the obese
and stricter motorcycle helmet
laws & other preventive health steps; and offers Medicaid to the
working disabled, the working “pre-disabled” (only if they’re in
the state risk pool & have severe impairments) and the working
“medically improved”/ex- disabled”. Because the state plan
limited coverage of disabled institutionalized children to
140/180 days—even though longer stays are allowed by federal
law—CMS questioned matching for over 500 of them, making the
state send them to regular foster care, small group homes or
state hospitals. A federal audit disallowed $5 million &
questioned $127 million more in old Medicaid matching claims for
special needs students; and the state had to refund $14 million
in another audit.
Kentucky---
the state raised Rx co-pays to $1 per generic, $2 per preferred
brand name & $3 per non-preferred brand name drug. But it
dropped earlier-tightened nursing home & HCB care medical
qualification rules; raised the cigarette tax by 30 cents-a-pack
(to fund education & Medicaid)
with a further 10-cent raise under study;
reinstated 2,500 formerly-dropped mentally ill clients;
and enrolled all those once on its
ADAP waiting list. A $215 million 2006 state funds
shortfall, and CMS’ decision to disallow county hospital, clinic
& nursing home budgets as state matching funds, which will cost
the state $100 million, led it to
get CMS approval for:
limits of 4-Rx’s-a-month, 15 occupational/physical/speech
therapy visits-a-year & 12 x-rays/MRIs-a-year (with appeals
allowed), $2 to $10 co-pays for doctor visits, $2 to $20 co-pays
for other outpatient care, $10 to $20 co-pays for non-emergency
ER visits, a whopping $20 to $50 co-pay per hospital stay
; annual cost-sharing caps of $225 a person & $350 a family
(except for non-Louisville-area patients, who’ll be put into an
HMO with a $450 cost-sharing cap); and
co-pays of $3 per generic, $10 for
“preferred” & $22 for “non-preferred” brand
name Rx’s for spend downers. There will be 4 Medicaid
groups: “healthy” adults; children; aged & disabled adults
(including LTC & HCB patients); and the mentally retarded &
developmentally disabled—each with its own benefits & different,
but higher, cost-sharing. See
http://www.kff.org/7530.cfm for details. The state settled a
lawsuit by starting to move 2,500 disabled into HCB care and
raised children’s dental rates by 30%
to keep & attract providers.
Louisiana---the state cut allowed Rx’s to 8 monthly
(over-ride-able if a doctor certifies medical necessity),
cut its Charity Hospital & school health services, adopted a
formulary and had to take ADAP
cost-containment steps. CMS dropped its claim for a
return of $340 million in past matching funds due to
questionable accounting. Hurricanes Katrina & Rita cut state
revenues ($1 billion+ for 2005-06 in a state study; $1 to $3
billion+ in a federal estimate); and left the Charity Hospitals
without sure funding. The Budget Reconciliation bill offers $2.1
billion to pay LA’s & MS’ Medicaid & uncompensated care at a
100% match; but the state still had to cut its doctor rates by
10%. A state healthcare recovery & expansion board
is planning a Medicaid
“re-design”; asked for
$400 million in federal funds to restore New Orleans healthcare
(see http://www.dhh.louisiana.gov/offices/page.asp?ID=288&Detail=7198
for the state health director’s comments);
aims to expand coverage (Gov.
Blanco [D] favors the MA plan);
yet also to raise cost-sharing. But, estimating just the added
state costs at $200 million, CMS has not yet approved or
encouraged plans for even more federal funds. The state
offers Medicaid to the working “pre-disabled” with mental
illnesses (as well as all the working “fully” disabled)
Maine---the
state subsidizes health insurance for small employers’ workers &
dependents; raised the Medicaid level for the childless--aged,
disabled or not--to 125% (but then barred new childless,
non-disabled, non-aged applicants) & for parents
to 200%; planned coverage of the working disabled; has a waiver
to offer limited Medicaid benefits to HIV+ persons (including
the “pre-disabled”) under 250%; and adopted a formulary (with
physician over-rides allowed). When the health budget faced
shortages, the state raised taxes on the rich, tobacco, alcohol,
hotels, car rentals & restaurants to fund health care; caught up
on backlogged provider payments; but set up a board to study
ways to cut Medicaid costs.
Maryland---outgoing Governor Ehrlich (R ) closed CHIP to new
patients with incomes over 200% ; raised its premiums; and tried
to end Medicaid & CHIP for legal immigrant
children & pregnant women here less than 5 years (but the state
supreme court upheld a lower court order banning the cut under
the state constitution’s equal protection clause).
An AARP lawsuit claims the state’s HCB waiver medical admission
rules are too strict. The higher income SPAP excludes
the disabled & now only covers Part D premiums; while the lower
income SPAP—and a prior state program offering only outpatient
primary clinic care--were re-packaged as a Medicaid waiver
covering any adult not on Medicare
under 116%. Specialist & dentist rates are too low to attract
enough providers. The state started a risk pool (with premium
discounts for the poor) & offered Medicaid to the working
disabled. But in 2005 a state insurance board let small firm
health plans covering 450,000 persons drop meaningful drug
coverage. The Democratic legislature overrode Ehrlich’s veto of
a “WalMart” tax on firms not spending at least 8% of revenues on
workers’ health insurance—only to have it voided by a federal
court (the state is appealing). A
state study board is considering a “Massachusetts-lite” coverage
expansion (wider Medicaid eligibility plus some sort of
“individual” health insurance mandate & incentives for small
firm insurance).
Massachusetts---almost all of outgoing Gov. Romney’s (R ) health
cuts (see
http://www.kff.org/medicaid/7378.cfm
&
http://www.kff.org/medicaid/7314.cfm for details) were
killed by the Democratic legislature. He restored dental care
for women who are pregnant or have children under 3, but called
for tougher work rules even for disabled
welfare clients awaiting SSA disability decisions; limited
state-funded “Free Care” patients to low income clinics; and
imposed $3 clinic & generic drug and $5 ER & brand name drug
co-pays on them. Yet he signed
a bill to expand Medicaid; require all residents to be insured;
enact incentives & subsidies to foster employer coverage;
subsidize health insurance for those under 300% (sliding scale
premiums per adult will be $18 to $106 monthly); raise the CHIP
level from 200% to 300% (open, with higher premiums &
cost-sharing, to even “richer” families); restore adult Medicaid
dental & eyeglass benefits; raise the parents’ Medicaid level
from 133% to 200%; cover more
preventative services; offer premium & co-pay discounts to
non-smokers & preventive cancer screenees;
but the law fails to raise the childless aged
(100%) & disabled (133%) levels to equal the new 200% parental
levels. CMS approved expansions of Medicaid waivers for
the HIV+ (even the “pre-disabled”) & the childless,
non-disabled unemployed; and will continue a waiver for $385
million yearly in DSH funds. But an HHS IG audit says the state
wrongly claimed $86 million for children’s targeted case
management. See The
Massachusetts Health Reform at
www.communitycalatyst.org
on using the plan as a model for reform in other states.
Michigan---
the state, even with
raised tobacco & hospital taxes, still had to end almost all
Medicaid adult dental, hearing aid, podiatry & chiropractic care
and stopped enrolling new childless non-disabled
adults under 100% into its small Medicaid expansion waiver
(which doesn’t cover inpatient care). The House named a
committee to find more Medicaid cuts and the GOP House & Senate
passed bills with more & higher Medicaid & SCHIP premiums &
co-pays, which Gov. Granholm (D) called “unprecedented in
[their] cruelty”. But she signed a bi-partisan compromise to
grandfather-in current recipients; adopt some GOP
cost-sharing; impose some stricter eligibility rules for some
new applicants only; and even require patient urine
tests for smoking & sugary/fatty diets (violators face $10
penalty premiums)--while restoring adult dental care, raising
children’s dental rates to private-pay levels & vetoing a 4 year
welfare time limit. The SPAP was abolished but
Granholm asked CMS for $600 million more in federal funds for a
Medicaid waiver to fund subsidized, sliding-scale-premium
insurance for the working poor & small firm workers under 200%
(to be open at cost to “richer” persons); and the state
raised child wellness fees & adult preventive care rates 30%.
The Detroit/Wayne County Health agency began to try to enroll
100,000 new Medicaid & SCHIP eligibles and
Genesee County (Flint) voted to fund a
200% income level for county-subsidized health coverage for
workers & families not eligible for Medicaid or Medicare (Ingram
[Lansing], Muskegon and Wayne [Detroit] Counties already fund
similar programs). A court voided a pre-DRA state law to
let providers make patients actually pay co-pays, but the GOP
state Senate voted to raise cost-sharing still higher.
Minnesota---this 209(b) state raised premiums & co-pays for
Medicaid, CHIP & MinnesotaCare (state-subsidized health
insurance), cut the latter’s income levels and denied Medicaid &
CHIP to legal aliens. While GOP plans to abolish state
medical assistance for the childless unemployed & the disabled
awaiting SSA disability decisions failed, nearly 30,000 still
lost MinnesotaCare. Other previous MinnesotaCare cuts were
restored when Gov. Pawlenty (R
) & the Democratic Senate adopted a 75-cents-a-pack cigarette
“impact fee”. A court voided a state law letting Medicaid
providers deny care or Rx’s to those who don’t make co-pays, yet
the state’s ADAP moved to drop patients
who don’t make its co-pays . The SPAP was
abolished on 1/1/06. But
Pawlenty funded a $2.5 million Rx discount plan for uninsured &
Part D donut hole patients;
$4.5 million more for the state SHIP; and Medicaid for some
working “pre-disabled” & all “recovered/ex-disabled” (plus all
the fully disabled). He also
called for expanding S-CHIP to 90,000
more children; and will even consider a health insurance mandate
(like that of Massachusetts) if part of a larger reform package.
Mississippi---has no spend down; Gov. Barbour (R )
cut the monthly aged/disabled income level from over $1,000 to
$603 on 1/1/06 (65,000 lost Medicaid) & cut CHIP eligibility (up
to 2,500 children were dropped); and a state board began
studying more Medicaid “reforms”. Brand name drugs were cut to
2 monthly plus 3 generics (but HIV patients get
5 brand name drugs; there’s a suit challenging
the limits); and, using prior authorization & utilization rules,
physical, speech & occupational therapy were cut. While the
Budget Reconciliation bill offers $2.1 billion for MS’ & LA’s
Medicaid & uncompensated care costs at a 100% match,
CMS banned further use of a dubious state funding scheme,
forcing Barbour to seek $360 million—later revised to $45
million, then $90 million & finally dropped to zero at least
until the 1/07 legislative session-- in new hospital taxes.
Newly-required face-to-face interviews for both initial &
re-determination applications and stricter document
verifications caused the rolls to drop by at least 50,000.
Missouri---a 209(b) state; Gov. Blunt (R ) & the GOP legislature
cut the aged/disabled income level from 100% to 85%; ended state
medical aid & welfare for those awaiting SSA disability
decisions; dropped coverage of the working disabled; cut the
parents’ level to 23% from 75% (but a court reinstated those who
also qualify in the welfare-to-work, disabled or aged
categories); ended adult dental, podiatry, hearing aid,
crutches, wheelchair maintenance, walker & eyeglass benefits
(but an appeals court let a suit proceed challenging the denial
of catheters, bedrails & other equipment); enacted new & bigger
Medicaid co-pays; raised CHIP premiums, made 46,000 more
children pay them; denied CHIP to those seemingly able to get
“affordable” work coverage, no matter how costly (20,000 lost
CHIP; but a public outcry got the state to exempt families with
work plan premiums over 5% of income); and tightened medical
rules to get nursing home, HCB & home health care. Yet CHIP
co-pays were ended, doctor & nursing homes rates were raised &
the SPAP was expanded to cover the disabled (only
after their 2 year waits).
Blue Cross & a foundation subsidize insurance for Kansas
City-area families earning under $30,000.
The state’s ADAP had to take
cost-containment steps. A state Medicaid “reform”
committee called for different benefit packages for families &
children, the disabled and the aged; and more cost-sharing. The
state restored coverage of eyeglasses & wheelchair supplies.
A referendum to raise tobacco taxes to
restore some Medicaid cuts & raise the income level toward 200%
narrowly failed to pass. Blunt will propose his own Medicaid
“reforms” in 1/07 (said to include service cuts, higher co-pays
& restricting ER coverage—plus use of assigned primary care
physicians, managed care, preventive care incentives and
“rewards” of dental & vision care for compliant patients), while
the GOP legislature’s token working disabled Medicaid
restoration bill still
excludes almost all SSDI recipients.
Montana---former Gov. Martz (R ) added more & bigger co-pays,
restricted nursing home eligibility, cut doctor visits for the
aged & disabled to 10 yearly, dropped coverage of some hospice &
home health care. But Gov. Schweitzer (D) and the Democratic
legislature ended the CHIP waiting list; covered 2,000 more
children; created tax breaks & buying pools to help small firms
insure workers; want a
HIFA waiver to fund a higher
CHIP income level to cover 10,000 more children & give
barebones Medicaid to 3,000
more adults; raised Medicaid’s family asset level to
$15,000 (letting it switch 3,800 children from SCHIP, which has
a capped budget, to Medicaid, which doesn’t-- freeing SCHIP
slots to cover more uninsured children); and
created a SPAP to pay up to $33.11 in Part D premiums for
aged and disabled Medicare patients under
200% (but it won’t pay for deductibles, co-pays,
coinsurance or drugs not on Part D formularies, nor
will it cover the disabled’s 2 year waiting period). The state’s
“Passport to Health” & Team Care programs save over $20 million
yearly by assigning primary care doctors to patients to reduce
ER & hospital costs There’s an ADAP
waiting list.
Nebraska----this Title XVI state
ended coverage for 15,000 welfare-to-work parents (but a US
District Court order voiding much of the cut was upheld in 5/06
by the Circuit Court of Appeals) & childless, non-disabled 19 &
20-year-olds. There’s an ADAP waiting
list. The state
will pay Part D co-pays for dual eligibles in HCB waiver
programs and board & care and group homes. A state board seeks
to save Medicaid $72 million a year by making it a “defined
contribution” plan & promoting
assisted living & HCB waivers over nursing home care (see
http://www.hhs.state.ne.us/med/reform/ ).
Nevada---this Title XVI state, with no spend down,
raised $1 billion in new taxes to fund Medicaid;
added coverage of the
working disabled; boosted the pregnant women’s level from 133%
to 185%; raised the income level & covered the
disabled (including those in the 2 year wait) for
its SPAP; will use DSH & CHIP funds,
with a HIFA waiver
& a CMS risk pool grant, for
barebones
insurance for small firm workers & families (employers would pay
50% of costs & workers would get a $100/mo premium subsidy);
added limited adult dental & vision care;
boosted state ADAP funding; raised CHIP
premiums; rejected adding Medicaid co-pays for Rx’s &
other care; and set up a board to study more reforms.
New
Hampshire---a 209(b) state; Governor Lynch (D) expanded SCHIP;
added more state funds to ADAP; signed a tobacco tax increase
for health care; seeks a $2 million boost in home care rates;
will hire case managers to economize on costly cases; and
will offer the new HPV vaccine free to
all girls under 19. The state still has
a stricter-than-SSI “209(b)” Medicaid disability rule (inability
to work for at least 4 years) and
its ADAP had to adopt cost-containment
measures.
New
Jersey---in 2001-04 the state had to cut the parents’ income
level, drop legal aliens, stop paying hospital bills in
its state-only program for those awaiting SSA disability
decisions and privatize eligibility determinations for CHIP,
FamilyHealth & Medicaid. But by 2005 it began moving the
parental level back up to 133% (covering 80,000 more parents),
sought a waiver to cover all (even non-disabled) adults
under 100%; and will offer at-home/in-the-community care as
alternatives to nursing homes. The legislature & Gov. Corzine
(both Democratic) passed a compromise bill with a 1% sales tax
increase---but not
with the $620-per-bed hospital tax he sought to bolster
Medicaid. A federal audit said $52 million in funds that the
state claimed for school health care for special needs students
was inadequately documented.
New
Mexico—has no spend down; its
barebones Medicaid waiver-funded
health insurance for uninsured adults under 200% excludes
Medicare patients. The state seems to have quietly dropped
proposed plan changes & waivers to impose co-pays of $2 per Rx,
$5 per office visit, $15 per ER visit & $25 per hospital stay,
an “enrollment fee” of $25 & a $10 annual premium; cut coverage
of rural transport costs to get Rx’s; end coverage of adult
eyeglasses & other medical equipment; and stop coverage for
illegal aliens. And Gov. Richardson changed eligibility
re-certifications to once instead of twice yearly; raised income
levels enough (to 235%) to cover 7,800 more children & 1,200
more pregnant women; and chose a task
force to plan expanding coverage (modeled on the MA reforms);
raising the Medicaid waiver level to 300% to cover more modest
income workers; and giving Medicaid to all (even
childless & non-disabled) adults under 100%.
New
York---a “Family Health” Medicaid waiver covers parents under
150% & all childless (even non-disabled) adults
under 100% except Medicare patients (who
must be under the lower SSI/SSP level to get it).
State-subsidized “Healthy NY” insurance for workers under 250%
excludes part timers & Medicare patients & caps yearly Rx’s
at $3,000. The state still
excludes the disabled from its SPAP, even though Part D
will save it over $113 million yearly; began forcing SSI
recipients into HMOs; raised FamilyHealth co-pays to $5 for
doctors & dentists & to $3 for generic & $6 for brand name Rx’s;
raised other Medicaid Rx co-pays to $1 per generic
& $3 for brands; capped yearly Medicaid co-pays at $200; set up
a formulary allowing doctor over-rides; is starting & seeking a
waiver for Medicaid assisted living, chore aide & adult day care
instead of costlier nursing homes; requested a waiver extension
to keep letting HMOs & clinics enroll patients; but cut the
aged/disabled couple income level by $75 monthly. The state
makes the City & its counties pay half of non-federal Medicaid
costs, but it capped those costs to a 3.5% increase. It raised
Family Health ER co-pays to $25; let providers deny services to
those who don’t meet co-pays); enacted slightly tighter nursing
home rules for asset transfers (but did not
tighten living allowances, spousal support & asset rules for
home-based & HCB waiver care); funded AIDS day care health
centers; set up a foundation to spend $250 million it got from a
Blue Cross’ charity-to-profit conversion on access for the poor
& preventive medicine, diabetes, diet & fitness programs; and
gave Medicaid to the uninsured (disabled or not!) with colon or
prostate cancer under 250% (fully state-funded for those over
150% or are otherwise not federally-matchable and reportedly
even available secondarily to Medicare patients). State law
requires hospital bill discounts for those with incomes under
300% & bans taking homes for delinquent bills. An Assembly study
said prior authorization procedures wrongly deny or delay
patients’ access to needed walkers, wheelchairs & other
equipment.
North
Carolina---added coverage of the working disabled
(to be effective 7/1/07); increased covered Rx’s
from 6 to 8 monthly (with exceptions for serious conditions; 3
more allowed through pharmacists; and even more as allowed by a
medication therapy management program); and abolished its SPAP
1/1/06. CMS forced cuts of $80 million in HCB care & home aides
for 5,000 disabled persons; the state will make up $30 million
of that with school funds & reorganize financing of public
behavioral health (with $75 million more for community health
centers). The UNC hospital system eased some eligibility rules
for free indigent care, but now requires up-front co-pays.
Children’s orthodonture & dental rates are too low to attract
enough providers. The state makes its counties pay 15% of
Medicaid costs but Gov. Easley & the legislature (both
Democratic) froze county costs for 2006-07;
funded an increase in the ADAP income
level from 125% to 200%,; but cut funds for
kindergarteners’ eye exams by 75%. A federal audit requires the
state to refund $15.5 million (plus $90 million more from
hospitals) in over-claimed DSH funds.
North
Dakota---this 209(b) state established a Medicaid “reform”
commission.
Ohio---this
209(b) state’s GOP legislature cut the parental income level
from 100% to 90% (27,000 lost Medicaid 1/1/06); raised Rx
co-pays to $3; slashed the adult dental care budget by 50%;
ended adult vision, podiatry & psychologist care; cut secondary
payments for dual eligibles; herded all non-Medicare patients
into HMOs; slashed $80 million from the non-federal Disability
Medical Assistance (DMA) program for 15,000+ indigent disabled
persons awaiting SSA eligibility decisions; and
let providers refuse service to those
who don’t meet co-pays. Yet it created over 2,000 new HCB
waiver slots; beefed up its home care programs (which cost
one-fifth of nursing homes); moved 700+ patients into that care;
and some GOP legislators even proposed covering the working
disabled but still kept Ohio’s $504 monthly aged/disabled level
as the nation’s lowest. Outgoing Gov.Taft (R )
sought $2 billion more in cuts & transferred $200
million+ in left-over TANF funds to day care, home energy
assistance & other low income programs,
but nothing to Medicaid.
No new DMA applications are being taken; and current DMA
patients must “prove” they need medical care or lose coverage.
Oklahoma---this 209(b) state cut the Medicaid level from 185% to
100% for children over 1 & from 100% to the much lower SSI/SSP
level for the aged & disabled, ended the family spend down,
re-imposed a “3-Rx’s-a-month” limit and cut the nursing
home & HCB waiver income level---but Gov. Henry (D) added
coverage of the breast & cervical cancer and working disabled
groups. Higher tobacco taxes fund a
HIFA waiver to subsidize
barebones insurance for 50,000+ workers & spouses, with
incomes under 185%, in firms with under 50 workers (Henry hopes
to expand the program) ; and
the state mental health agency coordinates early intervention &
treatment services for at-risk school pupils in 30 counties.
Gov. The state plans to cut $100 million in fraud &
abuse; change Medicaid into a defined
contribution plan with a 2nd (Florida-type) HIFA
waiver; offer fewer, “customized”, cheaper
benefits; pay premium support instead of secondary, wraparound
Medicaid if patients can get work coverage; promote health
savings accounts; end private insurance benefits mandates;
cut ER & nursing home costs by promoting home, primary,
community & clinic care; raise provider fees; and further expand
mental health care (with some help from a federal grant).
But the state ADAP had to adopt
cost-containments.
Oregon---a
Title XVI state with no spend down; an anti-tax
referendum caused 70,000+ childless, non-SSI adults to lose
coverage via income level cuts & premium raises & ended spend
down eligibility for all but transplant & HIV patients (Oregon
Health Plan enrollment fell over 50%). In 2004-05, the state
limited adult dental care; ended adult vision coverage; limited
urban non-HMO in-hospital days to 18 yearly; and adopted more
ADAP cost containment steps.
Pennsylvania---funding shortages limit enrollment for
state-subsidized barebones
“AdultBasic” health insurance for uninsured adults under 200%
(it excludes Medicare patients & has no
drug benefit). The state’s SPAP
still fails to cover the disabled under age 65--even
though Part D could save it $170 million a year. The
state is finalizing plans for the SPAP to wraparound Part D and
pay its premiums & cost-sharing for joint eligibles; imposed
premiums of $40+ monthly plus more & higher co-pays on Katie
Becket waiver children whose families make over $40,000; cut
covered inpatient hospital stays to twice a year (but only once
yearly for General Assistance patients), inpatient
rehabilitation stays to once a year and doctor & clinic visits
to 18 a year for male adults; rejected higher co-pays & monthly
numerical limits for drugs; but may
have to take ADAP cost containment steps.
Gov. Rendell (D) got $85 million more from state Blue
Cross plans for the AdultBasic budget to cover 30,000 of the
120,000+ on its waiting list; but the Blue Cross plans (which
are CHIP contractors) were caught improperly enrolling children
in their own more costly $50-premium “Special” plans
(which don’t have dental, vision, hearing or drug coverage)
instead. The 2007 budget raises hospital, nursing home & HMO
contractor rates 4%; gives $5 million to hospital burn units;
and funds “universal” SCHIP coverage, with more cost-sharing for
“richer” families. The state offers Medicaid to the working
disabled & the working “recovered/ex-disabled”.
Rhode
Island---the state has an 185% parental/family income level;
added limited coverage of the disabled over 55 to its
limited-formulary SPAP and offered Medicaid to the working
disabled. Gov. Carcieri (R ) set up a Medicaid “reform” board;
proposed dropping 3,000 alien children, tightening eligibility &
cutting benefits; yet signed a bill to
subsidize insurance for some low-paid workers in small firms
(but which also weakened the
state’s health insurance mandated benefits law).
A state court voided his introduction of $1 & $3 Medicaid
drug co-pays without legislative approval.
South
Carolina---has no spend down. The state cut
Medicaid Rx’s from 4 to 3 monthly;
added $40 co-pays for inpatient hospitalizations, $25 for ER
visits, $2 for doctor visits, $3 for dentists, $3 for
medical equipment & $1 for other providers (Rx co-pays were
already $3); and seeks CMS waivers to
introduce Medicaid health savings accounts and raise co-pays
more (e.g., $5 per Rx, $100 per hospital stay, $25 per
outpatient surgery). The
SPAP has a 200% income limit; is funded as a Pharmacy Plus
Medicaid waiver; excludes
the disabled; and now
covers all but 5% coinsurance of drug costs for Part D patients
after they reach the donut hole (10% coinsurance for those with
incomes from 135% to 150%). But its
ADAP---which gets only token state funding—now has a growing
waiting list (on which 3 patients died in 2006)
and is $3 million short. The state plans to re-impose
asset tests for families & children (1 vehicle & 1 home of any
value + $20,000) and has delayed Medicaid/SCHIP coverage of the
new HPV vaccine, although the federal children’s vaccine program
can offer it.
South
Dakota---has no spend down; plans a high risk
health insurance pool & its ADAP had to
adopt cost-containments.
Tennessee----ended its Tenncare waiver expansion, dropping
191,000+ aged, disabled, parents & “uninsurable” adults; but no
children. Except for pregnant women, children & HIV+ persons,
Medicaid doctor’s visits are limited to 10 yearly, hospital days
to 20 & Rx’s to 2 brand names plus 3 generics monthly (with $3
co-pays--$5 for some brand name Rx’s--but exceptions for HIV &
Hepatitis C drugs). The state adopted a formulary; set Medicaid
ER co-pays at $5; covered Weight Watchers; and ended methadone
coverage. It budgeted $20 million more for low income & county
clinics ($5 co-pays) but adopted some
ADAP economies. With these savings & $50 million in
now-re-programmed federal DSH money,
the state will raise Medicaid levels for pregnant women &
infants; add hundreds of HCB waiver slots; raise the CHIP income
level to 250%; subsidize
barebones
health insurance (at first only for the working
poor, but to be open later to the aged & disabled who
can’t work--with plan startup
now delayed until 3/07 & temporarily closed to low income
workers with non-participating employers);
revive a high risk pool,
with priority for the chronically ill
dropped by Tenncare (full
premiums will be $5,700 yearly,
with discount subsidies for those under 200%,
that will still cost the poorest a
steep $160 monthly); and sponsor Rx discounts on generics
& some (but not all) brand name drugs for those under 250%.
But the new CHIP co-pays are $5 for
generic & $20 for brand name drugs; $15 per doctor visit; $50
per ER visit; and $100 per hospital stay., with a 5 Rx monthly
limit (except for insulin, diabetic supplies & some
mental illness drugs). See
www.tenncare.org for
details. The state ended coverage of benzodiazepines &
barbiturates (even for anxiety, epilepsy, seizures
& mental illnesses, over-riding its own Rx board). A Tenncare
cut impact study was due in 11/06 at
www.researchcouncil.net .
Texas—The
state ended its family-only spend down & CHIP coverage of
prostheses, physical therapy & private duty nursing; tightened
CHIP asset rules; imposed $10 to $20 co-pays for CHIP doctor
visits & Rx’s; raised CHIP premiums; imposed a 90 day wait to
enroll in CHIP; cut Medicaid home health care; and ended adult
chiropractic & podiatry coverage. But a state law denying
Medicaid to parents who abuse drugs or alcohol or whose children
miss school or checkups was voided by a court. The state set up
a Medicaid “reform” board & wants a waiver to force TANF
children & families in 8 large counties into HMOs that will
spend $109 million less on their care each 2 years, but
complex hospital rate issues delayed similar HMO contracts for
the aged & disabled. The eligibility privatization contractor’s
service was so poor (122,000 children lost coverage, although a
study found that half of applicants did submit
documentation), that the state suspended the contract, asked
some of the 2,900 laid-off state eligibility workers to return
and gave 28,000 CHIP cases more time to complete forms.
Texas ADAP had to take cost-containment measures, but
eased access to Fuzeon; and the legislature restored Medicaid &
CHIP mental health, vision & hearing aid coverage & CHIP dental
care. A federal court said the state was violating its order for
better EPSDT outreach, while the state revoked its family
planning contract with Planned Parenthood (because it uses
private funds for abortions), and is using inexperienced
general clinics instead.
Utah---this
Title XVI state, with a HIFA
waiver, gives
barebones Medicaid (no hospital,
specialists’, nursing home or home health care; high drug &
other co-pays; see
http://www.kff.org/medicaid/kcmu030706pkg.cfm for a
critique) to all uninsured adults
(at first only parents, but now even
the childless) under 150% & not on Medicare
(but only if they apply during
infrequent open application periods); offers regular,
full Medicaid to the aged & disabled under 100%; but ended
adult coverage of podiatry; audiology; speech, occupational &
physical therapy, plus vision & dental care. Even with a $1
billion state surplus, the GOP legislature still
won’t re-fund the dental and vision benefits (for which Gov.
Huntsman [R] then actually had to solicit private
donations!); and the legislature also won’t raise doctor fees
(now too low to attract enough providers) or add more supportive
care for the severely disabled.
Huntsman began subsidizing up to $150/mo (plus $100 per child)
of the employee share of job health plan premiums for low income
workers (beginning with 1,000 cases & possibly expanding to
4,000-9,000), and a study board he set up is considering
other—even “Massachusetts-’lite” type-- health coverage
expansions, but—contrarily--a
legislative committee is again considering further
Medicaid cuts (i.e., consolidating eligibility staffing;
imposing a budget cap) .The
state’s ADAP had to take cost-containment steps.
Vermont—The
Democratic legislature reversed Gov. Douglas’ (R ) elimination
of adult dental care. But CMS & the legislature approved
his HIFA waiver which, in
exchange for $400 million extra to meet a 5 year deficit, forces
patients into HMOs, promotes HCB care over nursing homes &
tightens up asset transfer bans-- but also caps future federal
funds. See
http://www.kff.org/medicaid/7540.cfm for details. A new,
bi-partisan law cuts family premiums by 50%, raises tobacco
taxes and charges $365 to employers that don’t offer health
insurance to fund state-subsidized,
non-barebones, private health insurance for
those under 300% starting in 2007. The state also dropped its
former, low unearned income threshold level, which had
effectively barred most of the working disabled with SSDI & VA
checks from Medicaid.
Virginia---a 209(b) state; in 2004 $1.3 billion in new business
& tobacco taxes prevented CHIP & Medicaid cuts; raised hospital,
nursing home & dental rates; funded 850 more HCB waiver slots;
and covered 100,000 more children. Gov. Kaine (D) authorized
Medicaid for the working disabled & a
SPAP to pay for cost-sharing & uncovered drugs for HIV+ Medicare
patients with incomes from 135% to 300%; and appointed a
board to strengthen Medicaid & explore coverage expansion (its
interim report is at
http://www.dmas.virginia.gov/ab-mrc_home.htm ), but
the GOP legislature wants to create Medicaid health savings
accounts, force more patients into HMOs (half are already) and
raise their cost-sharing.
Washington---the state reinstated yearly eligibility for
children; dropped legal aliens (but later began
reinstating many); cut Basic Health (state-subsidized
barebones insurance for those
not on Medicare or Medicaid) enrollment by 30,000 & raised its
premiums & co-pays. Eligibility tightening cut 63,000 patients
from Medicaid & CHIP and the state set up
a “reform” board. But it dropped plans for children’s
Medicaid premiums; restored limited adult dental care; and is
using a $14 million federal funds windfall to pay co-pays for
Part D Extra Help patients through 12/06. Facing a $500 million
budget increase for Medicaid & related programs in 2007-09, and
a state audit finding $1 billion in past improper
Medicaid spending (including $9.5 million in federal funds
wrongly spent on illegal aliens’ non-emergency
care), Gov. Gregoire (D) will tighten administrative &
prescription controls; adopt case management for chronic, costly
cases; and, with a facility development grant from RWJ &
presumably a CMS waiver, soon cover assisted living facility
care through Medicaid. King County found $2.4 million to keep 4
financially-troubled low income clinics open, at least until
mid-2007, and the state & Group Health
Cooperative will lower Basic Health premiums 80% (to $36.82 per
person/month) in 2007.
West
Virginia---the state adopted a monthly limit of 4 brand name
drugs and there’s an ADAP waiting list.
The state started a health insurance risk pool yet cut medical
equipment, transport, incontinence, & wheelchair supply funds
and tightened admission criteria –which it later rescinded—for
HCB waiver care (slots dropped from 5,000 to 3,500). Gov.
Manchin (D) signed bills passed by the Democratic legislature to
offer primary care only (no specialist or hospital coverage) to
the uninsured working (but not
unemployed) poor for 3 years (but only with employer support)
for $1 co-pays at 8 clinics, sponsor cheap,
barebones subsidized health
insurance for the working poor; and raise the CHIP
income level from 200% to 300%--all to be effective in 2007
(yet then sought to delay the CHIP
income liberalization for at least a year). A new rule
requires prior authorization even for oxygen &
breathing machines, as was already true for adult diapers. The
state got CMS approval to assign primary physicians to patients,
place them in managed care and offer them an extra “bonus”
Medicaid package (“emergent” adult dental
care; uncapped drug coverage; preventive, anti-smoking,
diabetes, fitness & diet services; etc.). At first enrollment in
the extra bonus component will be “voluntary”, and just for
non-disabled parents & children (but it might later cover the
disabled & aged too) who sign “personal responsibility”
contracts--with bonus services denied to non-signers & contract
breakers (who’d then face more cost-sharing). See
http://www.kff.org/medicaid/7529.cfm for plan details as
first understood;
http://www.georgetown.edu
&
http://www.cbpp.org/5/31-06health.htm on children’s
provisions; and
http://content.nejm.org/cgi/content/full/355/8/753 &
http://content.nejm.org/cgi/content/full/355/8/756 for two
NEJM analyses of the state’s Medicaid plan changes.
Wisconsin---the state began covering illegal aliens’ prenatal &
childbirth costs; got its Pharmacy Plus waiver funding its SPAP
(it has a 240% income level but
still excludes the disabled) extended to 6/30/07;
but CMS now wants more proof of its cost neutrality. The state
is moving 25% of nursing home patients into cheaper “Family
Care” (at-home & HCB waiver care).
Gov. Doyle (D) vetoed the GOP legislature’s health savings
account bill; and wants to raise the parent income level from
185% to 200% (with premiums for
those over 150%); let “richer”
families enroll at full cost; and set up
state-sponsored reinsurance to lower premiums & costs (by
assuming catastrophic expenses) of small employers’ insurers.
Wyoming---has no spend down and its SPAP is open
to anyone under 100% who’s not
Medicare-eligible. A state board is considering Medicaid reforms
(its interim report, due 10/10/06,
is at
www.wyominghealthcarecommission.org ). The GOP
legislature cut the mental health (including children’s hospital
care) and substance abuse budget by nearly half (even though
there’s a $1 billion surplus & a Healthy Together chronic case
management program saves $30 million yearly);
authorized a waiver to give
watered-down
coverage to CHIP parents under 200% (with
higher co-pays but premium-free
for those under 133%); and a Katie Beckett waiver for
limited services to mentally ill middle income children.
SOURCES AND
RESOURCES:
For
the 48 states & DC, the 2006
federal poverty level (FPL)
is $9800 yearly ($817 monthly) for one
plus $3400 yearly ($283 monthly) for each additional person;
see the Asst. Secy. for Plan. & Eval. pages at
www.dhhs.gov for AK & HI.
See if the
brand-new “State
Assistance Programs for SSI Recipients,
2006”
is up at
www.socialsecurity.gov/policy --or,
if not, email
sherry.barber@ssa.gov for a
copy-- for states’
Medicaid eligibility rules for SSI recipients and their Section
1616, 1634 or 209(b) arrangements; if they offer--and the
amounts of and who administers—SSPs, or State Supplementary
Payments (including those for residents of licensed board & care
homes); medically needy spend down coverage; and state-SSA
welfare interim assistance reimbursement agreements
for indigents awaiting SSI.
See
“Medicaid and SCHIP
Eligibility for Immigrants” (4/06) at
http://www.kff.org/medicaid/upload/7492.pdf
on limits for federally-matched
Medicaid and SCHIP coverage of both legal and illegal aliens.
See
www.kff.org/medicaidbenefits
for states’ 2003-04 “optional”
coverage of chiropractors,
podiatry, dentistry,
dentures, orthodonture, eyeglasses, optometry, hearing aids,
audiologists, psychologists,
prosthetics, medical equipment, hospices and physical,
occupational, speech & other therapy,
which some states later cut in 2004-05.
See
“Outline on State
Medicaid Cutbacks & Responsive Advocacy” at
www.healthlaw.org for
legal rules states must meet to make cuts and legal arguments to
oppose them. Guides and policy arguments for opposing state cuts
appear at www.familiesusa.org
, www.cbpp.org ,
www.communitycatalyst.org &
www.TAEP.org .
See these
DRA advocacy guides,
at
www.healthlaw.org
: “The Role of State
Law in Limiting Medicaid Changes” for
a state-by-state analysis of state
statutes on who can change state Medicaid plans (i.e., to raise
cost-sharing or reduce benefits), “Q and A: State
Medicaid Plans” on preparation &
submission rules and procedures for state plan amendments
and ”The Deficit
Reduction Act of 2005: Implications for State Advocacy”
for tips to prevent such plan
amendments. See
http://www.nachc.com/advocacy/Files/state-policy/model520state520legislationh.pdf
and
http://www.nachc.com/advocacy/Files/ModelStateLegislation-AppropriationsRiderssr031406_RS-.pdf
for a model statute requiring that plan changes/waivers be
approved by legislatures & not just by Governors or Medicaid
agencies.
See
www.communitycatalyst.org for a 10/06 study on the consumer
role in health care advocacy & coverage expansion (i.e., raising
income eligibility levels) in 16 states---and advice for
stronger consumer reform advocacy in
all
states.
See
“Waiver Watch” at
www.healthlaw.org , “Waiver Tool Box” at
www.familiesusa.org, “Coverage Gains Under Recent Section
1115 Waivers” 8/05 at
www.kff.org & materials at
www.cbpp.org for news &
details on state waivers.
See
“ADAP Watch” at
www.NASTAD.org for
the latest details on state ADAP
waiting lists, cost containment measures & state ADAP websites.
The “National ADAP Monitoring Report, 2006: Key ADAP
Highlights”, Chart 1, pp.1-2, at
www.kff.org lists
all
state ADAP income levels. See
the adjacent full Report
for their
cost sharing measures and any medical criteria and/or prior
authorization needed for
special or costly drugs. State
ADAP formularies are in a 2nd adjacent document.
See
http://www.kff.org/hivaids/upload/7531.pdf
for a side-by-side comparing the
current Ryan White CARE Act to pending & proposed
reauthorization bills; email
weaids@ticann.org
for “A Beginner’s Guide to the ADAP Program
Crisis.” and email
alefert@nastad.org for a chart
outlining state ADAPs’ initial responses to an interim survey on
their policies & procedures to coordinate with /wrap-around Part
D .
States’ August, 2003 cost-sharing,
premium & co-pay rules & amounts are in
“Medicaid and SCHIP: States’
Premium and Cost Sharing” (03/04) at
http://www.GAO.gov/new.items/d04491.pdf ;
but there’s more
recent
drug co-pay
data in
the “State Medicaid Prescription Drug Reimbursement Chart–
March, 2005” at
www.ascp.com .
See
“Pharmaceutical
Benefits Under State Medical Assistance Programs, 2004” (Section
4, pp. 24-46) under “Resources” at
www.npcnow.org on state
formularies, payments, over-the-counter coverage, prior
authorization, prescribing/dispensing limits & drug co-pay
amounts & any cumulative co-pay amount caps.
See
http://www.ncsl.org/programs/health/SPAPCoordination.htm &
http://www.medicare.gov/spap.asp on
State Pharmacy Assistance Programs’
(SPAP) eligibility & coverage and
how they coordinate with/supplement
Part D.
See http://www.medicareadvocacy.org/AlertPDFs/07.21.05.PartDSpeak.full.pdf
for a Glossary of Part D terms;
“The New Medicare
Drug Benefit: How Much Will You Pay?” at
http://www.familiesusa.org/issues/medicare/rx-drug-center/benefit-basics.html
for charts on Part D premiums,
deductibles and co-pays/coinsurance---plus income & asset
levels---for Low Income Subsidies(LIS)/Extra Help;
and
http://www.nsclc.org/news/06/08/advexcept_081706.doc for a
guide to Part D exceptions & appeals.
See
http://www.epocrates.com (subscription required) for
regularly updated formularies for
each Part D drug plan.
While Part D
displaces Medicaid for most drugs for dual eligibles,
those 6 narrow classes of drugs that
are specifically excluded by the Part D law can still be
covered for them by Medicaid; such state coverage is
re-tabulated from CMS surveys at
www.medicareadvocacy.org/Part D_ExcludedDrugsbyState.htm
(12/1/05 report under
“News” icon).
See
“Individual Budget-Based Models of LTC’ (1/06) at
www.statehealthfacts.org for
states’ coverage of HCB waiver, home health, personal care aide
& patient-directed home-based care as alternatives to
institutionalization.
A list of current
(2006) state-set personal needs allowance (PNA) amounts for
Medicaid patients in skilled nursing facilities (SNFs) and
intermediate care facilities (ICFs) and for residents in
state-licensed, State Supplementary Payment (SSP)-funded board
and care supervised group homes is available from
lsmetanka@nccnhr.org .
Data on failed
state TABOR (“Taxpayer Bill of Rights”) referenda that would
have artificially capped and/or cut state health, social
services, public safety & education funding are available at
www.cbpp.org and
www.ballot.org .
See www.healthlaw.org
for “
Painless
Ways To Deal With State Medicaid Shortfalls”
(without cutting
eligibility or benefits); state eligibility income levels and
rules in “States With..High Aged/Disabled ..Income
Levels” and “States
With High Parental..Income Levels”;
a health and Medicaid
policy
“Glossary”;
State Pharmacy Assistance Programs’
coverage of the disabled & their income levels in
“SPAPs, Part D and...the Disabled”; “How States Can Make More
Patients Eligible for Pt. D Extra Help at Little or No Net State
Cost …”; and an introduction to
eligibility for “VA Health..Benefits”.
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